Your mortgage questions answered

Get straightforward mortgage advice from the team at John Charcol. We're on-hand to answer your mortgage questions and help you find the best deal for you.

With over 40 years' experience in the industry we understand the process of buying a new home, arranging a mortgage and navigating the property market.

So if you're looking for advice, don't leave your mortgage to chance; read our helpful guides on the different types of mortgages or if you’re looking for tailored advice, browse through our frequently asked questions below and put your own mortgage question to our independent mortgage experts today.

I want a house, to do up & sell on. I can't get a mortgage over a short period, what can I do?

I am looking to buy a house and then do up to sell on, I will be...

Is it difficult to split the freehold title?

I have an investment property that was purchased as a shop with...

Mortgages in Trust

My daughter and her partner, due to wed next year, are potential...

Can my ex remortgage without my consent?

My hubby andi have separated. I still live I moir home with our...

Taking over Parents Mortgage

My Mother & Father are going through a divorce. Due to the poor...

Homes for Dependent Relatives

I want to buy my elderly parents a house nearer to the family....

What is the minimum size for a flat to get a mortgage?

I own a small studio flat in London which I am considering...

I want to buy a larger property in my name only, is my partners income considered?

I want to buy a larger property in my name only, is my partners...

Can I get a mortgage if i work abroad?

Currently working in the Middle East. My base is in London. Can I...

I'm about to get divorced. Can I get a mortgage using the maintenance payments?

My husband and I are about to separate. We will be selling our...

Will my ex-wife have any claim on my new home?

My wife and I seperated in October and later on in 2013 I'm...

What is the best way to borrow money to buy land to build on?

I wish to raise £80K for approx 8 months, in order to buy a piece...

Can I get a mortgage for a house with a flat roof?

I am interested in buying an architect designed house that is...

How can I buy a house when I haven't sold my current property?

We own our home outright and have got it up for sale. i have now...

Should we use our property as collateral for our son's mortgage?

We are retired and own our home outright. Our son wants to buy...

1 Year Accounts Mortgage

I am self-employed and will not have the 1st full year of...

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