Your mortgage questions answered

Get straightforward mortgage advice from the team at John Charcol. We're on-hand to answer your mortgage questions and help you find the best deal for you.

With over 40 years' experience in the industry we understand the process of buying a new home, arranging a mortgage and navigating the property market.

So if you're looking for advice, don't leave your mortgage to chance; read our helpful guides on the different types of mortgages or if you’re looking for tailored advice, browse through our frequently asked questions below and put your own mortgage question to our independent mortgage experts today.

Not removed from previous mortgage covenants, what can I do?

My husband and I separated 3 years ago. I was prepared to leave...

Can I release equity from my home to pay for school fees?

I own a mortgage free property approx value 300k I would like to...

I want a house, to do up & sell on. I can't get a mortgage over a short period, what can I do?

I am looking to buy a house and then do up to sell on, I will be...

Is it difficult to split the freehold title?

I have an investment property that was purchased as a shop with...

Mortgages in Trust

My daughter and her partner, due to wed next year, are potential...

Can my ex remortgage without my consent?

My hubby andi have separated. I still live I moir home with our...

Taking over Parents Mortgage

My Mother & Father are going through a divorce. Due to the poor...

Homes for Dependent Relatives

I want to buy my elderly parents a house nearer to the family....

What is the minimum size for a flat to get a mortgage?

I own a small studio flat in London which I am considering...

I want to buy a larger property in my name only, is my partners income considered?

I want to buy a larger property in my name only, is my partners...

Can I get a mortgage if i work abroad?

Currently working in the Middle East. My base is in London. Can I...

How can we convert our two flats into a single dwelling?

We currently own a double fronted Victorian house, which is split...

I'm about to get divorced. Can I get a mortgage using the maintenance payments?

My husband and I are about to separate. We will be selling our...

Will my ex-wife have any claim on my new home?

My wife and I seperated in October and later on in 2013 I'm...

Converting a 2 bed flat into 2 studio flats.

After 13 years of marriage my wife and I are divorcing. We live...

What is the best way to borrow money to buy land to build on?

I wish to raise £80K for approx 8 months, in order to buy a piece...

You are currently offline. Some pages or content may fail to load.