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John Charcol regularly contributes to all forms of media and our lead spokesperson, Ray Boulger, is widely regarded as the guru of the mortgage market.  Ray is a regular on BBC Television, BBC Radio, ITV and Sky News.  As well as broadcast media, he is a regular in the Financial Times, Sunday Times, Sunday Telegraph and other leading newspapers.

Find out more about Ray Boulger

Here is a selection of the latest developments at John Charcol.


With Help to Buy due to be restricted from 2021 and then axed in 2023, Ray, discussed the impact of its demise and put forward ideas for how it could be replaced.


Accord Mortgages has increased its maximum term to 40 years and extended the age limit for applicants to 80 years old.


Tens of thousands of homeowners who live in buildings with combustible cladding are being told that their properties are worthless by valuers, leaving them unable to sell or switch mortgage provider.


The buy-to-let market has picked up pace despite forecasts that it would be stifled by tax and regulatory changes.


BREXIT rumbles on at Britain counts down to the deadline for negotiations, when the UK must drop out of the EU without a deal. A survey has revealed how Britons will act when it comes to big purchases after Brexit and in the case of a no deal.


Lifetime Mortgages are available at low interest rates. As a new product hits the market mortgage seeking over 55s should take a look.


Some brokers may need to change their self-employed package to a fuller, ‘fatter’ version to protect themselves from HMRC’s new tax rules


Almost 300,000 homeowners switched product with their existing provider in Q2 2019 according to the latest figures from UK Finance.


John Charcol today announces that it has teamed up with Key Partnerships, which will see both firms refer cases to each other on a reciprocal basis.


The mortgage market is likely to see more and lengthier long-term fixes as lenders aim to cash in on what they think will be a sustained period of low interest rates, brokers have predicted.

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