To speak to one of the media team email contact@johncharcol.co.uk with your request and we will get back to you. Alternatively you can call 0207 933 9609 to speak to the press office.

John Charcol regularly contributes to all forms of media and our lead spokesperson, Ray Boulger, is widely regarded as the guru of the mortgage market.  Ray is a regular on BBC Television, BBC Radio, ITV and Sky News.  As well as broadcast media, he is a regular in the Financial Times, Sunday Times, Sunday Telegraph and other leading newspapers.

Find out more about Ray Boulger

Here is a selection of the latest developments at John Charcol.

20/09/2018 by Mortgage Strategy

Tight regulations and concerns over visas have made it difficult for many American citizens to secure mortgages on UK properties. “If an individual has indefinite leave to remain, most lenders will look to lend to them,” says JC's Nicholas Morrey.


20/09/2018 by Mortgage Solutions

A ‘primary property gains tax‘ has been mooted as a replacement for stamp duty in an effort to close the gap in wealth inequality and help address the housing crisis. We asked this week’s Marketwatch panel if such a tax could be a good idea.


17/09/2018 by ResponseSource

A survey of 1,000 people by John Charcol, an independent mortgage adviser, found that UK couples are together for 4.5 years before buying a home, whereas London couples wait an additional 4 months.


17/09/2018 by Mail Online

A key trigger for the anticipated rise in arrears is the conversion of state benefit ‘support for mortgage interest’ to a loan. JC's Ray Boulger blames the Government’s ‘inept implementation’ of the new scheme for the low take-up.


14/09/2018 by Mortgage Introducer

Bank of England Governor Mark Carney has warned government ministers that a worst-case scenario no-deal Brexit could lead to house prices plunging by over a third, the BBC has reported. JC's Ray Boulger said: “I think there’s been some misleading reporting. It appears to be based on a briefing to the Cabinet."


12/09/2018 by FT Adviser

Foundation Home Loans has launched a buy-to-let five-year incentive package, targeted at landlords looking to manage their costs when remortgaging. JC's Nick Morrey said for landlords it was generally cheaper to purchase than remortgage, but there were additional fees.


11/09/2018 by Mortgage Strategy

The mortgage club debate has raised its head once more, with some brokers expressing dissatisfaction at the manner in which they operate. JC's Ray Boulger said: “New lenders have to carefully manage the speed at which they offer their products. A lot choose to enter the market through mortgage clubs.”


11/09/2018 by The Telegraph

The RIO market is relatively small, meaning competition is lacking and interest rates are high. JC's Ray Boulger said he expects this to change within a year, as more lenders plan to enter the market.


10/09/2018 by FT Adviser

Halifax Intermediaries has reintroduced its cashback offer for first-time buyers and home movers. JC's Nick Morrey said it was not unusual for lenders to produce "new" offers for the autumn in anticipation of increased activity from people looking to move before Christmas.


04/09/2018 by The Daily Telegraph

Homeowners face higher mortgage bills from today as banks pass on increased interest costs to their standard variable rate (SVR) customers following the Bank Rate rise last month. JC's Nick Morrey said: "Lenders that have not announced a change run the risk of not quite looking as transparent as they could be."


Sign up to our Newsletter

Receive our monthly email newsletter and keep up to date on the current condition of the mortgage market alongside product news that may be of interest to you.

You are currently offline. Some pages or assets may fail to load.