To speak to one of the media team email with your request and we will get back to you. Alternatively you can call 0207 933 9609 to speak to the press office.

John Charcol regularly contributes to all forms of media and our lead spokesperson, Ray Boulger, is widely regarded as the guru of the mortgage market.  Ray is a regular on BBC Television, BBC Radio, ITV and Sky News.  As well as broadcast media, he is a regular in the Financial Times, Sunday Times, Sunday Telegraph and other leading newspapers.

Find out more about Ray Boulger

Here is a selection of the latest developments at John Charcol.

20/11/2018 by The Telegraph

JC's Nick Morrey said that if landlords levy an extra charge for a tenant who owns a pet, the fee should be "appropriate and declared upfront".

19/11/2018 by Mortgage Introducer

The government made the wrong changes to Help to Buy – and should have cut the equity loan, JC's Ray Boulger has argued.

19/11/2018 by Mortgage Introducer

There is a lack of options for people remortgaging with the Help to Buy equity loan scheme. JC's Ray Boulger blamed onerous admin requirements from The Homes and Communities agency, for the lack of providers.

19/11/2018 by BristolLive

We asked the mortgage experts at John Charcol for their top tips on securing a mortgage when you work for yourself.

15/11/2018 by The Telegraph

Specialist brokers such as Kensington Mortgages and John Charcol offer mortgages specifically for those without a traditional fixed source of income. At the former, borrowers have to provide only one year's worth of history as a freelancer.

14/11/2018 by The Times

Lenders should consider bringing back controversial 100 per cent mortgages to combat falling home ownership rates among young people, according to the Building Societies Association, a key industry body. Some mortgage brokers welcomed the BSA's suggestion. JC's Nick Morrey said "Bringing back 100% mortgages is one of the best things to help first-time buyers, mostly because the options they have are so limited."

12/11/2018 by FT Adviser

Lenders and challengers are extending their reach into Scotland, which might see them roll out more products into Northern Ireland, a mortgage specialist has claimed. JC's Ray Boulger said there were signs that greater competition and choice might be on the cards for Scotland and Northern Ireland when it came to mortgage launches.

12/11/2018 by Mortgage Solutions

More than half of brokers approve the extension to the Help to Buy scheme confirmed in the Budget, whilst over one in five do not see it as a positive. JC's Ray Boulger said that developers and first-time buyers now have clarity up to March 2023, but the way the government made the changes was wrong, restricting the scheme to first-time buyers and with the introduction of price caps that may bring less new build homes after 2021.

12/11/2018 by Mortgage Strategy

The residential lending scores are in and it was a race to the wire, with only a fraction of a percentage point separating the three lenders at the top of the table. JC's Nick Morrey is one of the experts leaving his opinions.

09/11/2018 by Mortgage Introducer

There are concerns that some customers are being steered towards retirement interest-only mortgages, known as RIOs, or equity release without the other option being properly considered. JC's Ray Boulger said: “There are regulatory barriers meaning in practice advisers can only advise on one or another."

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