When it comes to property, there is often talk about different loan types and the release of equity to be able to spend on other things such as home improvements. By understanding the type of mortgage, you are currently on and the flexibility of releasing equity will depend on your lender and individual circumstances.

We’ve put together a guide on releasing equity and what your options are to help you understand the complex market of property. Please see our equity release guide.

If you’re looking for expert advice about going through this process, a good start would be to browse the most frequently asked questions below which have been put together by our mortgage experts. Alternatively, if you can’t find an answer to your question, you can ask your own and our advisers will come back to you as soon as they can.

How Can I Get a Mortgage on a Freehold Flat?

My husband and I have fallen in love with a property. It's a...

Can I Sell Part of My Land if I Have a Mortgage?

Lenders restrictions on selling part of your mortgaged house

Can I Remortgage a Right To Buy Property?

I have just taken out a mortgage on a right-to-buy property. The...

Can You Release Equity from a Property with Shared Ownership?

Is it possible to get equity release on my property?

Can I remortgage an unencumbered property?

We own our current home outright - no mortgage. We want to move...

I’d like to rent my current house out, and buy a bigger place but have no deposit

I'm mortgage free, my house is worth about £135,000. I would like...

Can I Raise Money on an Unencumbered Property

Hi, I own a property worth £1.6m (fully, no morgage on it). I...

Is there an Alternative to Bridging Finance?

Can I get bridging finance?

Can I buy others out of Inherited Property

I’ve inherited a property and I want to buy my sibling out of the...

Raising funds to consolidate debts

I own my home and want to raise funds to consolidate debts

I'm 68 years old, can I get a mortgage?

I want a 10 year mortgage for £12,000 & I am 68. Is this possible...

Buying a more expensive property

We haven’t sold it yet but want to buy quickly – is this...

My ex cant afford to buy me out our home. Can I force her to sell?

Hello, I have a house in joint names with my ex partner. There...

Is there still 100% mortgages?

Is there still a 100% mortgage?

Can our daughter get a guarantor mortgage & put a charge on ours?

My wife and I own our on home valued at £300,000 without a...

Capital raising on parent's home

I would like to borrow some money secured on my parents house

Can I remortgage if I own my house outright?

We own our property outright. Valued at £145k. The rental...

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