Mortgages Explained | Mortgage Tips and Guides

With over 40 years' experience as an independent mortgage adviser, we are perfectly qualified to help and support you through the process of buying a house and arranging a mortgage.

Our range of mortgage guides are tailored to explain mortgages in simple terms, without any jargon or sales talk. Read the guides below for helpful mortgage tips for navigating the UK property market.

Buying your First Home

In this guide we’ll explain everything you need to know about buying your first house.

Moving Home

Whether you’re a seasoned pro or this is the first time you’re selling your home, this guide will help you through the process.

House Buying

Our simple guide takes you all the way from finding the right property to the day you move in.

Mortgage Types

It can be confusing understanding all the features of the different products and knowing which one is right for you.

Applying for a Mortgage

Applying for a mortgage is a big process, so let us guide you through your options, timescales and key stages of the application.

Help to Buy

There are three main Help to Buy options. In this guide we explain the various schemes and look at who they are for and what the eligibility requirements are.

Remortgaging

Remortgaging isn't nearly as much hassle as most people think, making it all even less effort than you first imagined. Read our guide for more information about remortgaging.

Buy to Let

You can now get a buy to let mortgage at interest rates to suit almost any circumstances. Our guide takes you through the choices involved in more detail.

Buy to Let Tax Changes

Our simple guide takes you through the current and future changes, explaining what you need to know and how the changes will affect you.

Letting your Property

We’ve teamed up with Upad, the UK’s largest online letting agent, to run down what you need to know, and what you’ll need to have in place to help you find the right tenant.

Funding Home Improvements

In this guide to funding home improvements, we’ll look at what options are available to help you release the equity locked in your property.

Borrowing Into Retirement

In this guide we’ll outline the options, paths and solutions available to you, from remortgaging, to extending your mortgage and releasing the equity you’ve built up in your home.

Property Finance for Expats

In this guide, we’ll take you through everything you should be aware of and prepare yourself for when looking to arrange an expat mortgage or remortgage in the UK.

Protecting your Home and Property

It's important to understand what protection you must have in place to buy a home and the options open to you to provide you with peace of mind. In this guide we'll look at three types of insurance and why you should consider making a will.

Limited Company Buy to Let

In this guide we look at the key points you should consider when deciding if setting up as a limited company is right for you.

Stamp Duty Tax

Stamp Duty is a big part of buying a home. In this guide, we’ll explain Stamp Duty and help you understand how it works.

Stamp Duty on Second Homes

How much Stamp Duty do you pay on second homes? In this guide, we explain the rates, how to work out what you’ll pay and when you’re exempt from paying.

Freehold and Leasehold

When you buy a property, it will generally be either on a freehold or leasehold basis. It’s important to learn the differences, so you know exactly what kind of ownership you’ll have when you buy your home.

Mortgage Guides