Poor credit history, bad credits or defaults? Read the most frequently asked questions about mortgages and poor credit as responded to by our experienced mortgage experts.

When it comes to having bad credit, you can often find yourselves in a tough position when trying to find a lender and with this, getting expert advice is key to sourcing a mortgage that will suit your requirements and budget.

For more information about this, read our guide to bad credit mortgages and what your options are.

If you can't find what you need in our bad credit FAQs list below, you can ask your own credit-related question and one of our mortgage advisers will get back to you.

I've Never Had a Credit Card, Will This Affect Me Getting a Mortgage?

There are mortgage options for people with no credit history -...

Can I Get a Mortgage if I Have an Overdraft and Credit Card?

It is possible to get a mortgage with poor/bad credit in the UK,...

I've missed a mortgage payment, help!

I have just applied to borrow money on my mortgage with Abbey. ...

Mortgage with CCJ's on my record?

I have several CCJs and looking to apply for a mortgage

Will previous issues paying affect my chance of getting a mortgage?

I am about to apply for a mortgage and am worried about my credit...

hsbc mortgage declined

Just because you have been declined by HSBC doesn't mean that you...

Can I still get a mortgage with settled defaults?

I have been told by a mortgage broker, that i am unable to get a...

Mortgage with Poor Credit History

My wife and I are looking for a mortgage to the amount of...

Shared Ownership/Default

I will be looking for a mortgage of roughly £50,000, as I will be...

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