Compare the best remortgage rates

John Charcol

John Charcol 0330 057 5173 £

Cutlers Exchange, 123 Houndsditch London EC3A 7BU

90%

1083 Total reviews

4.81 Average rating

Reviews.co.uk

If you are looking to remortgage your property because you’re at the end of a fixed rate mortgage or because you simply want to save money, our remortgage comparison tool gives you an indication of the best remortgage deals currently on the market. 

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We recommend you sort by True Cost Comparison find out more

We recommend you sort by True Cost Comparison

We suggest you use our ‘True Cost Comparison’ filter. This allows you to accurately understand how different mortgages compare by ordering results based on the total cost over a ‘deal period’, such as a two, or five-year fixed rate mortgage.

Some low interest rate deals might seem attractive, but if fees are higher they might not be the best value for you. When comparing mortgage deals our true cost comparison factors the lender fees over the length of the deal as well as your monthly mortgage payments.

For example, if your repayments are £2,000 per month on a two-year fixed-rate mortgage, plus £500 in lender fees, the total cost of the deal is £48,500.

We've found 870 mortgages that match your search

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Initial rate 1.44% then 4.99% (variable) ?
Monthly repayments £794 ?
Type/Duration Fixed  until 01/10/2020 ?
Scheme fees £1,323 ?
Cost comparison £21,974 ?

Fees & Charges

Booking fee £0
Arrangement fee £1,249
Valuation fee £0
Other fees £0
Cashback £0

Flexibility

Max LTV 75%
Overpayments allowed? Yes
Early Repayment charges 2.00% of loan amount redeemed to be paid until 31-Oct-2019; then 1.00% of loan amount redeemed to be paid until 31-Oct-2020

Other info

Exit fees £74
Basic legals £0

Representative example: A mortgage of £200,000 payable over 25 years on a repayment basis, initially on a fixed rate for 26 months at 1.44% and then on a variable rate, currently 4.99%, for the remaining 22 years and 10 months would require 26 payments of £794.25 and 274 payments of £1,134.87. The total amount payable would be £332,928 made up of the loan amount plus interest (£131,605) and fees (£1,323 which includes exit fees of £74). The overall cost for comparison is 4.5% APRC representative.

More info

Speak to a mortgage expert on 0344 346 3672 or Enquire now

Initial rate 1.44% then 5.69% (variable) ?
Monthly repayments £794 ?
Type/Duration Fixed  until 01/10/2020 ?
Scheme fees £2,233 ?
Cost comparison £22,884 ?

Fees & Charges

Booking fee £0
Arrangement fee £1,999
Valuation fee £0
Other fees £35
Cashback £0

Flexibility

Max LTV 75%
Overpayments allowed? Yes
Early Repayment charges 3.00% of loan amount redeemed to be paid until 31-Oct-2019; then 2.00% of loan amount redeemed to be paid until 31-Oct-2020

Other info

Exit fees £199
Basic legals Payable

Representative example: A mortgage of £200,000 payable over 25 years on a repayment basis, initially on a fixed rate for 26 months at 1.44% and then on a variable rate, currently 5.69%, for the remaining 22 years and 10 months would require 26 payments of £794.25 and 274 payments of £1,198.38. The total amount payable would be £347,822 made up of the loan amount plus interest (£145,589) and fees (£2,233 which includes exit fees of £199). The overall cost for comparison is 4.9% APRC representative.

More info

Speak to a mortgage expert on 0344 346 3672 or Enquire now

Initial rate 1.54% then 4.99% (variable) ?
Monthly repayments £804 ?
Type/Duration Fixed  until 01/10/2020 ?
Scheme fees £1,073 ?
Cost comparison £21,718 ?

Fees & Charges

Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £250

Flexibility

Max LTV 75%
Overpayments allowed? Yes
Early Repayment charges 2.00% of loan amount redeemed to be paid until 31-Oct-2019; then 1.00% of loan amount redeemed to be paid until 31-Oct-2020

Other info

Exit fees £74
Basic legals £0

Representative example: A mortgage of £200,000 payable over 25 years on a repayment basis, initially on a fixed rate for 26 months at 1.54% and then on a variable rate, currently 4.99%, for the remaining 22 years and 10 months would require 26 payments of £803.64 and 274 payments of £1,135.96. The total amount payable would be £332,971 made up of the loan amount plus interest (£131,898) and fees (£1,073 which includes exit fees of £74). The overall cost for comparison is 4.5% APRC representative.

More info

Speak to a mortgage expert on 0344 346 3672 or Enquire now

Initial rate 1.54% then 4.99% (variable) ?
Monthly repayments £804 ?
Type/Duration Fixed  until 01/10/2020 ?
Scheme fees £823 ?
Cost comparison £21,718 ?

Fees & Charges

Booking fee £0
Arrangement fee £749
Valuation fee £0
Other fees £0
Cashback £0

Flexibility

Max LTV 75%
Overpayments allowed? Yes
Early Repayment charges 2.00% of loan amount redeemed to be paid until 31-Oct-2019; then 1.00% of loan amount redeemed to be paid until 31-Oct-2020

Other info

Exit fees £74
Basic legals £0

Representative example: A mortgage of £200,000 payable over 25 years on a repayment basis, initially on a fixed rate for 26 months at 1.54% and then on a variable rate, currently 4.99%, for the remaining 22 years and 10 months would require 26 payments of £803.64 and 274 payments of £1,135.96. The total amount payable would be £332,971 made up of the loan amount plus interest (£132,148) and fees (£823 which includes exit fees of £74). The overall cost for comparison is 4.5% APRC representative.

More info

Speak to a mortgage expert on 0344 346 3672 or Enquire now

Initial rate 1.54% then 4.95% (variable) ?
Monthly repayments £804 ?
Type/Duration Fixed  until 01/10/2020 ?
Scheme fees £1,484 ?
Cost comparison £22,379 ?

Fees & Charges

Booking fee £0
Arrangement fee £1,249
Valuation fee £0
Other fees £40
Cashback £0

Flexibility

Max LTV 75%
Overpayments allowed? Yes
Early Repayment charges 3.00% of loan amount redeemed to be paid within 1 year; then 2.00% of loan amount redeemed to be paid for next 1 year

Other info

Exit fees £195
Basic legals £0

Representative example: A mortgage of £200,000 payable over 25 years on a repayment basis, initially on a fixed rate for 26 months at 1.54% and then on a variable rate, currently 4.95%, for the remaining 22 years and 10 months would require 26 payments of £803.64 and 274 payments of £1,131.73. The total amount payable would be £332,473 made up of the loan amount plus interest (£130,989) and fees (£1,484 which includes exit fees of £195). The overall cost for comparison is 4.4% APRC representative.

More info

Speak to a mortgage expert on 0344 346 3672 or Enquire now

Initial rate 1.54% then 4.95% (variable) ?
Monthly repayments £804 ?
Type/Duration Fixed  until 01/10/2020 ?
Scheme fees £819 ?
Cost comparison £21,714 ?

Fees & Charges

Booking fee £0
Arrangement fee £624
Valuation fee £0
Other fees £0
Cashback £0

Flexibility

Max LTV 75%
Overpayments allowed? Yes
Early Repayment charges 3.00% of loan amount redeemed to be paid within 1 year; then 2.00% of loan amount redeemed to be paid for next 1 year

Other info

Exit fees £195
Basic legals £0

Representative example: A mortgage of £200,000 payable over 25 years on a repayment basis, initially on a fixed rate for 26 months at 1.54% and then on a variable rate, currently 4.95%, for the remaining 22 years and 10 months would require 26 payments of £803.64 and 274 payments of £1,131.73. The total amount payable would be £331,808 made up of the loan amount plus interest (£130,989) and fees (£819 which includes exit fees of £195). The overall cost for comparison is 4.4% APRC representative.

More info

Speak to a mortgage expert on 0344 346 3672 or Enquire now

Initial rate 1.55% then 4.99% (variable) ?
Monthly repayments £805 ?
Type/Duration Fixed  until 01/11/2020 ?
Scheme fees £1,585 ?
Cost comparison £23,309 ?

Fees & Charges

Booking fee £0
Arrangement fee £1,495
Valuation fee £0
Other fees £0
Cashback £0

Flexibility

Max LTV 75%
Overpayments allowed? Yes
Early Repayment charges 2.50% of loan amount redeemed to be paid until 30-Nov-2019; then 1.50% of loan amount redeemed to be paid until 30-Nov-2020

Other info

Exit fees £90
Basic legals £0

Representative example: A mortgage of £200,000 payable over 25 years on a repayment basis, initially on a fixed rate for 27 months at 1.55% and then on a variable rate, currently 4.99%, for the remaining 22 years and 9 months would require 27 payments of £804.58 and 273 payments of £1,134.83. The total amount payable would be £333,117 made up of the loan amount plus interest (£131,532) and fees (£1,585 which includes exit fees of £90). The overall cost for comparison is 4.4% APRC representative.

More info

Speak to a mortgage expert on 0344 346 3672 or Enquire now

Initial rate 1.56% then 5.69% (variable) ?
Monthly repayments £806 ?
Type/Duration Fixed  until 01/10/2020 ?
Scheme fees £1,233 ?
Cost comparison £22,177 ?

Fees & Charges

Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £35
Cashback £0

Flexibility

Max LTV 75%
Overpayments allowed? Yes
Early Repayment charges 3.00% of loan amount redeemed to be paid until 31-Oct-2019; then 2.00% of loan amount redeemed to be paid until 31-Oct-2020

Other info

Exit fees £199
Basic legals £0

Representative example: A mortgage of £200,000 payable over 25 years on a repayment basis, initially on a fixed rate for 26 months at 1.56% and then on a variable rate, currently 5.69%, for the remaining 22 years and 10 months would require 26 payments of £805.52 and 274 payments of £1,199.76. The total amount payable would be £347,489 made up of the loan amount plus interest (£146,256) and fees (£1,233 which includes exit fees of £199). The overall cost for comparison is 4.9% APRC representative.

More info

Speak to a mortgage expert on 0344 346 3672 or Enquire now

Initial rate 1.59% then 4.24% (variable) ?
Monthly repayments £808 ?
Type/Duration Fixed  until 01/09/2020 ?
Scheme fees £1,030 ?
Cost comparison £21,239 ?

Fees & Charges

Booking fee £0
Arrangement fee £995
Valuation fee £0
Other fees £35
Cashback £0

Flexibility

Max LTV 75%
Overpayments allowed? Yes
Early Repayment charges 2.00% of loan amount redeemed to be paid until 30-Sep-2019; then 1.00% of loan amount redeemed to be paid until 30-Sep-2020

Other info

Exit fees £0
Basic legals £0

Representative example: A mortgage of £200,000 payable over 25 years on a repayment basis, initially on a fixed rate for 25 months at 1.59% and then on a variable rate, currently 4.24%, for the remaining 22 years and 11 months would require 25 payments of £808.36 and 275 payments of £1,059.59. The total amount payable would be £312,626 made up of the loan amount plus interest (£111,596) and fees (£1,030 which includes exit fees of £0). The overall cost for comparison is 3.6% APRC representative.

More info

Speak to a mortgage expert on 0344 346 3672 or Enquire now

Initial rate 1.59% then 4.24% (variable) ?
Monthly repayments £808 ?
Type/Duration Fixed  until 01/10/2020 ?
Scheme fees £1,114 ?
Cost comparison £22,131 ?

Fees & Charges

Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £35
Cashback £0

Flexibility

Max LTV 75%
Overpayments allowed? Yes
Early Repayment charges 2.00% of loan amount redeemed to be paid until 31-Oct-2020

Other info

Exit fees £80
Basic legals £0

Representative example: A mortgage of £200,000 payable over 25 years on a repayment basis, initially on a fixed rate for 26 months at 1.59% and then on a variable rate, currently 4.24%, for the remaining 22 years and 10 months would require 26 payments of £808.36 and 274 payments of £1,058.68. The total amount payable would be £312,210 made up of the loan amount plus interest (£111,096) and fees (£1,114 which includes exit fees of £80). The overall cost for comparison is 3.8% APRC representative.

More info

Speak to a mortgage expert on 0344 346 3672 or Enquire now

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When choosing the right remortgage deal, expertise counts

Once you’ve found a remortgage deal with our comparison tool, call our experts and we’ll see if you qualify for the rate you want. What’s better, we’ll even manage your mortgage application from start to finish. 

By choosing John Charcol, our experts will help by researching the market and recommending the best product, considering the mortgage set-up costs, whether the product is portable to another property, and the cost of any early repayment charges. Regardless of whether you’re remortgaging to save money, release equity or because you’re at the end of a preferential rate, our experts can help save you time, effort and money.

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