How Much Mortgage Can I Afford?
Our UK mortgage repayment calculator gives you an estimate of what your monthly mortgage payments might be based on the interest rate, so you can calculate how much mortgage you can afford.
Enter the amount you want to borrow, the interest rate and select one of the mortgage types to find out how much you will have to repay each month.
Ready to Become a Homeowner?
Compare first-time buyer mortgage deals with our free best buys tool, learn about the process and more.
These figures do not include factors such as insurance or any investment based mortgage repayment strategies.
Our UK mortgage repayment calculator gives a quick indication of what your monthly repayments will be for different types of mortgage. The mortgage repayment calculator calculates based on the rates you have put in and does not include any introductory discounts or subsequent increases.
The mortgage repayment calculator is a great way to start – but it’s certainly not a definitive answer – and if it’s not the answer you’re looking for, our experts can review your full situation and advise on the most appropriate course of action, including products you might not previously have considered.
Buying Your First Home
From the definition of a first-time buyer, through the steps to buying a property and the costs you’ll face - everything you need to know is in our guide.
Mortgage Types
Our guide explains everything you need to know about the different types of mortgages, including: interest rates, features, repayment methods and more.
Applying for a Mortgage
Applying for a mortgage couldn’t be simpler with our easy and simple guide from application to accepting your offer.
House Mortgage Deposit
Saving a mortgage deposit for a house is definitely one of the biggest hurdles you face as a buyer. In our guide we explain how deposits work and ways you can save.
Guarantor Mortgages
With a guarantor mortgage, a relative guarantees to meet your mortgage payments if you can’t. We explain how this works and the benefits in our guide.
Tenants in Common
If you buy a property with someone as tenants in common, you each own a separate share. Find out how this works, how it’s different from joint tenants and more in this guide.
How Much Can I Borrow?
This mortgage calculator examines your income and works out how much money a mortgage lender might provide you with
Mortgage Glossary
On this page you’ll find our detailed mortgage terminology glossary. There’s a lot of jargon out there but we’re here to make it easy.