Compare 1000s of large loan mortgage deals with the experts at John Charcol

John Charcol

John Charcol 0330 057 5173 £

Cutlers Exchange, 123 Houndsditch London EC3A 7BU

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1002 Total reviews

4.82 Average rating

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Our comparison tool provides an indication of the large loan mortgage deals currently on the market. We’re experts are specialist in large mortgages and we regularly assist clients in purchasing some of the most expensive properties in London and across the UK. Once you’ve found a deal we can assist by looking at if you qualify or if there are better options available by conducting a more detailed, personalised search. 

If you’re a high net worth clients looking to arrange a large mortgage loan, we can help you save time and money and our mortgage experts will manage your application from start to finish.

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We recommend you sort by True Cost Comparison find out more

We recommend you sort by True Cost Comparison

We suggest you use our ‘True Cost Comparison’ filter. This allows you to accurately understand how different mortgages compare by ordering results based on the total cost over a ‘deal period’, such as a two, or five-year fixed rate mortgage.

Some low interest rate deals might seem attractive, but if fees are higher they might not be the best value for you. When comparing mortgage deals our true cost comparison factors the lender fees over the length of the deal as well as your monthly mortgage payments.

For example, if your repayments are £2,000 per month on a two-year fixed-rate mortgage, plus £500 in lender fees, the total cost of the deal is £48,500.

We've found 220 mortgages that match your search

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Initial rate 1.39% then 4.5% (variable) ?
Monthly repayments £4,027 ?
Type/Duration Fixed  until 24/05/2020 ?
Scheme fees £2,908 ?
Cost comparison £99,552 ?

Fees & Charges

Booking fee £0
Arrangement fee £1,395
Valuation fee £1,430
Other fees £25
Cashback £0

Flexibility

Max LTV 60%
Overpayments allowed? No
Early Repayment charges 2.00% of loan amount redeemed to be paid within 1 year; then 1.00% of loan amount redeemed to be paid for next 1 year

Other info

Exit fees £58
Basic legals £0

Representative example: A mortgage of £1,020,000 payable over 25 years on a repayment basis, initially on a fixed rate for 24 months at 1.39% and then on a variable rate, currently 4.5%, for the remaining 23 years would require 24 payments of £4,026.84 and 276 payments of £5,535.72. The total amount payable would be £1,627,411 made up of the loan amount plus interest (£604,503) and fees (£2,908 which includes exit fees of £58). The overall cost for comparison is 4.1% APRC representative.

More info

Speak to a mortgage expert on 0344 346 3672 or Enquire now

Initial rate 1.39% then 5.69% (variable) ?
Monthly repayments £4,027 ?
Type/Duration Fixed  until 01/07/2020 ?
Scheme fees £2,233 ?
Cost comparison £106,931 ?

Fees & Charges

Booking fee £0
Arrangement fee £1,999
Valuation fee £0
Other fees £35
Cashback £0

Flexibility

Max LTV 65%
Overpayments allowed? Yes
Early Repayment charges 3.00% of loan amount redeemed to be paid until 31-Jul-2019; then 2.00% of loan amount redeemed to be paid until 31-Jul-2020

Other info

Exit fees £199
Basic legals Payable

Representative example: A mortgage of £1,020,000 payable over 25 years on a repayment basis, initially on a fixed rate for 26 months at 1.39% and then on a variable rate, currently 5.69%, for the remaining 22 years and 10 months would require 26 payments of £4,026.84 and 274 payments of £6,108.83. The total amount payable would be £1,763,326 made up of the loan amount plus interest (£741,093) and fees (£2,233 which includes exit fees of £199). The overall cost for comparison is 4.9% APRC representative.

More info

Speak to a mortgage expert on 0344 346 3672 or Enquire now

Initial rate 1.49% then 3.75% (variable) ?
Monthly repayments £4,075 ?
Type/Duration Fixed  until 01/08/2020 ?
Scheme fees £1,680 ?
Cost comparison £111,693 ?

Fees & Charges

Booking fee £0
Arrangement fee £900
Valuation fee £770
Other fees £10
Cashback £0

Flexibility

Max LTV 60%
Overpayments allowed? Yes
Early Repayment charges 3.00% of loan amount redeemed to be paid until 31-Aug-2019; then 2.00% of loan amount redeemed to be paid until 31-Aug-2020

Other info

Exit fees £0
Basic legals Payable

Representative example: A mortgage of £1,020,000 payable over 25 years on a repayment basis, initially on a fixed rate for 27 months at 1.49% and then on a variable rate, currently 3.75%, for the remaining 22 years and 9 months would require 27 payments of £4,074.56 and 273 payments of £5,139.44. The total amount payable would be £1,514,760 made up of the loan amount plus interest (£493,080) and fees (£1,680 which includes exit fees of £0). The overall cost for comparison is 3.41% APRC representative.

More info

Speak to a mortgage expert on 0344 346 3672 or Enquire now

Initial rate 1.54% then 5.69% (variable) ?
Monthly repayments £4,099 ?
Type/Duration Fixed  until 01/07/2020 ?
Scheme fees £1,233 ?
Cost comparison £107,795 ?

Fees & Charges

Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £35
Cashback £0

Flexibility

Max LTV 60%
Overpayments allowed? Yes
Early Repayment charges 3.00% of loan amount redeemed to be paid until 31-Jul-2019; then 2.00% of loan amount redeemed to be paid until 31-Jul-2020

Other info

Exit fees £199
Basic legals Payable

Representative example: A mortgage of £1,020,000 payable over 25 years on a repayment basis, initially on a fixed rate for 26 months at 1.54% and then on a variable rate, currently 5.69%, for the remaining 22 years and 10 months would require 26 payments of £4,098.55 and 274 payments of £6,117.60. The total amount payable would be £1,766,569 made up of the loan amount plus interest (£745,336) and fees (£1,233 which includes exit fees of £199). The overall cost for comparison is 4.9% APRC representative.

More info

Speak to a mortgage expert on 0344 346 3672 or Enquire now

Initial rate 1.56% then 3.99% (variable) ?
Monthly repayments £4,108 ?
Type/Duration Fixed  until 01/07/2020 ?
Scheme fees £2,614 ?
Cost comparison £109,426 ?

Fees & Charges

Booking fee £0
Arrangement fee £2,499
Valuation fee £0
Other fees £35
Cashback £0

Flexibility

Max LTV 60%
Overpayments allowed? Yes
Early Repayment charges 3.00% of loan amount redeemed to be paid until 31-Jul-2020

Other info

Exit fees £80
Basic legals Payable

Representative example: A mortgage of £1,020,000 payable over 25 years on a repayment basis, initially on a fixed rate for 26 months at 1.56% and then on a variable rate, currently 3.99%, for the remaining 22 years and 10 months would require 26 payments of £4,108.17 and 274 payments of £5,268.85. The total amount payable would be £1,553,091 made up of the loan amount plus interest (£530,477) and fees (£2,614 which includes exit fees of £80). The overall cost for comparison is 3.6% APRC representative.

More info

Speak to a mortgage expert on 0344 346 3672 or Enquire now

Initial rate 1.56% then 3.99% (variable) ?
Monthly repayments £4,108 ?
Type/Duration Fixed  until 01/07/2020 ?
Scheme fees £3,614 ?
Cost comparison £110,426 ?

Fees & Charges

Booking fee £0
Arrangement fee £3,499
Valuation fee £0
Other fees £35
Cashback £0

Flexibility

Max LTV 60%
Overpayments allowed? Yes
Early Repayment charges 3.00% of loan amount redeemed to be paid until 31-Jul-2020

Other info

Exit fees £80
Basic legals Payable

Representative example: A mortgage of £1,020,000 payable over 25 years on a repayment basis, initially on a fixed rate for 26 months at 1.56% and then on a variable rate, currently 3.99%, for the remaining 22 years and 10 months would require 26 payments of £4,108.17 and 274 payments of £5,268.85. The total amount payable would be £1,554,091 made up of the loan amount plus interest (£530,477) and fees (£3,614 which includes exit fees of £80). The overall cost for comparison is 3.6% APRC representative.

More info

Speak to a mortgage expert on 0344 346 3672 or Enquire now

Initial rate 1.63% then 4.49% (variable) ?
Monthly repayments £4,142 ?
Type/Duration Fixed  until 01/07/2020 ?
Scheme fees £1,705 ?
Cost comparison £109,396 ?

Fees & Charges

Booking fee £0
Arrangement fee £1,495
Valuation fee £0
Other fees £15
Cashback £0

Flexibility

Max LTV 60%
Overpayments allowed? Yes
Early Repayment charges 3.00% of loan amount redeemed to be paid until 31-Jul-2019; then 2.00% of loan amount redeemed to be paid until 31-Jul-2020

Other info

Exit fees £195
Basic legals Payable

Representative example: A mortgage of £1,020,000 payable over 25 years on a repayment basis, initially on a fixed rate for 26 months at 1.63% and then on a variable rate, currently 4.49%, for the remaining 22 years and 10 months would require 26 payments of £4,141.95 and 274 payments of £5,574.13. The total amount payable would be £1,636,707 made up of the loan amount plus interest (£615,002) and fees (£1,705 which includes exit fees of £195). The overall cost for comparison is 4.1% APRC representative.

More info

Speak to a mortgage expert on 0344 346 3672 or Enquire now

Initial rate 1.64% then 4.99% (variable) ?
Monthly repayments £4,147 ?
Type/Duration Fixed  until 24/05/2020 ?
Scheme fees £2,484 ?
Cost comparison £102,007 ?

Fees & Charges

Booking fee £199
Arrangement fee £800
Valuation fee £1,400
Other fees £25
Cashback £0

Flexibility

Max LTV 80%
Overpayments allowed? Yes
Early Repayment charges 3.00% of loan amount redeemed to be paid within 1 year; then 2.00% of loan amount redeemed to be paid for next 1 year

Other info

Exit fees £60
Basic legals Payable

Representative example: A mortgage of £1,020,000 payable over 25 years on a repayment basis, initially on a fixed rate for 24 months at 1.64% and then on a variable rate, currently 4.99%, for the remaining 23 years would require 24 payments of £4,146.79 and 276 payments of £5,811.03. The total amount payable would be £1,705,851 made up of the loan amount plus interest (£683,367) and fees (£2,484 which includes exit fees of £60). The overall cost for comparison is 4.4% APRC representative.

More info

Speak to a mortgage expert on 0344 346 3672 or Enquire now

Initial rate 1.64% then 3.75% (variable) ?
Monthly repayments £4,147 ?
Type/Duration Fixed  until 01/08/2020 ?
Scheme fees £1,259 ?
Cost comparison £109,076 ?

Fees & Charges

Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £35
Cashback £0

Flexibility

Max LTV 75%
Overpayments allowed? Yes
Early Repayment charges 3.00% of loan amount redeemed to be paid until 02-Aug-2020

Other info

Exit fees £225
Basic legals Payable

Representative example: A mortgage of £1,020,000 payable over 25 years on a repayment basis, initially on a fixed rate for 26 months at 1.64% and then on a variable rate, currently 3.75%, for the remaining 22 years and 10 months would require 26 payments of £4,146.79 and 274 payments of £5,150.64. The total amount payable would be £1,520,351 made up of the loan amount plus interest (£499,092) and fees (£1,259 which includes exit fees of £225). The overall cost for comparison is 3.5% APRC representative.

More info

Speak to a mortgage expert on 0344 346 3672 or Enquire now

Initial rate 1.64% then 3.75% (variable) ?
Monthly repayments £4,147 ?
Type/Duration Fixed  until 01/08/2020 ?
Scheme fees £1,259 ?
Cost comparison £109,076 ?

Fees & Charges

Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £35
Cashback £0

Flexibility

Max LTV 75%
Overpayments allowed? Yes
Early Repayment charges 3.00% of loan amount redeemed to be paid until 02-Aug-2020

Other info

Exit fees £225
Basic legals Payable

Representative example: A mortgage of £1,020,000 payable over 25 years on a repayment basis, initially on a fixed rate for 26 months at 1.64% and then on a variable rate, currently 3.75%, for the remaining 22 years and 10 months would require 26 payments of £4,146.79 and 274 payments of £5,150.64. The total amount payable would be £1,520,351 made up of the loan amount plus interest (£499,092) and fees (£1,259 which includes exit fees of £225). The overall cost for comparison is 3.5% APRC representative.

More info

Speak to a mortgage expert on 0344 346 3672 or Enquire now

View more mortgages

When choosing the right mortgage deal, expertise counts

Many of the large loan deals highlighted by our mortgage comparison tool will only be available through independent brokers like John Charcol. When you’ve found a deal that you think is right call our experts and they can compare it to 1000’s of mortgage products, including deals only available through private banks and specialist lenders.

When arranging any mortgage it's important to remember that the best deals aren’t necessarily about the lowest mortgage rate possible. By choosing John Charcol our experts will help you by researching the market and recommending the best product based on a variety of criteria, such as, the rate available to you, the mortgage set up costs, whether or not the product is portable to another property and the amount of any early repayment charges. 

We understand that your time is precious and our experts will endeavour to help you save time, effort and money.

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Legal

YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY DEBT SECURED ON IT.

John Charcol is a trading name of John Charcol Limited and its Appointed Representatives. John Charcol Limited is authorised and regulated by the Financial Conduct Authority. The Financial Services Register number is 665649. Registered in England No. 9157892. Registered office address for John Charcol Limited is 5th Floor, Cutlers Exchange, 123 Houndsditch, London, EC3A 7BU. The FCA does not regulate some investment mortgage contracts. Calls may be recorded for training and monitoring.