Compare 1000s of large loan mortgage deals with the experts at John Charcol

John Charcol

John Charcol 0330 057 5173 £

Cutlers Exchange, 123 Houndsditch London EC3A 7BU

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1477 Total reviews

4.84 Average rating

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Our comparison tool provides an indication of the large loan mortgage deals currently on the market. We’re experts are specialist in large mortgages and we regularly assist clients in purchasing some of the most expensive properties in London and across the UK. Once you’ve found a deal we can assist by looking at if you qualify or if there are better options available by conducting a more detailed, personalised search. 

If you’re a high net worth clients looking to arrange a large mortgage loan, we can help you save time and money and our mortgage experts will manage your application from start to finish.

Tell us what type of mortgage you're looking for?

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We recommend you sort by True Cost Comparison find out more

We recommend you sort by True Cost Comparison

We suggest you use our ‘True Cost Comparison’ filter. This allows you to accurately understand how different mortgages compare by ordering results based on the total cost over a ‘deal period’, such as a two, or five-year fixed rate mortgage.

Some low interest rate deals might seem attractive, but if fees are higher they might not be the best value for you. When comparing mortgage deals our true cost comparison factors the lender fees over the length of the deal as well as your monthly mortgage payments.

For example, if your repayments are £2,000 per month on a two-year fixed-rate mortgage, plus £500 in lender fees, the total cost of the deal is £48,500.

We've found 277 mortgage deals that match your search

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Product code 004I9J
Initial rate 1.39% then 4.74% (variable) ?
Monthly repayments £4,027 ?
Type/Duration Fixed  until 01/09/2021 ?
Scheme fees £1,642 ?
Cost comparison £110,367 ?

Fees & Charges

Booking fee £0
Arrangement fee £999
Valuation fee £510
Other fees £8
Cashback £0

Flexibility

Max LTV 65%
Overpayments allowed? Yes
Early Repayment charges 2.00% of loan amount redeemed to be paid until 30-Sep-2020; then 1.00% of loan amount redeemed to be paid until 30-Sep-2021

Other info

Exit fees £125
Basic legals Payable

Representative example: A mortgage of £1,020,000 payable over 25 years on a repayment basis, initially on a fixed rate for 27 months at 1.39% and then on a variable rate, currently 4.74%, for the remaining 22 years and 9 months would require 27 payments of £4,026.84 and 273 payments of £5,659.40. The total amount payable would be £1,659,669 made up of the loan amount plus interest (£638,027) and fees (£1,642 which includes exit fees of £125). The overall cost for comparison is 4.4% APRC representative.

More info

Speak to a mortgage expert on 0344 346 3672 or Enquire now

Product code 004GUW
Initial rate 1.44% then 4.24% (variable) ?
Monthly repayments £4,051 ?
Type/Duration Fixed  until 01/10/2021 ?
Scheme fees £2,580 ?
Cost comparison £115,748 ?

Fees & Charges

Booking fee £0
Arrangement fee £995
Valuation fee £1,555
Other fees £30
Cashback £250

Flexibility

Max LTV 60%
Overpayments allowed? Yes
Early Repayment charges 2.00% of loan amount redeemed to be paid until 31-Oct-2020; then 1.00% of loan amount redeemed to be paid until 31-Oct-2021

Other info

Exit fees £0
Basic legals £0

Representative example: A mortgage of £1,020,000 payable over 25 years on a repayment basis, initially on a fixed rate for 28 months at 1.44% and then on a variable rate, currently 4.24%, for the remaining 22 years and 8 months would require 28 payments of £4,050.66 and 272 payments of £5,381.67. The total amount payable would be £1,579,563 made up of the loan amount plus interest (£556,983) and fees (£2,580 which includes exit fees of £0). The overall cost for comparison is 3.9% APRC representative.

More info

Speak to a mortgage expert on 0344 346 3672 or Enquire now

Product code 002H6V
Initial rate 1.49% then 4% (variable) ?
Monthly repayments £4,075 ?
Type/Duration Fixed  until 01/10/2021 ?
Scheme fees £1,259 ?
Cost comparison £111,272 ?

Fees & Charges

Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £35
Cashback £0

Flexibility

Max LTV 75%
Overpayments allowed? Yes
Early Repayment charges 3.00% of loan amount redeemed to be paid until 02-Oct-2021

Other info

Exit fees £225
Basic legals Payable

Representative example: A mortgage of £1,020,000 payable over 25 years on a repayment basis, initially on a fixed rate for 27 months at 1.49% and then on a variable rate, currently 4%, for the remaining 22 years and 9 months would require 27 payments of £4,074.56 and 273 payments of £5,266.09. The total amount payable would be £1,548,915 made up of the loan amount plus interest (£527,656) and fees (£1,259 which includes exit fees of £225). The overall cost for comparison is 3.6% APRC representative.

More info

Speak to a mortgage expert on 0344 346 3672 or Enquire now

Product code 004I8N
Initial rate 1.49% then 4.74% (variable) ?
Monthly repayments £4,075 ?
Type/Duration Fixed  until 01/09/2021 ?
Scheme fees £1,642 ?
Cost comparison £111,655 ?

Fees & Charges

Booking fee £0
Arrangement fee £999
Valuation fee £510
Other fees £8
Cashback £0

Flexibility

Max LTV 65%
Overpayments allowed? Yes
Early Repayment charges 2.00% of loan amount redeemed to be paid until 30-Sep-2020; then 1.00% of loan amount redeemed to be paid until 30-Sep-2021

Other info

Exit fees £125
Basic legals Payable

Representative example: A mortgage of £1,020,000 payable over 25 years on a repayment basis, initially on a fixed rate for 27 months at 1.49% and then on a variable rate, currently 4.74%, for the remaining 22 years and 9 months would require 27 payments of £4,074.56 and 273 payments of £5,665.03. The total amount payable would be £1,662,499 made up of the loan amount plus interest (£640,857) and fees (£1,642 which includes exit fees of £125). The overall cost for comparison is 4.4% APRC representative.

More info

Speak to a mortgage expert on 0344 346 3672 or Enquire now

Product code PQB
Initial rate 1.49% then 4% (variable) ?
Monthly repayments £4,075 ?
Type/Duration Fixed  until 01/10/2021 ?
Scheme fees £1,259 ?
Cost comparison £111,272 ?

Fees & Charges

Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £35
Cashback £0

Flexibility

Max LTV 75%
Overpayments allowed? Yes
Early Repayment charges 3.00% of loan amount redeemed to be paid until 02-Oct-2021

Other info

Exit fees £225
Basic legals Payable

Representative example: A mortgage of £1,020,000 payable over 25 years on a repayment basis, initially on a fixed rate for 27 months at 1.49% and then on a variable rate, currently 4%, for the remaining 22 years and 9 months would require 27 payments of £4,074.56 and 273 payments of £5,266.09. The total amount payable would be £1,548,915 made up of the loan amount plus interest (£527,656) and fees (£1,259 which includes exit fees of £225). The overall cost for comparison is 3.6% APRC representative.

More info

Speak to a mortgage expert on 0344 346 3672 or Enquire now

Product code 006OSQ
Initial rate 1.5% then 4.74% (variable) ?
Monthly repayments £4,079 ?
Type/Duration Fixed  until 01/09/2021 ?
Scheme fees £3,295 ?
Cost comparison £113,437 ?

Fees & Charges

Booking fee £0
Arrangement fee £1,995
Valuation fee £1,090
Other fees £15
Cashback £0

Flexibility

Max LTV 60%
Overpayments allowed? Yes
Early Repayment charges 3.00% of loan amount redeemed to be paid until 30-Sep-2020; then 2.00% of loan amount redeemed to be paid until 30-Sep-2021

Other info

Exit fees £195
Basic legals Payable

Representative example: A mortgage of £1,020,000 payable over 25 years on a repayment basis, initially on a fixed rate for 27 months at 1.5% and then on a variable rate, currently 4.74%, for the remaining 22 years and 9 months would require 27 payments of £4,079.35 and 273 payments of £5,651.48. The total amount payable would be £1,656,291 made up of the loan amount plus interest (£632,996) and fees (£3,295 which includes exit fees of £195). The overall cost for comparison is 4.3% APRC representative.

More info

Speak to a mortgage expert on 0344 346 3672 or Enquire now

Product code 004PL3
Initial rate 1.54% then 4.99% (variable) ?
Monthly repayments £4,099 ?
Type/Duration Fixed  until 01/09/2021 ?
Scheme fees £1,073 ?
Cost comparison £111,484 ?

Fees & Charges

Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £250

Flexibility

Max LTV 60%
Overpayments allowed? Yes
Early Repayment charges 2.00% of loan amount redeemed to be paid until 30-Sep-2020; then 1.00% of loan amount redeemed to be paid until 30-Sep-2021

Other info

Exit fees £74
Basic legals £0

Representative example: A mortgage of £1,020,000 payable over 25 years on a repayment basis, initially on a fixed rate for 27 months at 1.54% and then on a variable rate, currently 4.99%, for the remaining 22 years and 9 months would require 27 payments of £4,098.55 and 273 payments of £5,787.08. The total amount payable would be £1,691,357 made up of the loan amount plus interest (£670,284) and fees (£1,073 which includes exit fees of £74). The overall cost for comparison is 4.5% APRC representative.

More info

Speak to a mortgage expert on 0344 346 3672 or Enquire now

Product code 006T61
Initial rate 1.54% then 4% (variable) ?
Monthly repayments £4,099 ?
Type/Duration Fixed  until 01/10/2022 ?
Scheme fees £2,759 ?
Cost comparison £162,602 ?

Fees & Charges

Booking fee £0
Arrangement fee £2,499
Valuation fee £0
Other fees £35
Cashback £0

Flexibility

Max LTV 60%
Overpayments allowed? Yes
Early Repayment charges 3.00% of loan amount redeemed to be paid until 02-Oct-2021

Other info

Exit fees £225
Basic legals Payable

Representative example: A mortgage of £1,020,000 payable over 25 years on a repayment basis, initially on a fixed rate for 39 months at 1.54% and then on a variable rate, currently 4%, for the remaining 21 years and 9 months would require 39 payments of £4,098.55 and 261 payments of £5,217.36. The total amount payable would be £1,524,333 made up of the loan amount plus interest (£501,574) and fees (£2,759 which includes exit fees of £225). The overall cost for comparison is 3.6% APRC representative.

More info

Speak to a mortgage expert on 0344 346 3672 or Enquire now

Product code 006T63
Initial rate 1.54% then 4% (variable) ?
Monthly repayments £4,099 ?
Type/Duration Fixed  until 01/10/2022 ?
Scheme fees £2,759 ?
Cost comparison £162,602 ?

Fees & Charges

Booking fee £0
Arrangement fee £2,499
Valuation fee £0
Other fees £35
Cashback £0

Flexibility

Max LTV 60%
Overpayments allowed? Yes
Early Repayment charges 3.00% of loan amount redeemed to be paid until 02-Oct-2021

Other info

Exit fees £225
Basic legals Payable

Representative example: A mortgage of £1,020,000 payable over 25 years on a repayment basis, initially on a fixed rate for 39 months at 1.54% and then on a variable rate, currently 4%, for the remaining 21 years and 9 months would require 39 payments of £4,098.55 and 261 payments of £5,217.36. The total amount payable would be £1,524,333 made up of the loan amount plus interest (£501,574) and fees (£2,759 which includes exit fees of £225). The overall cost for comparison is 3.6% APRC representative.

More info

Speak to a mortgage expert on 0344 346 3672 or Enquire now

Product code 004IAY
Initial rate 1.55% then 4.74% (variable) ?
Monthly repayments £4,103 ?
Type/Duration Fixed  until 01/09/2022 ?
Scheme fees £1,642 ?
Cost comparison £161,673 ?

Fees & Charges

Booking fee £0
Arrangement fee £999
Valuation fee £510
Other fees £8
Cashback £0

Flexibility

Max LTV 65%
Overpayments allowed? Yes
Early Repayment charges 3.00% of loan amount redeemed to be paid until 30-Sep-2020; then 2.00% of loan amount redeemed to be paid until 30-Sep-2021; then 1.00% of loan amount redeemed to be paid until 30-Sep-2022

Other info

Exit fees £125
Basic legals Payable

Representative example: A mortgage of £1,020,000 payable over 25 years on a repayment basis, initially on a fixed rate for 39 months at 1.55% and then on a variable rate, currently 4.74%, for the remaining 21 years and 9 months would require 39 payments of £4,103.36 and 261 payments of £5,594.67. The total amount payable would be £1,624,707 made up of the loan amount plus interest (£603,065) and fees (£1,642 which includes exit fees of £125). The overall cost for comparison is 4.2% APRC representative.

More info

Speak to a mortgage expert on 0344 346 3672 or Enquire now

View more mortgages

When choosing the right mortgage deal, expertise counts

Many of the large loan deals highlighted by our mortgage comparison tool will only be available through independent brokers like John Charcol. When you’ve found a deal that you think is right call our experts and they can compare it to 1000’s of mortgage products, including deals only available through private banks and specialist lenders.

When arranging any mortgage it's important to remember that the best deals aren’t necessarily about the lowest mortgage rate possible. By choosing John Charcol our experts will help you by researching the market and recommending the best product based on a variety of criteria, such as, the rate available to you, the mortgage set up costs, whether or not the product is portable to another property and the amount of any early repayment charges. 

We understand that your time is precious and our experts will endeavour to help you save time, effort and money.

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