Compare Buy-to-let mortgages

John Charcol

John Charcol 0330 057 5173 £

Cutlers Exchange, 123 Houndsditch London EC3A 7BU

90%

1120 Total reviews

4.81 Average rating

Reviews.co.uk

Our free tool lets you compare the best Buy-to-Let mortgages on the market. Whether you are a professional landlord or are just getting started in the Buy-to-Let market, our comparison tool provides an indication of the best Buy-to-Let mortgage rates around. 

Tell us what type of mortgage you're looking for?

Advanced filters

Product type

Product period

Additional filters

Buy to let filters

Filters
We recommend you sort by True Cost Comparison find out more

We recommend you sort by True Cost Comparison

We suggest you use our ‘True Cost Comparison’ filter. This allows you to accurately understand how different mortgages compare by ordering results based on the total cost over a ‘deal period’, such as a two, or five-year fixed rate mortgage.

Some low interest rate deals might seem attractive, but if fees are higher they might not be the best value for you. When comparing mortgage deals our true cost comparison factors the lender fees over the length of the deal as well as your monthly mortgage payments.

For example, if your repayments are £2,000 per month on a two-year fixed-rate mortgage, plus £500 in lender fees, the total cost of the deal is £48,500.

We've found 808 buy-to-let mortgage deals that match your search

Sort by

Product code 001WIY
Initial rate 1.69% then 5.09% (variable) ?
Monthly repayments £282 ?
Type/Duration Fixed  until 01/12/2020 ?
Scheme fees £2,304 ?
Cost comparison £9,659 ?

Fees & Charges

Booking fee £0
Arrangement fee £1,995
Valuation fee £274
Other fees £35
Cashback £250

Flexibility

Max LTV 75%
Overpayments allowed? Yes
Early Repayment charges 2.00% of loan amount redeemed to be paid until 31-Dec-2019; then 1.00% of loan amount redeemed to be paid until 31-Dec-2020

Other info

Exit fees £0
Basic legals £0

Representative example: A mortgage of £200,000 payable over 25 years on a repayment basis, initially on a fixed rate for 27 months at 1.69% and then on a variable rate, currently 5.09%, for the remaining 22 years and 9 months would require 27 payments of £281.67 and 273 payments of £848.33. The total amount payable would be £241,253 made up of the interest (£238,949) and fees (£2,304 which includes exit fees of £0). The overall cost for comparison is 4.7% APRC representative.

More info

Speak to a mortgage expert on 0344 346 3672 or Enquire now

Product code 002AXG
Initial rate 1.69% then 5.24% (variable) ?
Monthly repayments £282 ?
Type/Duration Fixed  until 01/11/2020 ?
Scheme fees £1,705 ?
Cost comparison £9,028 ?

Fees & Charges

Booking fee £0
Arrangement fee £1,495
Valuation fee £0
Other fees £15
Cashback £0

Flexibility

Max LTV 75%
Overpayments allowed? Yes
Early Repayment charges 3.00% of loan amount redeemed to be paid until 30-Nov-2019; then 2.00% of loan amount redeemed to be paid until 30-Nov-2020

Other info

Exit fees £195
Basic legals Payable

Representative example: A mortgage of £200,000 payable over 25 years on a repayment basis, initially on a fixed rate for 26 months at 1.69% and then on a variable rate, currently 5.24%, for the remaining 22 years and 10 months would require 26 payments of £281.67 and 274 payments of £873.33. The total amount payable would be £248,321 made up of the interest (£246,616) and fees (£1,705 which includes exit fees of £195). The overall cost for comparison is 4.7% APRC representative.

More info

Speak to a mortgage expert on 0344 346 3672 or Enquire now

Product code 002EU2
Initial rate 1.75% then 5.19% (variable) ?
Monthly repayments £292 ?
Type/Duration Fixed  until 01/01/2021 ?
Scheme fees £2,350 ?
Cost comparison £9,725 ?

Fees & Charges

Booking fee £0
Arrangement fee £1,995
Valuation fee £275
Other fees £30
Cashback £500

Flexibility

Max LTV 75%
Overpayments allowed? Yes
Early Repayment charges 1.50% of loan amount redeemed to be paid until 01-Jan-2021

Other info

Exit fees £50
Basic legals Payable

Representative example: A mortgage of £200,000 payable over 25 years on a repayment basis, initially on a fixed rate for 27 months at 1.75% and then on a variable rate, currently 5.19%, for the remaining 22 years and 9 months would require 27 payments of £291.67 and 273 payments of £865.00. The total amount payable would be £245,870 made up of the interest (£243,520) and fees (£2,350 which includes exit fees of £50). The overall cost for comparison is 5% APRC representative.

More info

Speak to a mortgage expert on 0344 346 3672 or Enquire now

Product code ZKN
Initial rate 1.78% then 5.24% (variable) ?
Monthly repayments £297 ?
Type/Duration Fixed  until 01/11/2020 ?
Scheme fees £1,205 ?
Cost comparison £8,918 ?

Fees & Charges

Booking fee £0
Arrangement fee £995
Valuation fee £0
Other fees £15
Cashback £0

Flexibility

Max LTV 75%
Overpayments allowed? Yes
Early Repayment charges 3.00% of loan amount redeemed to be paid until 30-Nov-2019; then 2.00% of loan amount redeemed to be paid until 30-Nov-2020

Other info

Exit fees £195
Basic legals Payable

Representative example: A mortgage of £200,000 payable over 25 years on a repayment basis, initially on a fixed rate for 26 months at 1.78% and then on a variable rate, currently 5.24%, for the remaining 22 years and 10 months would require 26 payments of £296.67 and 274 payments of £873.33. The total amount payable would be £248,211 made up of the interest (£247,006) and fees (£1,205 which includes exit fees of £195). The overall cost for comparison is 4.6% APRC representative.

More info

Speak to a mortgage expert on 0344 346 3672 or Enquire now

Product code 0021N4
Initial rate 1.79% then 4% (variable) ?
Monthly repayments £298 ?
Type/Duration Fixed  until 01/12/2020 ?
Scheme fees £1,759 ?
Cost comparison £9,516 ?

Fees & Charges

Booking fee £0
Arrangement fee £1,499
Valuation fee £0
Other fees £35
Cashback £0

Flexibility

Max LTV 75%
Overpayments allowed? Yes
Early Repayment charges 3.00% of loan amount redeemed to be paid until 02-Dec-2020

Other info

Exit fees £225
Basic legals Payable

Representative example: A mortgage of £200,000 payable over 25 years on a repayment basis, initially on a fixed rate for 26 months at 1.79% and then on a variable rate, currently 4%, for the remaining 22 years and 10 months would require 26 payments of £298.33 and 274 payments of £666.67. The total amount payable would be £192,183 made up of the interest (£190,424) and fees (£1,759 which includes exit fees of £225). The overall cost for comparison is 3.8% APRC representative.

More info

Speak to a mortgage expert on 0344 346 3672 or Enquire now

Product code 002H7O
Initial rate 1.79% then 4% (variable) ?
Monthly repayments £298 ?
Type/Duration Fixed  until 01/12/2020 ?
Scheme fees £1,759 ?
Cost comparison £9,516 ?

Fees & Charges

Booking fee £0
Arrangement fee £1,499
Valuation fee £0
Other fees £35
Cashback £0

Flexibility

Max LTV 75%
Overpayments allowed? Yes
Early Repayment charges 3.00% of loan amount redeemed to be paid until 02-Dec-2020

Other info

Exit fees £225
Basic legals Payable

Representative example: A mortgage of £200,000 payable over 25 years on a repayment basis, initially on a fixed rate for 26 months at 1.79% and then on a variable rate, currently 4%, for the remaining 22 years and 10 months would require 26 payments of £298.33 and 274 payments of £666.67. The total amount payable would be £192,183 made up of the interest (£190,424) and fees (£1,759 which includes exit fees of £225). The overall cost for comparison is 3.8% APRC representative.

More info

Speak to a mortgage expert on 0344 346 3672 or Enquire now

Product code 002PQY
Initial rate 1.79% then 4.74% (variable) ?
Monthly repayments £298 ?
Type/Duration Fixed  until 01/10/2020 ?
Scheme fees £2,132 ?
Cost comparison £9,590 ?

Fees & Charges

Booking fee £0
Arrangement fee £1,999
Valuation fee £0
Other fees £8
Cashback £0

Flexibility

Max LTV 75%
Overpayments allowed? Yes
Early Repayment charges 2.00% of loan amount redeemed to be paid until 31-Oct-2019; then 1.00% of loan amount redeemed to be paid until 31-Oct-2020

Other info

Exit fees £125
Basic legals Payable

Representative example: A mortgage of £200,000 payable over 25 years on a repayment basis, initially on a fixed rate for 25 months at 1.79% and then on a variable rate, currently 4.74%, for the remaining 22 years and 11 months would require 25 payments of £298.33 and 275 payments of £790.00. The total amount payable would be £226,840 made up of the interest (£224,708) and fees (£2,132 which includes exit fees of £125). The overall cost for comparison is 4.5% APRC representative.

More info

Speak to a mortgage expert on 0344 346 3672 or Enquire now

Product code 003RXA
Initial rate 1.79% then 5.19% (variable) ?
Monthly repayments £298 ?
Type/Duration Fixed  until 01/01/2021 ?
Scheme fees £2,350 ?
Cost comparison £9,905 ?

Fees & Charges

Booking fee £0
Arrangement fee £1,995
Valuation fee £275
Other fees £30
Cashback £500

Flexibility

Max LTV 75%
Overpayments allowed? Yes
Early Repayment charges 1.50% of loan amount redeemed to be paid until 01-Jan-2021

Other info

Exit fees £50
Basic legals Payable

Representative example: A mortgage of £200,000 payable over 25 years on a repayment basis, initially on a fixed rate for 27 months at 1.79% and then on a variable rate, currently 5.19%, for the remaining 22 years and 9 months would require 27 payments of £298.33 and 273 payments of £865.00. The total amount payable would be £246,050 made up of the interest (£243,700) and fees (£2,350 which includes exit fees of £50). The overall cost for comparison is 5% APRC representative.

More info

Speak to a mortgage expert on 0344 346 3672 or Enquire now

Product code 004IPQ
Initial rate 1.79% then 5.24% (variable) ?
Monthly repayments £298 ?
Type/Duration Fixed  until 01/10/2020 ?
Scheme fees £2,175 ?
Cost comparison £9,633 ?

Fees & Charges

Booking fee £0
Arrangement fee £1,795
Valuation fee £265
Other fees £35
Cashback £0

Flexibility

Max LTV 75%
Overpayments allowed? Yes
Early Repayment charges 2.00% of loan amount redeemed to be paid until 31-Oct-2020

Other info

Exit fees £80
Basic legals Payable

Representative example: A mortgage of £200,000 payable over 25 years on a repayment basis, initially on a fixed rate for 25 months at 1.79% and then on a variable rate, currently 5.24%, for the remaining 22 years and 11 months would require 25 payments of £298.33 and 275 payments of £873.33. The total amount payable would be £249,799 made up of the interest (£247,624) and fees (£2,175 which includes exit fees of £80). The overall cost for comparison is 4.6% APRC representative.

More info

Speak to a mortgage expert on 0344 346 3672 or Enquire now

Product code 004OLP
Initial rate 1.83% then 5.24% (variable) ?
Monthly repayments £305 ?
Type/Duration Fixed  until 23/09/2020 ?
Scheme fees £2,131 ?
Cost comparison £9,451 ?

Fees & Charges

Booking fee £150
Arrangement fee £1,495
Valuation fee £336
Other fees £25
Cashback £0

Flexibility

Max LTV 75%
Overpayments allowed? Yes
Early Repayment charges 3.00% of loan amount redeemed to be paid within 2 years

Other info

Exit fees £125
Basic legals Payable

Representative example: A mortgage of £200,000 payable over 25 years on a repayment basis, initially on a fixed rate for 24 months at 1.83% and then on a variable rate, currently 5.24%, for the remaining 23 years would require 24 payments of £305.00 and 276 payments of £873.33. The total amount payable would be £250,490 made up of the interest (£248,359) and fees (£2,131 which includes exit fees of £125). The overall cost for comparison is 4.9% APRC representative.

More info

Speak to a mortgage expert on 0344 346 3672 or Enquire now

View more mortgages

When choosing the best Buy-to-Let mortgage, expertise counts

You can only qualify for a Buy-to-Let mortgage based on the amount of rental income that you generate. Our mortgage experts at John Charcol will help you by researching the market to find the best Buy-to-Let mortgage rates for you.

We compare thousands of Buy-to-Let mortgages in the market. Many of the deals you find through this comparison tool are not available on the high street, but only through independent brokers like John Charcol.

Whether you are investing in the property market for the first time or you are a professional landlord, get in touch to see how we can save you time, effort and money.

You are currently offline. Some pages or assets may fail to load.