Looking to remortgage and have lots of questions about the process? You’re not alone. More and more UK homeowners are remortgaging to save money on their monthly repayments, or to raise money to consolidate debts.

Remortgaging isn't nearly as much hassle as most people think - particularly as our consultants will look after your remortgage for you - making it all even less effort than you first imagined.

If you would like to know more about the process and requirements of remortgaging, then please see our guide to remortgaging. Alternatively if you’re looking for the best rates, our remortgage best buys can help.

We’ve compiled a list of the most frequently asked questions with the help of our mortgage experts. Explore these answers or put your question direct to our knowledgeable experts now.

Can I Remortgage a Property Within 6 Months of Purchase?

John Charcol’s mortgage experts provide guidance on how you can...

Can I Remortgage a Right To Buy Property?

I have just taken out a mortgage on a right-to-buy property. The...

Can You Release Equity from a Property with Shared Ownership?

Is it possible to get equity release on my property?

Can I remortgage an unencumbered property?

We own our current home outright - no mortgage. We want to move...

I've missed a mortgage payment, help!

I have just applied to borrow money on my mortgage with Abbey. ...

Can I Raise Money on an Unencumbered Property

Hi, I own a property worth £1.6m (fully, no morgage on it). I...

Which mortgage lenders allow unlimited overpayments?

Nearly every lender has a product which allows unlimited...

Is there an Alternative to Bridging Finance?

Can I get bridging finance?

Can I buy others out of Inherited Property

I’ve inherited a property and I want to buy my sibling out of the...

Is it possible to use the equity from our home to buy a property in France?

We would like to use the equity from our home to by a property in...

Raising funds to consolidate debts

I own my home and want to raise funds to consolidate debts

Can I switch from a buy to let to a residential mortgage?

I currently own a buy-to-let that I want to move into, can I...

My ex cant afford to buy me out our home. Can I force her to sell?

Hello, I have a house in joint names with my ex partner. There...

Can our daughter get a guarantor mortgage & put a charge on ours?

My wife and I own our on home valued at £300,000 without a...

Let to Buy for New Property Purchase

We would like to rent out our current property

If my ex husband dies am I solely responsible for our mortgage?

My ex husband and I have both our names on the mortgage and he...

How can we remortgage my partners house to buy out his ex

Can you remortgage to buy out an ex partner? I live with my...

Can a mother and son get a mortgage together?

As part of a settlement for divorce my mother was given the...

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