Mortgage Enquiries0344 346 3672
As the original independent mortgage broker we know how to find the best mortgage rates to get you the mortgage you need to live in the home you love for more than 40 years we've been giving people more reason to choose John Charcol
Independent Mortgage Broker
Excellent
4.82 Average rating
Independent Mortgage Broker
How can John Charcol help you?
John Charcol is the original independent mortgage broker, with over 40 years' experience in finding the best mortgage rates for every type of buyer.
Whether you are investing in property or are looking to buy your first home, we are experts in providing independent mortgage advice for all kinds of buyers. Use our online resources below to see some of the services our mortgage advisers offer.
Remortgaging Advice
Time for a better deal?
Moving Home
Get the mortgage that’s right for you
Buy to Let Mortgages
Talk to Buy to Let mortgage specialists
First Time Buyer
Getting you on the property ladder
Bridging Loans
Looking to ‘bridge’ the gap?
Expat Mortgages
For moving abroad or coming home
Contractor Mortgages
It's a complicated market, but we're the experts
Interest Only Mortgages
You just need to know where to look
Talk to our experts today
0344 346 3672
Or enquire now
Why should you choose an independent mortgage adviser?
Sourcing the best mortgage for you is only a small part of what we do at John Charcol. One of our dedicated Consultants will scope the whole of the market and narrow down your mortgage options to find the right one for you based on your circumstances, requirements and taking account of the speed at which you need to secure your mortgage.
Our Consultants are backed by a team of Client Relationship Managers who will then manage the entire mortgage process for you, efficiently securing your property with minimal disruption to your busy lifestyle. At John Charcol we guide and support you through every step of your mortgage, from acceptance of an offer to the exchange of contract to completion.
Read our mortgage guides to get you started on your journey.
Tools and Guides
Mortgage Calculators
Knowing what you can and cannot do when it comes to a mortgage is a lot easier with John Charcol's mortgage calculator.
Helpful Mortgage Guides
With over 40 years' experience as an independent mortgage adviser, we are perfectly qualified to help you through the process of buying a house and arranging a mortgage.
Best Buys Tool
Our comparison tool provides an indication of the mortgage deals currently on the market.
What our customers say
John Charcol
0330 057 5173 £ Cutlers Exchange, 123 Houndsditch London EC3A 7BU
Excellent
1211 Total reviews
90%
4.82 Average rating
- 5★ ★ ★ ★ ★
nick
Just want to thank Penny for all her great work throughout our moving process. With the stress of moving I didn't once have to worry about the mortgage which was great. she was brilliant. fantastic service. many thanks, Nick and Alice
Posted - 5★ ★ ★ ★ ★
Anonymous
Excellent customer service. Great communication through the whole process. Would definitely use again and recommend to anyone looking for a mortgage.
Posted - 5★ ★ ★ ★ ★
Anonymous
I have used John Charcol's services before and was more than happy to turn to them again for help. Erin and Hayley were my contacts and they kept me informed at all stages of the process; no need for me to do any chasing. I have recommended John Charcol in the past to friends and family, and will continue to do so. Keep up the good work!
Posted - 5★ ★ ★ ★ ★
Mark
We would like to say a massive thank you to Erin Hine, Hayley Sydes & Gemma Khan from John Charcoal. They have been so incredibly helpful, patient & professional in helping us with our 2nd Mortgage - they answered every one of the many many emails we sent them very quickly and kept us informed every step of the way. They are each a credit to their business and we cannot recommend them enough.
Posted - 5★ ★ ★ ★ ★
Mr T
Huge thanks to Tim Cobb and Marina DaLomba of John Charcol for arranging and finalising a very complex mortgage for us. Highly recommended.
Posted - 5★ ★ ★ ★ ★
Dr
Fantastic service. I have had experience using John Charcol over the 40 or so years and they have always proved very helpful and competitive. This time they excelled themselves - obtaining a mortgage from my own bank, where my wife & I are Premier customers, had who had previously rejected us for owning too many properties already & being retired. John Charcol used their experience and contacts to achieve what we independently could not. Service was polite, professional, timely and not pushy. Cannot recommend more strongly.
Posted - 5★ ★ ★ ★ ★
Anonymous
I have used John Charcol on several occasions over the years. They are very efficient and I have never managed to find a cheaper rate elsewhere.
Posted - 5★ ★ ★ ★ ★
Darren
Used John Charcol on many occassions and I will continue to use them in the future . Tom Allen is very personable, really efficient and gives great advice. Thanks Tom
Posted - 5★ ★ ★ ★ ★
Phil
Really efficient no nonsense advice and quickly organised
Posted - 5★ ★ ★ ★ ★
Anonymous
We are currently living and working abroad and renting out our property in London while we are away, which limited our options considerably. However John Charcol found a competitive product which matched our requirements.
Posted