As the original independent mortgage broker we know how to find the best mortgage rates to get you the mortgage you need to live in the home you love for more than 40 years we've been giving people more reason to choose John Charcol
Independent Mortgage Broker
Excellent
4.84 Average rating
Independent Mortgage Broker
How can John Charcol help you?
John Charcol is the original independent mortgage broker, with over 40 years' experience in finding the best mortgage rates for every type of buyer.
Whether you are investing in property or are looking to buy your first home, we are experts in providing independent mortgage advice for all kinds of buyers. Use our online resources below to see some of the services our mortgage advisers offer.
Remortgaging Advice
Time for a better deal?
Moving Home
Get the mortgage that’s right for you
Buy to Let Mortgages
Talk to Buy to Let mortgage specialists
First Time Buyer
Getting you on the property ladder
Bridging Loans
Looking to bridge the gap?
Expat Mortgages
For moving abroad or coming home
Contractor Mortgages
It's a complicated market, but we're the experts
Interest Only Mortgages
You just need to know where to look
IT'S SIMPLE
WITH US
Why should you choose an independent mortgage adviser?
Sourcing the best mortgage for you is only a small part of what we do at John Charcol. One of our dedicated Consultants will scope the whole of the market and narrow down your mortgage options to find the right one for you based on your circumstances, requirements and taking account of the speed at which you need to secure your mortgage.
Our Consultants are backed by a team of Client Relationship Managers who will then manage the entire mortgage process for you, efficiently securing your property with minimal disruption to your busy lifestyle. At John Charcol we guide and support you through every step of your mortgage, from acceptance of an offer to the exchange of contract to completion.
Read our mortgage guides to get you started on your journey.
Tools and Guides
Mortgage Calculators
Knowing what you can and cannot do when it comes to a mortgage is a lot easier with John Charcol's mortgage calculator.
Helpful Mortgage Guides
With over 40 years' experience as an independent mortgage adviser, we are perfectly qualified to help you through the process of buying a house and arranging a mortgage.
Best Buys Tool
Our comparison tool provides an indication of the mortgage deals currently on the market.
What our customers say
John Charcol
0330 057 5173 £ Cutlers Exchange, 123 Houndsditch London EC3A 7BU
Excellent
1607 Total reviews
4.84 Average rating
- 5★ ★ ★ ★ ★
Esther
Great service provided by Rob at John Charcol. - very efficient, personable and professional throughout. Would highly recommend.
Posted - 5★ ★ ★ ★ ★
Richard
Nicole and Chantelle provided excellent service for our remortgage throughout the whole process - responding very promptly at each stage, keeping us updated on progress and explaining everything very clearly - we wouldn't hesitate to recommend the service to others
Posted - 5★ ★ ★ ★ ★
Alan
A fantastic service provided by Sarah, Holly and the team at John Charcol. They guided me through each step and were there to support whenever needed. I wouldn't hesitate to recommend their service.
Posted - 5★ ★ ★ ★ ★
Cara
Holly and Nicole were really helpful and knowledgeable. They were both extremely helpful, and friendly. Both a pleasure to deal with. Thank you
Posted - 5★ ★ ★ ★ ★
Debbie
Really pleased with the entire team at John Charcol. They made my remortgage process quick, easy and stress free. Will definitely be recommending them.
Posted - 5★ ★ ★ ★ ★
John
Communication is excellant. They tailor everything to your specific needs and are great at explaining at each key stage. Would definately recomend to anyone.
Posted - 5★ ★ ★ ★ ★
Ella
I used Sarah Teff at John Charcol with my mortgage , as a first time buyer I had a lot of anxieties and concerns , nothing was too much to answer and the service we received from the start to the very end was exceptional. I would highly recommend.
Posted - 5★ ★ ★ ★ ★
Jack
I used John Charcol to help me buy my first property and they were excellent really helped me with everything as I had no clue what needed to be done .I had Sarah and Fiona they were brilliant couldn’t of asked for better help thanks a lot John Charcol.
Posted - 5★ ★ ★ ★ ★
Laura
I have used John Charcol twice now and I honestly think its the most efficient service I have had from any company for anything. I cannot recommend them highly enough. A mortgage company, and linked solicitors that I never have to chase, do what they say when they say, get me a great deal with minimal fuss. I wont use anyone else again now. I am so happy (yet again) with their service.
Posted - 5★ ★ ★ ★ ★
Sarah
Always kept me up today with progress of my mortgage
Posted