As the original independent mortgage broker we know how to find the best mortgage rates to get you the mortgage you need to live in the home you love for more than 40 years we've been giving people more reason to choose John Charcol
Independent Mortgage Broker
Excellent
4.84 Average rating
Independent Mortgage Broker
How can John Charcol help you?
John Charcol is the original independent mortgage broker, with over 40 years' experience in finding the best mortgage rates for every type of buyer.
Whether you are investing in property or are looking to buy your first home, we are experts in providing independent mortgage advice for all kinds of buyers. Use our online resources below to see some of the services our mortgage advisers offer.
Remortgaging Advice
Time for a better deal?
Moving Home
Get the mortgage that’s right for you
Buy to Let Mortgages
Talk to Buy to Let mortgage specialists
First Time Buyer
Getting you on the property ladder
Bridging Loans
Looking to ‘bridge’ the gap?
Expat Mortgages
For moving abroad or coming home
Contractor Mortgages
It's a complicated market, but we're the experts
Interest Only Mortgages
You just need to know where to look
Talk to our experts today
0344 346 3672
Or enquire now
Why should you choose an independent mortgage adviser?
Sourcing the best mortgage for you is only a small part of what we do at John Charcol. One of our dedicated Consultants will scope the whole of the market and narrow down your mortgage options to find the right one for you based on your circumstances, requirements and taking account of the speed at which you need to secure your mortgage.
Our Consultants are backed by a team of Client Relationship Managers who will then manage the entire mortgage process for you, efficiently securing your property with minimal disruption to your busy lifestyle. At John Charcol we guide and support you through every step of your mortgage, from acceptance of an offer to the exchange of contract to completion.
Read our mortgage guides to get you started on your journey.
Tools and Guides
Mortgage Calculators
Knowing what you can and cannot do when it comes to a mortgage is a lot easier with John Charcol's mortgage calculator.
Helpful Mortgage Guides
With over 40 years' experience as an independent mortgage adviser, we are perfectly qualified to help you through the process of buying a house and arranging a mortgage.
Best Buys Tool
Our comparison tool provides an indication of the mortgage deals currently on the market.
What our customers say
John Charcol
0330 057 5173 £ Cutlers Exchange, 123 Houndsditch London EC3A 7BU
Excellent
1479 Total reviews
4.84 Average rating
- 5★ ★ ★ ★ ★
Anonymous
Made my life much easier! Found a good lender fit for my requirement!
Posted - 5★ ★ ★ ★ ★
Philip
The overall mortgage advice and process was excellent. Sabbi provided me with all the information and was on hand to answer all my questions. Working to tight deadlines the overall team ensured the mortgage approval was on time.
Posted - 5★ ★ ★ ★ ★
Steven
Thanks to Nicole and Fiona at JC, they found me the best offset mortgage rate and delivered the whole service seamlessly and professionally. An absolute pleasure to deal with and hope to do so much more in the future!
Posted - 5★ ★ ★ ★ ★
Sandra
From start to finish they made my remortgage a stress free experience. They explained everything and provided updates frequently. Jack was very patient and he found me the best deal. Thanks guys.
Posted - 5★ ★ ★ ★ ★
Ben
Im so impressed by the service I received. Sergio Constantatos found me two great mortgage deals. One of the mortgages was on a property which had been split into two flats but was under one title deed. This had previously been a huge headache, but Sergio sorted it out with no issues. Very impressed. Talwasa Mosakhel and Alison Briggs worked hard, chasing up my solicitor, and the two mortgage providers to push things on as quick as possible and kept me in loop. The whole process was positive and pain free. Thank you
Posted - 5★ ★ ★ ★ ★
Waleed
Very efficient and professional service...highly recommended... Jack Tutton and Cristian Lupu and all other staff were very good in dealing with all aspects of the applications. We will return for future remortgaged...
Posted - 5★ ★ ★ ★ ★
Claire
Absolutely amazing, sorted out our slightly more complicated mortgage(s) for us. Took a while through no fault of their own but communication was faultless throughout, regular updates and very efficient staff. Would not hesitate to recommend and will use again in the future.
Posted - 5★ ★ ★ ★ ★
DD
Excellent service, straight forward. the advisor Katy and tiara always there if u don't understand and helpful to clear the doubts very prompt. I very happy to recommmend the JC to others
Posted - 5★ ★ ★ ★ ★
Fiona
Really quick & efficient. Brilliant deal to suit circumstances.
Posted - 5★ ★ ★ ★ ★
Anike
John Charcol were able to advise us on whether to remortgage or take out a second charge and then were very patient with us over the whole process. Erin and Hayley supported us through everything with regular updates. Many thanks!
Posted