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At John Charcol, we are constantly asked for advice by borrowers on what they should do when it comes to mortgages. As such, we’ve created this section so that you can submit your questions to our experts. The answers are provided by a team of experts.

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Our expert team of advisers are available to help you choose the mortgage that is right for you.

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0344 346 3672

News & knowledge

Switching your buy to let property to a short-term holiday let through Airbnb?

If you’re a BTL landlord converting your property to a short term holiday let isn’t as simple as creating a listing on site like Airbnb – we look at what you need to know!

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6 tops tips when applying for planning permission to extend your home

Find out how to apply for planning permission and how you can pay for it with the equity in your home!

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Buy to Let Lenders Start Showing Their Hand Ahead Of Changes To Portfolio Landlord Lending

With phase 2 of the Prudential Regulation Authorities’ (PRA) buy to let recommendations fast approaching, lenders have at last started to share their proposed approach to underwriting portfolio landlords.

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The ticking-time-bomb: Are you one of the 1.9m people in the UK on an interest only mortgage deal?

How bad is the interest only ‘time bomb’ and what should you do if your home is one of the estimated one in ten interest only mortgages with no plan in place to pay off the balance?

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YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY DEBT SECURED ON IT.

John Charcol is a trading name of John Charcol Limited and its Appointed Representatives. John Charcol Limited is authorised and regulated by the Financial Conduct Authority. The Financial Services Register number is 665649. Registered in England No. 9157892. Registered office address for John Charcol Limited is 5th Floor, Cutlers Exchange, 123 Houndsditch, London, EC3A 7BU. The FCA does not regulate some investment mortgage contracts. Calls may be recorded for training and monitoring.