As the original independent mortgage broker we know how to find the best mortgage rates to get you the mortgage you need to live in the home you love for more than 40 years we've been giving people more reason to choose John Charcol
Independent Mortgage Broker
Excellent
4.83 Average rating
Independent Mortgage Broker
How can John Charcol help you?
John Charcol is the original independent mortgage broker, with over 40 years' experience in finding the best mortgage rates for every type of buyer.
Whether you are investing in property or are looking to buy your first home, we are experts in providing independent mortgage advice for all kinds of buyers. Use our online resources below to see some of the services our mortgage advisers offer.
Remortgaging Advice
Time for a better deal?
Moving Home
Get the mortgage that’s right for you
Buy to Let Mortgages
Talk to Buy to Let mortgage specialists
First Time Buyer
Getting you on the property ladder
Bridging Loans
Looking to ‘bridge’ the gap?
Expat Mortgages
For moving abroad or coming home
Contractor Mortgages
It's a complicated market, but we're the experts
Interest Only Mortgages
You just need to know where to look
Talk to our experts today
0344 346 3672
Or enquire now
Why should you choose an independent mortgage adviser?
Sourcing the best mortgage for you is only a small part of what we do at John Charcol. One of our dedicated Consultants will scope the whole of the market and narrow down your mortgage options to find the right one for you based on your circumstances, requirements and taking account of the speed at which you need to secure your mortgage.
Our Consultants are backed by a team of Client Relationship Managers who will then manage the entire mortgage process for you, efficiently securing your property with minimal disruption to your busy lifestyle. At John Charcol we guide and support you through every step of your mortgage, from acceptance of an offer to the exchange of contract to completion.
Read our mortgage guides to get you started on your journey.
Tools and Guides
Mortgage Calculators
Knowing what you can and cannot do when it comes to a mortgage is a lot easier with John Charcol's mortgage calculator.
Helpful Mortgage Guides
With over 40 years' experience as an independent mortgage adviser, we are perfectly qualified to help you through the process of buying a house and arranging a mortgage.
Best Buys Tool
Our comparison tool provides an indication of the mortgage deals currently on the market.
What our customers say
John Charcol
0330 057 5173 £ Cutlers Exchange, 123 Houndsditch London EC3A 7BU
Excellent
1451 Total reviews
4.84 Average rating
- 5★ ★ ★ ★ ★
Steve
This was my second time working with John Charcol and my first time working with Jessica Child and Fiona Allan. Their attention to detail, steady and clear communication, regular updates that anticipated my needs was impressive. They made the process easy and pleasant for me. I will definitely be back.
Posted - 5★ ★ ★ ★ ★
Steve
Customer service was exceptional, Tiara and Hayley looked after my account and both of them were an absolute pleasure to deal with. Thanks very much for your patience and understanding. Going to miss our little chats we have had 10 out of 10 👍 Steve Herron
Posted - 5★ ★ ★ ★ ★
Pleased
I was dealt with by Randeep who was very kind and extremely efficient. Randeep made everything easy and clear for me so it was unstressful.
Posted - 5★ ★ ★ ★ ★
Michael
The advisors Steve Molina and Katy Swift were excellent. They kept me up to date with the progress of my application all the way through the process. All in all a very pleasant experience. Thank you
Posted - 5★ ★ ★ ★ ★
Marc
Had great service from start to finish, someone always there on the phone or email to help you along your way and of course the saving on the mortgage helped!
Posted - 5★ ★ ★ ★ ★
Anonymous
Recommended to me and I would do the same. Randeep helped with initial mortgage and just recently, improved renewal. Very good service. Thank you
Posted - 5★ ★ ★ ★ ★
Emily
Thank you for making my product switch so easy! Penny helped me find the lowest rate and my monthly payments have reduced. Talwasa kept me informed on progress throughout. Will definitely recommend John Charcol
Posted - 5★ ★ ★ ★ ★
Nick
Manny and Cristian were superb! many thanks fella's.
Posted - 5★ ★ ★ ★ ★
Anonymous
Made things easier and a good product. Excellent service.
Posted - 5★ ★ ★ ★ ★
Andrea
Excellent work from Scott Baron and Molly Blacklidge. Scott found a better rate than I could find myself. They were both professional, brilliant and a pleasure to work with. I would highly recommend.
Posted