As the original independent mortgage broker we know how to find the best mortgage rates to get you the mortgage you need to live in the home you love for more than 40 years we've been giving people more reason to choose John Charcol
Independent Mortgage Broker
Excellent
4.84 Average rating
Independent Mortgage Broker
How can John Charcol help you?
John Charcol is the original independent mortgage broker, with over 40 years' experience in finding the best mortgage rates for every type of buyer.
Whether you are investing in property or are looking to buy your first home, we are experts in providing independent mortgage advice for all kinds of buyers. Use our online resources below to see some of the services our mortgage advisers offer.
Remortgaging Advice
Time for a better deal?
Moving Home
Get the mortgage that’s right for you
Buy to Let Mortgages
Talk to Buy to Let mortgage specialists
First Time Buyer
Getting you on the property ladder
Bridging Loans
Looking to bridge the gap?
Expat Mortgages
For moving abroad or coming home
Contractor Mortgages
It's a complicated market, but we're the experts
Interest Only Mortgages
You just need to know where to look
IT'S SIMPLE
WITH US
Why should you choose an independent mortgage adviser?
Sourcing the best mortgage for you is only a small part of what we do at John Charcol. One of our dedicated Consultants will scope the whole of the market and narrow down your mortgage options to find the right one for you based on your circumstances, requirements and taking account of the speed at which you need to secure your mortgage.
Our Consultants are backed by a team of Client Relationship Managers who will then manage the entire mortgage process for you, efficiently securing your property with minimal disruption to your busy lifestyle. At John Charcol we guide and support you through every step of your mortgage, from acceptance of an offer to the exchange of contract to completion.
Read our mortgage guides to get you started on your journey.
Tools and Guides
Mortgage Calculators
Knowing what you can and cannot do when it comes to a mortgage is a lot easier with John Charcol's mortgage calculator.
Helpful Mortgage Guides
With over 40 years' experience as an independent mortgage adviser, we are perfectly qualified to help you through the process of buying a house and arranging a mortgage.
Best Buys Tool
Our comparison tool provides an indication of the mortgage deals currently on the market.
What our customers say
John Charcol
0330 057 5173 £ Cutlers Exchange, 123 Houndsditch London EC3A 7BU
Excellent
1573 Total reviews
4.84 Average rating
- 5★ ★ ★ ★ ★
Sanjay
Absolutely first rate customer service with a very knowledgable, personable broker. Got excellent advice on various aspects of the house purchase and would strongly recommend.
Posted - 5★ ★ ★ ★ ★
steve
I have used several mortgage brokers in the past, my new one, John Charcol has been by a long way the best. They found me a product that really suited my needs and then helped and guided me through the whole process. A special mention to Scott Barron who really put the effort in taking note of my needs and finding an exact match product
Posted - 5★ ★ ★ ★ ★
Mike
Randeep and his colleagues helped us in every way possible, in very difficult circumstances. There were times during the process that we thought what we were trying to do would never happen. thanks to John Charcol, it did.
Posted - 4★ ★ ★ ★ ★
Clare
Kept up momentum even during the woeful times
Posted - 5★ ★ ★ ★ ★
Beth
Absolutely fantastic service from start to finish. We had a slightly complicated situation because we were moving back to the UK from abroad and didn’t want to get tied into a rental contract. So we were trying to buy our first house on a tight schedule, from abroad and with patchy U.K. address history. Adam made it all very straightforward, and went above and beyond in fielding questions on all aspects of house buying. Thoroughly recommend this service- for what you get, it’s extremely good value. I’ll definitely be using them again in future!
Posted - 5★ ★ ★ ★ ★
Raj
The people there are very professional and kept me informed all the way through my mortgage process.
Posted - 5★ ★ ★ ★ ★
V
Jessica, Fiona and everyone at John Charcol, a million thanks for the hard work, and continuous support. Thanks to you we have finally got the keys for our first residential property and I know we couldn't have done it without you. I will be recommending you to everyone needing a mortgage broker.
Posted - 5★ ★ ★ ★ ★
Richard
Tom was very helpful in guiding me through the process.
Posted - 5★ ★ ★ ★ ★
Ashley
The whole team at John Charcol are fantastic! Scott arranged our mortgage and his expertise really shone through as we discussed a number of options and chose the most appropriate together. He then chased the lender for quick turnaround times and kept us informed at every stage. Molly and her team then made sure the transaction process ran smoothly and acted as an intermediary to try and and make sure that all parties were always kept informed of current progress Daniel then arranged our life and critical insurance and re designed our policies to maximise the amount of cover we now have for less of a monthly premium than we were expecting to pay. Tim was also always on hand for help and advice and we always felt supported even during holiday season when members of the team were off. Thanks all, you all played your part in getting this transaction over the line
Posted - 5★ ★ ★ ★ ★
Nick
A truly fantastic service from start to finish!!! A special mention for Randeep Sodhi who held my hand through a fairly lengthy process due to the circumstances of my house purchase. A really brilliantly professional chap and he made it all possible. Thoroughly recommended!
Posted