The original independent mortgage broker
The original independent mortgage broker
John Charcol is the original independent mortgage broker. We have over 40 years’ experience in finding the best mortgage rates for every type of buyer.
Whether you’re investing in property or looking to buy your first home, we can help. Our expert, independent mortgage advice will make buying your home or property investment easy.
Excellent
4.85 Average rating
Why Choose John Charcol Mortgage Brokers?
We Take Care of Everything
With over 45 years of service, we've seen it all. We can save you money, time and make buying your property easy.
We're Highly Recommended
We have over 1,500 5* reviews on reviews.co.uk, so you can feel confident that your mortgage is in the right hands.
We Give Personal, Expert Advice
We work around your schedule to help you arrange a mortgage that suits your circumstances, no matter how complex.
IT’S SIMPLE WITH US
03304 332 927 or
How Can An Independent Mortgage Adviser Help?
Your dedicated adviser will learn about your situation and needs before narrowing down your mortgage options. Once you’re happy with our mortgage recommendation, we’ll pass you over to your dedicated client relationship manager who’ll manage the rest of the mortgage process for you.
Unlike other brokers, arranging your mortgage isn’t all John Charcol do. We help you through your entire property-buying journey. Our teams can find you conveyancers, insurance and protection cover. We can also help you move into your new home and set up things like utilities and Council Tax. Ready to get started? Contact us.
We work with more than 120 mortgage lenders, including:
Buy-to-Let
Your mortgage will affect the profit potential of your buy-to-let investment. Use our free and easy best buy tool to compare current mortgage rates.
Learn More
Remortgage
Nearing the end of your fixed term? Or maybe it’s just time for a better rate? See what mortgages are on the market right now.
Moving House
Let us take care of everything: the mortgage, the application, conveyancing, insurance, protection, removals, utilities. Make your move easy.
First-Time Buyer
It doesn’t need to be complicated. We’ll guide you through, right up to the day you move in. Take your first step towards homeownership now.
Commercial Mortgages
Specific requirements? Need your portfolio packaged? We’re specialists in commercial mortgages.
Self-Employed Mortgages
How will being self-employed affect your mortgage? Ask us. We’ll explain everything.
Expat Mortgages
It doesn’t matter how complex your case is. We’re experts. See how we can help.
The kind of specialist mortgage you need will depend on your unique situation. We’re experts in a range of specialist mortgages: commercial, self-employed, expat, bridging, offset, second charge and more. We understand what you need. Ask us about your options.
What Our Customers Say
What our customers say
John Charcol
0330 057 5173£Cutlers Exchange, 123 HoundsditchLondonEC3A 7BU
Excellent
1913 Total reviews
- 5★★★★★
Gordon
Our dealings with John Charcol could not been any better. From day 1 we were kept informed of everything for our mortgage application until it was completed. The team were fantastic and a special thank you to Samantha for looking after us through the journey.
Posted - 5★★★★★
Manzurul
World class service from beginning to end. Our purchase completed in the blink of an eye. Would highly recommend Randeep Sodhi, professional, attentive and always kept us updated throughout the process. Carried out a full holistic review to ensure he completely understands our needs and preferences before making the recommendation. Thank you so much...would not have been possible without your help :)
Posted - 5★★★★★
Mrs Helen
Kat and Hollie were absolutely brilliant!!! Incredibly helpful, hard working, always communicated regularly, very good value for money, personable and dedicated! Cannot recommend them highly enough. Customer service 11/10, outstanding!
Posted - 5★★★★★
Max
We have been using John Charcol for many years now. It has been wonderful to have a personal relationship with our advisor (Randeep Sodhi) who has been terribly tolerant with all our chopping and changing! He has a long history of what we want and what is possible, helping guide us through various mortgage searches. We really do value his knowledge and guidance. We will continue to use John Charcol and would highly recommend their services to anyone looking for mortgage advice.
Posted - 5★★★★★
H
Great service and follow up, although my situation was a bit unique. Randeep S. did a great job, very honest and courteous. Highly recommended. Thank you!
Posted - 5★★★★★
Chris
Great service. This is the 4th time I've used Bruce Anderson at John Charcol and I would recommend highly.
Posted - 5★★★★★
Anonymous
Razz was very friendly and approachable. Sorted us a mortgage really quickly and always at the end of the phone to respond to our questions.
Posted - 5★★★★★
Milan
First class service, professional and efficient
Posted - 5★★★★★
Deb
Sam has been amazing! Friendly, happy, down to earth and nothing seemed too much trouble.
Posted - 5★★★★★
Mark
Fantastic service and support from Scott and Iain. They succeeded in securing me a mortgage when I had previously struggled.
Posted
Award-Winning Mortgage Experts
John Charcol have been providing mortgage advice for a long time. We stand at the forefront of the mortgage industry and have won many awards for our hard work and contributions. We set the benchmark for excellent service.
Mortgage Resources
Mortgage Calculators
Ready to crunch some numbers? Get started with our free and easy calculators.
Mortgage Guides
We’ve got guides on everything - from remortgaging to tax on rental income. Find the information you need right here.
Compare Mortgage Rates
Look at mortgage rates on the market right now with our free comparison tools.