As the original independent mortgage broker we know how to find the best mortgage rates to get you the mortgage you need to live in the home you love for more than 40 years we've been giving people more reason to choose John Charcol
Independent Mortgage Broker
Excellent
4.84 Average rating
Independent Mortgage Broker
How can John Charcol help you?
John Charcol is the original independent mortgage broker, with over 40 years' experience in finding the best mortgage rates for every type of buyer.
Whether you are investing in property or are looking to buy your first home, we are experts in providing independent mortgage advice for all kinds of buyers. Use our online resources below to see some of the services our mortgage advisers offer.
Remortgaging Advice
Time for a better deal?
Moving Home
Get the mortgage that’s right for you
Buy to Let Mortgages
Talk to Buy to Let mortgage specialists
First Time Buyer
Getting you on the property ladder
Bridging Loans
Looking to ‘bridge’ the gap?
Expat Mortgages
For moving abroad or coming home
Contractor Mortgages
It's a complicated market, but we're the experts
Interest Only Mortgages
You just need to know where to look
Talk to our experts today
0344 346 3672
Or enquire now
Why should you choose an independent mortgage adviser?
Sourcing the best mortgage for you is only a small part of what we do at John Charcol. One of our dedicated Consultants will scope the whole of the market and narrow down your mortgage options to find the right one for you based on your circumstances, requirements and taking account of the speed at which you need to secure your mortgage.
Our Consultants are backed by a team of Client Relationship Managers who will then manage the entire mortgage process for you, efficiently securing your property with minimal disruption to your busy lifestyle. At John Charcol we guide and support you through every step of your mortgage, from acceptance of an offer to the exchange of contract to completion.
Read our mortgage guides to get you started on your journey.
Tools and Guides
Mortgage Calculators
Knowing what you can and cannot do when it comes to a mortgage is a lot easier with John Charcol's mortgage calculator.
Helpful Mortgage Guides
With over 40 years' experience as an independent mortgage adviser, we are perfectly qualified to help you through the process of buying a house and arranging a mortgage.
Best Buys Tool
Our comparison tool provides an indication of the mortgage deals currently on the market.
What our customers say
John Charcol
0330 057 5173 £ Cutlers Exchange, 123 Houndsditch London EC3A 7BU
Excellent
1467 Total reviews
4.84 Average rating
- 5★ ★ ★ ★ ★
Harrison
Having been impressed by the level of service from Andrew Tuck at John Charcol 5 years ago, when we bought our first home, we returned to him again this year. Again he did a fantastic job, along with colleague Katie. As someone who works a mix of contracted and freelance jobs in the television industry, things have always been a little more complicated for me when finding a mortgage. Andrew, however, always understands the situation and does a great job in communicating with the lenders to get the best offer for us. He succeeded again on this occasion and we can't thank him enough for the hard work. Highly recommend
Posted - 5★ ★ ★ ★ ★
Laurah
Out of all the brokers I contacted Sarah was by far the most helpful and informative. Dealing with Sarah and Fiona has made this process so easy. They've been in constant contact to inform us of every step. Really happy and would definitely recommend them.
Posted - 5★ ★ ★ ★ ★
J.W.
Very helpful with impartial advice. Took me through the process from start to finish to ensure timely completion
Posted - 5★ ★ ★ ★ ★
Jahlyn
Fast, efficient and excellent service can always be expected from John Charcol. Fantastic customer service, regular reports and updates on the progress of Mortgages and a wide in depth knowledge of the industry also with assists with obtaining competitive quotes from other related business that the customer may need/ benefit from. I have been using them for all my property and personal insurance requirements since 2008 and have recommended their services to friends, family and colleagues on numerous ocassions and will continue to do so in the future. Much of my success of a being a landlord/ investor for many years is very much down to working alongside John Charcol. With great thanks and appreciation, Miss Jahlyn King.
Posted - 4★ ★ ★ ★ ★
Anonymous
Definitely worth the fee. Paula Willock and Alison Briggs were always at the end of the phone and provided clear helpful advice on getting the mortgage through as quickly as possible. If something needed to be chased they were on it immediately. When Alison was away on holiday, Scott picked up and was equally as helpful. Thank you team :)
Posted - 5★ ★ ★ ★ ★
Maya
Excellent! whilst I initially thought the costs were quite high compared to other mortgage brokers it was definately worth it and actually turned out to be very good value for money. Penny Mathers and Talwasa Mosakhel kept us well informed throughout, pulled strings when needed and liased with all parties involved in order to provide a very professional and efficient service.
Posted - 5★ ★ ★ ★ ★
Matthew
We applied for our mortgage through John Charcol. I am free lance and finding a mortgage has always been challenging. This time it was the smoothest process we have experienced. Entirely due to Tim Cobb and Tom Clifford's work. Their efficiency, straight talking, and hard work made the process totally painless. With in a day we had an agreement in principle from a lender and a few weeks later the mortgage was approved, meaning that we could purchase the property we wanted. I would have absolutely no hesitation in recommending John Charcol to any one who wants an efficient, communicative and fast service. Totally worth the finders fee.
Posted - 5★ ★ ★ ★ ★
David
New mortgage setup Very attentive and responsive. Every time i had a query or question it was answered swiftly. Couldnt have done anything more for me. Proffesional anf personal would highly recommend
Posted - 5★ ★ ★ ★ ★
Caroldene
Both my initial mortgage advisor (Manny) and Client relations manger (Tom) dealt with my remortgage quickly and efficiently. I was kept informed every step of the way and they both checked that I was happy and understood the various stages of my application.
Posted - 5★ ★ ★ ★ ★
Amar
Eric Appollodorus was extremely professional and knowledgeable with my complex remortgage and mortgage requirements. I spoke to a few other brokers which could not get the best rates and meet my requirements. Eric was able to first successfully source me the cheapest BTL mortgage rate for my Flat which allowed me to utilise additional borrowing and then sourced the cheapest mortgage for my residential home. Eric was always on hand on call for advice and his expert opinion. I would without hesitation recommenced John Charcols mortgage expertise. Fantastic service from start to finish.
Posted