Mortgage Enquiries0344 346 3672
As the original independent mortgage broker we know how to find the best mortgage rates to get you the mortgage you need to live in the home you love for more than 40 years we've been giving people more reason to choose John Charcol
Independent Mortgage Broker
Excellent
4.81 Average rating
Independent Mortgage Broker
How can John Charcol help you?
John Charcol is the original independent mortgage broker, with over 40 years' experience in finding the best mortgage rates for every type of buyer.
Whether you are investing in property or are looking to buy your first home, we are experts in providing independent mortgage advice for all kinds of buyers. Use our online resources below to see some of the services our mortgage advisers offer.
Remortgaging Advice
Time for a better deal?
Moving Home
Get the mortgage that’s right for you
Buy to Let Mortgages
Talk to Buy to Let mortgage specialists
First Time Buyer
Getting you on the property ladder
Bridging Loans
Looking to ‘bridge’ the gap?
Expat Mortgages
For moving abroad or coming home
Contractor Mortgages
It's a complicated market, but we're the experts
Interest Only Mortgages
You just need to know where to look
Talk to our experts today
0344 346 3672
Or enquire now
Why should you choose an independent mortgage adviser?
Sourcing the best mortgage for you is only a small part of what we do at John Charcol. One of our dedicated Consultants will scope the whole of the market and narrow down your mortgage options to find the right one for you based on your circumstances, requirements and taking account of the speed at which you need to secure your mortgage.
Our Consultants are backed by a team of Client Relationship Managers who will then manage the entire mortgage process for you, efficiently securing your property with minimal disruption to your busy lifestyle. At John Charcol we guide and support you through every step of your mortgage, from acceptance of an offer to the exchange of contract to completion.
Read our mortgage guides to get you started on your journey.
Tools and Guides
Mortgage Calculators
Knowing what you can and cannot do when it comes to a mortgage is a lot easier with John Charcol's mortgage calculator.
Helpful Mortgage Guides
With over 40 years' experience as an independent mortgage adviser, we are perfectly qualified to help you through the process of buying a house and arranging a mortgage.
Best Buys Tool
Our comparison tool provides an indication of the mortgage deals currently on the market.
What our customers say
John Charcol
0330 057 5173 £ Cutlers Exchange, 123 Houndsditch London EC3A 7BU
Excellent
1120 Total reviews
90%
4.81 Average rating
- 5★ ★ ★ ★ ★
Jordan
John Charcol has been a great help in getting my first mortgage. Michael Williams and Sophia Roach has especially been very patient and helpful. They really put the time and effort in to keep you updated.
Posted - 5★ ★ ★ ★ ★
Robert
Having purchased two mortgages I found the staff at John Charcol to be very thorough in their assessments together with their expertise in mortgages and insurance. I was impressed by the quality of their work and their friendliness brought ease to the many conversations I had with them. Their communication over the phone and by email was top quality. The experienced staff working on mortgage applications seemed effortless. Even when the banks were not making good decisions staff at John Charcol provided confidence based on their assessments that the applications will get approved. Today I'm able to sing their praises on what they have achieved for me. Excellent work.
Posted - 4★ ★ ★ ★ ★
Tracy
Great company used them before unfortunately this time was s bit disappointing being passed round a few times instead of dealing with one person. Got there in the end and thank you for your help
Posted - 5★ ★ ★ ★ ★
Ashley
Mark sourced a great deal and Mark and Kay dealt with all enquires expectantly and were always on hand with support. Five star service !!!
Posted - 5★ ★ ★ ★ ★
Adanna
I was introduced to John Charcol by my sister-in-law who expressed utmost joy with the work on her new mortgage undertaken by John Charcol. She persuaded me to make contact with the remortgaging of my house. I can explicitly state that Hemel Shah provided an efficient, information-friendly service, second to none. Thank you!
Posted - 5★ ★ ★ ★ ★
richard
Superb service from start to finish, from Manny, Molly and the team - faultless. They got me a rate far better than I could myself, were swift and professional throughout, with excellent communications across the process. They handled everything, and made the whole business remarkably smooth and stress-free. Outstanding.
Posted - 5★ ★ ★ ★ ★
C
Paula Willock was our main contact. She was great: always patient, professional, fast. Katy Swift also helped out. She was terrific too. This is the second time I've used John Charcol to arrange a mortgage: the last time was about 20 years ago. So, many thanks to all concerned there. Great work.
Posted - 5★ ★ ★ ★ ★
Anonymous
Hailey at John Charcol was a fantastic support throughout my whole evaluation process of mortgages, through to completion. Being an expat living in Asia, as a first time buyer, for buy-to-let, it was a tall order for Hailey! He was very clear in his explanations and extremely patient with me. Throughout the process he was always very easy to get hold of and great in explaining the good and bad news. Even when he was on personal leave, he was contactable and happy to help. He is very professional, but also helps to put a reality check on things when required. I would definitely recommend him to my peers!
Posted - 5★ ★ ★ ★ ★
Emma
I would definitely recommend John Charcol. They are extremely reliable, super helpful, quick to respond and make the whole process a breeze. Thank you!
Posted - 5★ ★ ★ ★ ★
Paul
If you are after a mortgage or a remortgages I would definitely recommend John Charcoal. A World leading service.
Posted