Mortgage Enquiries0344 346 3672
As the original independent mortgage broker we know how to find the best mortgage rates to get you the mortgage you need to live in the home you love for more than 40 years we've been giving people more reason to choose John Charcol
Independent Mortgage Broker
Excellent
4.82 Average rating
Independent Mortgage Broker
How can John Charcol help you?
John Charcol is the original independent mortgage broker, with over 40 years' experience in finding the best mortgage rates for every type of buyer.
Whether you are investing in property or are looking to buy your first home, we are experts in providing independent mortgage advice for all kinds of buyers. Use our online resources below to see some of the services our mortgage advisers offer.
Remortgaging Advice
Time for a better deal?
Moving Home
Get the mortgage that’s right for you
Buy to Let Mortgages
Talk to Buy to Let mortgage specialists
First Time Buyer
Getting you on the property ladder
Bridging Loans
Looking to ‘bridge’ the gap?
Expat Mortgages
For moving abroad or coming home
Contractor Mortgages
It's a complicated market, but we're the experts
Interest Only Mortgages
You just need to know where to look
Talk to our experts today
0344 346 3672
Or enquire now
Why should you choose an independent mortgage adviser?
Sourcing the best mortgage for you is only a small part of what we do at John Charcol. One of our dedicated Consultants will scope the whole of the market and narrow down your mortgage options to find the right one for you based on your circumstances, requirements and taking account of the speed at which you need to secure your mortgage.
Our Consultants are backed by a team of Client Relationship Managers who will then manage the entire mortgage process for you, efficiently securing your property with minimal disruption to your busy lifestyle. At John Charcol we guide and support you through every step of your mortgage, from acceptance of an offer to the exchange of contract to completion.
Read our mortgage guides to get you started on your journey.
Tools and Guides
Mortgage Calculators
Knowing what you can and cannot do when it comes to a mortgage is a lot easier with John Charcol's mortgage calculator.
Helpful Mortgage Guides
With over 40 years' experience as an independent mortgage adviser, we are perfectly qualified to help you through the process of buying a house and arranging a mortgage.
Best Buys Tool
Our comparison tool provides an indication of the mortgage deals currently on the market.
What our customers say
John Charcol
0330 057 5173 £ Cutlers Exchange, 123 Houndsditch London EC3A 7BU
Excellent
1180 Total reviews
90%
4.82 Average rating
- 5★ ★ ★ ★ ★
Anonymous
Fantastic service from John Charcoal - can't recommend them highly enough especially Tim & Molly in Southampton. Got me a great deal and kept on top of everything on a day to day basis. Wish I'd spoken to them sooner !
Posted - 5★ ★ ★ ★ ★
George
Could not recommend John Charcol and the team more. From start to finish they have been exceptional and found us a great mortgage that we wouldn’t have otherwise found. They were consistently professional, informative and very proactive in helping us to push and complete the sale. We will be using them again in the future.
Posted - 5★ ★ ★ ★ ★
Kevin
I was very pleased with John Charcol after completing a buy to let remortgage. They secured a great rate with an established lender. The service received was top notch throughout; thank you Charlotte Howard for all your help and assistance. I particularly valued prompt returned calls and being able to discuss issues quickly by phone.
Posted - 5★ ★ ★ ★ ★
Nigel
Excellent communication and customer service from Scott Barron. His colleague Ian was very competent. We had a fast decision, prompt documentation. No problems at all. This is the 2nd occasion we have used this company would definitely recommend them - oh and ask for Scott!!
Posted - 5★ ★ ★ ★ ★
Michael
The timely and accurate passage of information and updates was very reassuring. Overall an excellent service provided by people who were helpful and knowledgeable.
Posted - 5★ ★ ★ ★ ★
Anonymous
Cristian and his team made the purchase of my home so much less stressful, not only with sourcing the mortgage but every step of the process thereafter until completion. They kept me updated on a regular basis. Would definitely recommend John Charcol to anyone thinking of purchasing a home.
Posted - 4★ ★ ★ ★ ★
Anonymous
Kat Toomer was brilliant throughout in overseeing the process from the start, and then at our request through to the end - positive, proactive and reliable throughout. However some members of the admin support team were at times unreliable and ineffective - thankfully Kat rescued the day each time.
Posted - 4★ ★ ★ ★ ★
Anonymous
Having tried a number of other companies I contacted John Charcol. They not only found me an appropriate mortgage which others had failed to do but the mortgage advisor Andrew and the admin staff Tom and Gemma were very efficient and a pleasure to deal with. I have already recommended a friend to John Charcol.
Posted - 5★ ★ ★ ★ ★
Anonymous
Randeep and Amanda have, once again, been first class to deal with in my re-mortgage. Randeep found me a great rate and Amanda's followed up with wonderful and timely support. Much appreciated, thank you.
Posted - 5★ ★ ★ ★ ★
Angela
As an older person, I couldn't find a mortgage provider to give me a mortgage for longer than 10 years, even my own bank were unhelpful even though I have a significant salary going into the account and savings with them. Paula, Katy and the team found a provider very quickly and kept in touch to ensure things moved along as quickly as possible. I unreservedly recommend to anyone who needs any type of mortgage to give John Charcol a call first. They were professional, understanding and non-judgemental. Absolutely delighted with their service.
Posted