As the original independent mortgage broker we know how to find the best mortgage rates to get you the mortgage you need to live in the home you love for more than 40 years we've been giving people more reason to choose John Charcol
Independent Mortgage Broker
Excellent
4.83 Average rating
Independent Mortgage Broker
How can John Charcol help you?
John Charcol is the original independent mortgage broker, with over 40 years' experience in finding the best mortgage rates for every type of buyer.
Whether you are investing in property or are looking to buy your first home, we are experts in providing independent mortgage advice for all kinds of buyers. Use our online resources below to see some of the services our mortgage advisers offer.
Remortgaging Advice
Time for a better deal?
Moving Home
Get the mortgage that’s right for you
Buy to Let Mortgages
Talk to Buy to Let mortgage specialists
First Time Buyer
Getting you on the property ladder
Bridging Loans
Looking to ‘bridge’ the gap?
Expat Mortgages
For moving abroad or coming home
Contractor Mortgages
It's a complicated market, but we're the experts
Interest Only Mortgages
You just need to know where to look
Talk to our experts today
0344 346 3672
Or enquire now
Why should you choose an independent mortgage adviser?
Sourcing the best mortgage for you is only a small part of what we do at John Charcol. One of our dedicated Consultants will scope the whole of the market and narrow down your mortgage options to find the right one for you based on your circumstances, requirements and taking account of the speed at which you need to secure your mortgage.
Our Consultants are backed by a team of Client Relationship Managers who will then manage the entire mortgage process for you, efficiently securing your property with minimal disruption to your busy lifestyle. At John Charcol we guide and support you through every step of your mortgage, from acceptance of an offer to the exchange of contract to completion.
Read our mortgage guides to get you started on your journey.
Tools and Guides
Mortgage Calculators
Knowing what you can and cannot do when it comes to a mortgage is a lot easier with John Charcol's mortgage calculator.
Helpful Mortgage Guides
With over 40 years' experience as an independent mortgage adviser, we are perfectly qualified to help you through the process of buying a house and arranging a mortgage.
Best Buys Tool
Our comparison tool provides an indication of the mortgage deals currently on the market.
What our customers say
John Charcol
0330 057 5173 £ Cutlers Exchange, 123 Houndsditch London EC3A 7BU
Excellent
1414 Total reviews
4.83 Average rating
- 5★ ★ ★ ★ ★
Rebekka
Swift, polite, honest, patient and genuine. Treated me like a valued customer.
Posted - 5★ ★ ★ ★ ★
Anonymous
Always customer focused and tried to find the best way forward when there were issues on the way, very good, thanks.
Posted - 5★ ★ ★ ★ ★
Molly
I instructed Penny Mathers at John Charcoal for my residential mortgage and she was absolutely brilliant. Very easily contactable, approachable and went above and beyond. I thoroughly recommend (and will recommend!)
Posted - 5★ ★ ★ ★ ★
Serena
John Charcol has been introduced to myself by my MD for re-mortgaging application. I am very happy with the service I received and the efficiency of the team. Penny has been absolutely amazing and knowledgeable throughout out the process. Kayleigh has been absolutely helpful too. Thank you guys, really appreciate it.
Posted - 5★ ★ ★ ★ ★
Busra
Sener Topal is a very professional, knowledgeable and helpful mortgage broker.
Posted - 5★ ★ ★ ★ ★
Sarfaraz
Jessica Mottram was great kept me updated from start to finish will definitely use again
Posted - 5★ ★ ★ ★ ★
Tony
The team at John Charcol did an incredible job who were Randeed Sodhi who was my first contact and then also Katie Paterson. Certain difficult factors were present but Randeep persevered to resolve it to the very end whilst Katie's invaluable assistant helped keep all parties involved in the loop. Their manner was professional with all aspects of the work from gathering all necessary documents to representing these to the bank. I will always be grateful for the team.
Posted - 5★ ★ ★ ★ ★
Anonymous
I'm very grateful to John Charcol for their help in getting me a mortgage while I was in something of an odd position, recently returned from years overseas with a limited financial history in the UK. I know Joshua pursued quite a few options to find me the right lender, and that he put a lot of work into convincing the one we eventually went with to accept unconventional documentation of my assets and income. There were periods where more timely communication and updates on the process would have been helpful, but I'm very happy with the result.
Posted - 5★ ★ ★ ★ ★
PB
This bridging experience was a pleasant surprise given what i have experienced previously. Tiara's recommendation and Hayley's assistance allowed for a trouble free and pain free process, 3 & 1/2 weeks from start to finish. Thank you to you both
Posted - 5★ ★ ★ ★ ★
Anonymous
Good service and communication throughout the process
Posted