As the original independent mortgage broker we know how to find the best mortgage rates to get you the mortgage you need to live in the home you love for more than 40 years we've been giving people more reason to choose John Charcol
Independent Mortgage Broker
Excellent
4.84 Average rating
Independent Mortgage Broker
How can John Charcol help you?
John Charcol is the original independent mortgage broker, with over 40 years' experience in finding the best mortgage rates for every type of buyer.
Whether you are investing in property or are looking to buy your first home, we are experts in providing independent mortgage advice for all kinds of buyers. Use our online resources below to see some of the services our mortgage advisers offer.
Remortgaging Advice
Time for a better deal?
Moving Home
Get the mortgage that’s right for you
Buy to Let Mortgages
Talk to Buy to Let mortgage specialists
First Time Buyer
Getting you on the property ladder
Bridging Loans
Looking to bridge the gap?
Expat Mortgages
For moving abroad or coming home
Contractor Mortgages
It's a complicated market, but we're the experts
Interest Only Mortgages
You just need to know where to look
IT'S SIMPLE
WITH US
Why should you choose an independent mortgage adviser?
Sourcing the best mortgage for you is only a small part of what we do at John Charcol. One of our dedicated Consultants will scope the whole of the market and narrow down your mortgage options to find the right one for you based on your circumstances, requirements and taking account of the speed at which you need to secure your mortgage.
Our Consultants are backed by a team of Client Relationship Managers who will then manage the entire mortgage process for you, efficiently securing your property with minimal disruption to your busy lifestyle. At John Charcol we guide and support you through every step of your mortgage, from acceptance of an offer to the exchange of contract to completion.
Read our mortgage guides to get you started on your journey.
Tools and Guides
Mortgage Calculators
Knowing what you can and cannot do when it comes to a mortgage is a lot easier with John Charcol's mortgage calculator.
Helpful Mortgage Guides
With over 40 years' experience as an independent mortgage adviser, we are perfectly qualified to help you through the process of buying a house and arranging a mortgage.
Best Buys Tool
Our comparison tool provides an indication of the mortgage deals currently on the market.
What our customers say
John Charcol
0330 057 5173 £ Cutlers Exchange, 123 Houndsditch London EC3A 7BU
Excellent
1684 Total reviews
4.84 Average rating
- 5★ ★ ★ ★ ★
Anonymous
Professional level customer service on buy to let and residential mortgages and remortgages for about 10 years. Lawrence Bolarinwa is fantastic and the execution support from Toni Ireland extremely good, chasing agents and solicitors.
Posted - 5★ ★ ★ ★ ★
Jess
Norbert and Steph at John Charcol couldn't have been more helpful, finding solutions where others had tried (not tried) and failed. Fantastic customer service, quick decisions, great follow ups with the lenders, what more can you want. Worth every penny of the fee. We wholeheartedly recommend to anyone who needs mortgage.
Posted - 5★ ★ ★ ★ ★
Anonymous
Once again, John Charcol’s staff made getting a buy to let remortgage simple and good value. Great communication at all times and very efficient.
Posted - 5★ ★ ★ ★ ★
Anonymous
From the start of my application I felt Charlotte Adams was on my side! She sourced a competitive mortgage really quickly and Charlotte and her colleague Molly Blacklidge were on hand at all times chasing matters along to bring the mortgage to completion which had involved quite a delay due to the complexity involved in registering a newly converted property with the Land Registry. I'll definitely be using John Charcol in the future.
Posted - 5★ ★ ★ ★ ★
Matthew
The customer service I experienced was of the highest level and with a personal touch. I was very impressed by the wide range of knowledge I was presented. Very professional and personal experience made the whole process extremely easy and methodical. I would definitely recommend to anyone I meet.
Posted - 5★ ★ ★ ★ ★
Anonymous
Sergio Constantatos and Fiona Allan - what a fantastic team. These guys fixed 3 mortgages for us - this allowed us to buy a forever house without selling first. These were large loans but fantastic rates from high street banks with v low fees. We avoided the need to go to private banks with 10s of thousands in fees. The process was demanding and we joked that they ended up knowing more about us than we did about each other!! Really professional and thorough advice always presented with a great sense of humour. We would recommend John Charcol , Sergio and Fiona without any hesitation. Happy days Doctors Mike and Naomi and 5 kids. !!
Posted - 5★ ★ ★ ★ ★
Jo
We had quite a complex case and I have to say that the service we received from Steve Molina, Hayley Sydes and Tim who dealt with our original enquiry has been exceptional from start to finish. If you are looking for a mortgage or loan, no matter how complex your circumstances please look no further!
Posted - 5★ ★ ★ ★ ★
martin
The customer care given by Samantha Walker and then Scott was excellent. Stephine worked closely with me to overcome obstacles to obtaining my mortgage, kept me informed of the process, and chased lenders and solicitors frequently. A Big Thanks to all the team
Posted - 5★ ★ ★ ★ ★
Anonymous
The customer care given by Jyotin Bonomallyram and then Scott Hodder was excellent. They worked closely with me to overcome obstacles to obtaining my mortgage, kept me informed of the process, and chased lenders and solicitors frequently to keep everything on track. Would highly recommend.
Posted - 5★ ★ ★ ★ ★
Walt
Great responsiveness to queries and management of the overall process. There wasn't a time when I felt the mortgage application process stagnated. It was always in motion up until completion.
Posted