As the original independent mortgage broker we know how to find the best mortgage rates to get you the mortgage you need to live in the home you love for more than 40 years we've been giving people more reason to choose John Charcol
Independent Mortgage Broker
Excellent
4.83 Average rating
Independent Mortgage Broker
How can John Charcol help you?
John Charcol is the original independent mortgage broker, with over 40 years' experience in finding the best mortgage rates for every type of buyer.
Whether you are investing in property or are looking to buy your first home, we are experts in providing independent mortgage advice for all kinds of buyers. Use our online resources below to see some of the services our mortgage advisers offer.
Remortgaging Advice
Time for a better deal?
Moving Home
Get the mortgage that’s right for you
Buy to Let Mortgages
Talk to Buy to Let mortgage specialists
First Time Buyer
Getting you on the property ladder
Bridging Loans
Looking to ‘bridge’ the gap?
Expat Mortgages
For moving abroad or coming home
Contractor Mortgages
It's a complicated market, but we're the experts
Interest Only Mortgages
You just need to know where to look
Talk to our experts today
0344 346 3672
Or enquire now
Why should you choose an independent mortgage adviser?
Sourcing the best mortgage for you is only a small part of what we do at John Charcol. One of our dedicated Consultants will scope the whole of the market and narrow down your mortgage options to find the right one for you based on your circumstances, requirements and taking account of the speed at which you need to secure your mortgage.
Our Consultants are backed by a team of Client Relationship Managers who will then manage the entire mortgage process for you, efficiently securing your property with minimal disruption to your busy lifestyle. At John Charcol we guide and support you through every step of your mortgage, from acceptance of an offer to the exchange of contract to completion.
Read our mortgage guides to get you started on your journey.
Tools and Guides
Mortgage Calculators
Knowing what you can and cannot do when it comes to a mortgage is a lot easier with John Charcol's mortgage calculator.
Helpful Mortgage Guides
With over 40 years' experience as an independent mortgage adviser, we are perfectly qualified to help you through the process of buying a house and arranging a mortgage.
Best Buys Tool
Our comparison tool provides an indication of the mortgage deals currently on the market.
What our customers say
John Charcol
0330 057 5173 £ Cutlers Exchange, 123 Houndsditch London EC3A 7BU
Excellent
1355 Total reviews
4.83 Average rating
- 4★ ★ ★ ★ ★
Anonymous
Had a recent mortgage renewal from John Charcol & found my advisers Joanne Irwin & Tom Clifford fantastic from Start to finish making the whole process very straight forward, with my busy work schedule it worked out great for me, they done the work & found them easy to do business with. Highly recommended. Many Thanks.
Posted - 5★ ★ ★ ★ ★
Anonymous
John Charcol have been incredibly efficient and helpful in assisting us with buying our first property. Having been to a different broker who had completely messed us around and incorrectly advised us it was a relief to have honest advice. I have been so happy with the service and would highly recommend. In particular I would like to thank/give a special mention to Ajay Waroo. He went above and beyond in assisting us every step of the way and was always happy to answer the many questions we had.
Posted - 4★ ★ ★ ★ ★
Raj
I used John Charcol for a remortgage of my buy-to-let property. Overall the service was what I expected of a company like John Charcol but I have to make particular mention of Keyleigh Lewis, the client relationship manager. She very regularly updated me so I had a clear idea of what was happening to my mortgage application. And when things were stuck due to not so efficient solicitor firm that helped with my remortgage, she diligently worked with me and them and got things moving. My thanks to her in particular.
Posted - 5★ ★ ★ ★ ★
Rachel
I have used John Charcol for the past 6 years and they are always so incredibly helpful, especially Jessica Childs. I cannot recommend them enough, they have literally saved us hundreds if not thousands over the years and always consider our personal circumstances to get us the best deal. Thank you!
Posted - 5★ ★ ★ ★ ★
Charlotte
We wouldn't hesitate in recommending John Charcol to our friends and family. At different stages in the process, we were looked after by Sophie and Molly, both of whom were proactive, communicative and friendly - they genuinely seemed like they cared! They took the stress out of the whole mortgage process and didn't have any issues with getting everything sorted in a relatively short time-frame. We will be using them for any future purchases.
Posted - 5★ ★ ★ ★ ★
David
Michael Williams and this colleagues provided me with first class advice on my remortgage. He identified an exceptionally appropriate product and then ensured that the whole process was quickly and efficiently managed to completion. I am very happy with the service I received and would recommend John Charcol without hesitation. Many thanks!
Posted - 5★ ★ ★ ★ ★
Tim
They fought for our mortgage deal over weeks and got it over the line.
Posted - 5★ ★ ★ ★ ★
Cem
I was recommended to John Charcol by a friend and I am truly grateful that I was. Every person I interacted with was very helpful and really helped in making sure the mortgage application process went through as smoothly as possible. In particular Scott Barron was a really great help.
Posted - 5★ ★ ★ ★ ★
Jo
I have always heard that John Charcol is a highly professional independent broker. Having just organised a remortgage through them I can verify this. The service has been excellent from start to finish and I would recommend them to anyone wishing to get good mortgage advice. I initially had dealings with a Mortgage Adviser Mandeep who expertly navigated the mortgage market available to me - finding me an appropriate lender without fuss and then my account was passed on to an excellent Client Relationship Manager called Molly who kept me informed throughout the process via email and phone. Her helpful manner, positive attitude and customer relationship skills are excellent. If only all customer-facing organisations had a Molly - the world would be a better place! Well done to a great team.
Posted - 5★ ★ ★ ★ ★
J
Despite quite restrictive search criteria Steve managed to find me a great deal. Very good service.
Posted