Mortgage Enquiries0344 346 3672
As the original independent mortgage broker we know how to find the best mortgage rates to get you the mortgage you need to live in the home you love for more than 40 years we've been giving people more reason to choose John Charcol
Independent Mortgage Broker
Excellent
4.82 Average rating
Independent Mortgage Broker
How can John Charcol help you?
John Charcol is the original independent mortgage broker, with over 40 years' experience in finding the best mortgage rates for every type of buyer.
Whether you are investing in property or are looking to buy your first home, we are experts in providing independent mortgage advice for all kinds of buyers. Use our online resources below to see some of the services our mortgage advisers offer.
Remortgaging Advice
Time for a better deal?
Moving Home
Get the mortgage that’s right for you
Buy to Let Mortgages
Talk to Buy to Let mortgage specialists
First Time Buyer
Getting you on the property ladder
Bridging Loans
Looking to ‘bridge’ the gap?
Expat Mortgages
For moving abroad or coming home
Contractor Mortgages
It's a complicated market, but we're the experts
Interest Only Mortgages
You just need to know where to look
Talk to our experts today
0344 346 3672
Or enquire now
Why should you choose an independent mortgage adviser?
Sourcing the best mortgage for you is only a small part of what we do at John Charcol. One of our dedicated Consultants will scope the whole of the market and narrow down your mortgage options to find the right one for you based on your circumstances, requirements and taking account of the speed at which you need to secure your mortgage.
Our Consultants are backed by a team of Client Relationship Managers who will then manage the entire mortgage process for you, efficiently securing your property with minimal disruption to your busy lifestyle. At John Charcol we guide and support you through every step of your mortgage, from acceptance of an offer to the exchange of contract to completion.
Read our mortgage guides to get you started on your journey.
Tools and Guides
Mortgage Calculators
Knowing what you can and cannot do when it comes to a mortgage is a lot easier with John Charcol's mortgage calculator.
Helpful Mortgage Guides
With over 40 years' experience as an independent mortgage adviser, we are perfectly qualified to help you through the process of buying a house and arranging a mortgage.
Best Buys Tool
Our comparison tool provides an indication of the mortgage deals currently on the market.
What our customers say
John Charcol
0330 057 5173 £ Cutlers Exchange, 123 Houndsditch London EC3A 7BU
Excellent
1309 Total reviews
90%
4.83 Average rating
- 5★ ★ ★ ★ ★
Robin
Extremely impressed. Randeep was very proactive, attentive, accessible, professional. Complex situation handled very smoothly. As an expat, it can be challenging to find the right expertise, I feel compelled to go back to John Charcol as a first choice for all my needs.
Posted - 5★ ★ ★ ★ ★
Dave
The staff we have encountered at John Charcol (on two occasions, eight years apart) have been polite, knowledgeable, helpful and patient. Both the initial mortgage consultant (Nicole in our most recent case) and the client relationship manager (Scott) were exemplary. We would certainly recommend John Charcol wholeheartedly - they took (most of) the stress out of sorting a mortgage and kept us well informed from start to completion. Top marks!
Posted - 5★ ★ ★ ★ ★
Danny
I must say I can't thank Marina DaLomba and Jack Tutton for doing such a professional job on my remortgage. I would totally recommend this company in saying that I can't say I'd say the same for the Solicitor we used.
Posted - 5★ ★ ★ ★ ★
Rashid
Incredible service - in a world of online forms and off-shore call centers having someone to deal with directly - face to face is fantastic. Great service, very knowledgeable and friendly too.
Posted - 5★ ★ ★ ★ ★
Louise
Randeep always provides a first class service. He is quick to understand our needs and then works hard to obtain the best product for us, keeping us updated throughout the process. Many thanks once again.
Posted - 5★ ★ ★ ★ ★
Anonymous
Excellent service, and above all communication made the difference
Posted - 5★ ★ ★ ★ ★
Fiona
Amazing! From my first call with Tiara through to completion of the mortgage she and Hayley have been fantastic. Tiara immediately understood my requirements but with very few positives to work with and against all odds found a lender willing to look at providing a 2nd charge mortgage. It was only through the tenacity, perseverance and persuasion skills of Tiara and Hayley in dealing with the lender that the loan was able to complete. I have never felt that anyone has fought my corner as much, and these ladies have truly been life savers! I would thoroughly recommend them and cannot say thank you enough!
Posted - 5★ ★ ★ ★ ★
Anonymous
Andrew Tuck and Katie Paterson have been simply brilliant. We needed to re-mortgage quickly as we were about to transfer onto the SVR. The whole process took less than a month and was totally hassle free. Worth every penny.
Posted - 5★ ★ ★ ★ ★
Anonymous
We have used John Charcol previously and yet again we were given outstanding customer service by Jonathan Smith. Our situation was especially complicated this time as we are living overseas. Using his relationships and extensive market knowledge, Jonathan was able to find us the perfect mortgage solution which we could not have sourced ourselves. As a result, we were able to purchase our new home. A service worth every penny and totally stress free! We can't thank you enough.
Posted - 5★ ★ ★ ★ ★
Alice
I highly recommend Steven Prior at John Charcol. This is the second time he has helped me find a mortgage and navigate the way to completion (which was a lot more complex this time round as we're now living abroad). Always prompt in responding and explains things so well. A huge thank you to Steven for all your help!
Posted