As the original independent mortgage broker we know how to find the best mortgage rates to get you the mortgage you need to live in the home you love for more than 40 years we've been giving people more reason to choose John Charcol
Independent Mortgage Broker
Excellent
4.84 Average rating
Independent Mortgage Broker
How can John Charcol help you?
John Charcol is the original independent mortgage broker, with over 40 years' experience in finding the best mortgage rates for every type of buyer.
Whether you are investing in property or are looking to buy your first home, we are experts in providing independent mortgage advice for all kinds of buyers. Use our online resources below to see some of the services our mortgage advisers offer.
Remortgaging Advice
Time for a better deal?
Moving Home
Get the mortgage that’s right for you
Buy to Let Mortgages
Talk to Buy to Let mortgage specialists
First Time Buyer
Getting you on the property ladder
Bridging Loans
Looking to ‘bridge’ the gap?
Expat Mortgages
For moving abroad or coming home
Contractor Mortgages
It's a complicated market, but we're the experts
Interest Only Mortgages
You just need to know where to look
Talk to our experts today
0344 346 3672
Or enquire now
Why should you choose an independent mortgage adviser?
Sourcing the best mortgage for you is only a small part of what we do at John Charcol. One of our dedicated Consultants will scope the whole of the market and narrow down your mortgage options to find the right one for you based on your circumstances, requirements and taking account of the speed at which you need to secure your mortgage.
Our Consultants are backed by a team of Client Relationship Managers who will then manage the entire mortgage process for you, efficiently securing your property with minimal disruption to your busy lifestyle. At John Charcol we guide and support you through every step of your mortgage, from acceptance of an offer to the exchange of contract to completion.
Read our mortgage guides to get you started on your journey.
Tools and Guides
Mortgage Calculators
Knowing what you can and cannot do when it comes to a mortgage is a lot easier with John Charcol's mortgage calculator.
Helpful Mortgage Guides
With over 40 years' experience as an independent mortgage adviser, we are perfectly qualified to help you through the process of buying a house and arranging a mortgage.
Best Buys Tool
Our comparison tool provides an indication of the mortgage deals currently on the market.
What our customers say
John Charcol
0330 057 5173 £ Cutlers Exchange, 123 Houndsditch London EC3A 7BU
Excellent
1498 Total reviews
4.84 Average rating
- 5★ ★ ★ ★ ★
Michael
Had a great experience with Charcol. Managed to source a super competitive rate but as importantly, the standard of care throughout was consistently high. Accessible, proactive and friendly. While they charge a fee it was more than paid for by the rate I got and the overall customer experience. No hesitation in recommending.
Posted - 5★ ★ ★ ★ ★
Roger
This is the third time John Charcol has found me a mortgage. Each time the process has been quick and simple and entirely stress free. Andrew and Katie kept me informed at every step of the way and the whole process was exceptionally smooth. Good service, low fee, stress-free transaction low cost mortgage - what's not to like?
Posted - 5★ ★ ★ ★ ★
Michael
I was looking for an Agency to help with my remortgage and happened upon John Charcol. From the very 1st contact they have been superb especially Mandeep, Christian and Daniel and I would not hesitate to recommend them to any of my friends or family.
Posted - 5★ ★ ★ ★ ★
Richard
Scott Barron was outstanding in his support to me with my recent remortgage. He was clear and communicated with me well throughout the process. His colleague Iain Rossi was also helpful. Would highly recommend and will use Scott again in the future.
Posted - 5★ ★ ★ ★ ★
Sadegh
Hailey Kow was excellent in giving professional advice
Posted - 5★ ★ ★ ★ ★
Steve/
jess and the girls were way above the best.
Posted - 5★ ★ ★ ★ ★
Glyn
This is the third time John Charcol has found me a mortgage. Each time the process has been quick and simple and entirely stress free.
Posted - 5★ ★ ★ ★ ★
Matt
Couldn't be happier with the service provided by Randeep and Katie - they took an awful lot of the stress out of the re-mortgage process. Would recommend John Charcol to anyone in need of help with a mortgage.
Posted - 5★ ★ ★ ★ ★
Anonymous
Absolutely incredible service by Kiran and her team. We were originally using another mortgage advisor company and thankfully we switched to Kiran, she supplied us with the most exceptional service you could ask for. Kiran understood the stress of buying a house and took the time to understand our personal situation. I felt Kiran genuinely cared and was communicative at all times - she definitely went the extra mile. I am so sincerely grateful for Kiran’s service and if anyone has the opportunity to deal with her, you can be assured she will do her very best to get the best possible outcome. Although there is a charge for their services, this is minor compared to the service they provide. My family and I are so appreciative of Kiran and her team and thank her so much for her time and efforts. I have no concerns about recommending this company.
Posted - 5★ ★ ★ ★ ★
Paul
Have worked with Sergio at John Charcol on a number of properties over many years and always found his responsiveness and proactive approach to be superb and takes the worry and heavy lifting away from me. Highly recommended.
Posted