As the original independent mortgage broker we know how to find the best mortgage rates to get you the mortgage you need to live in the home you love for more than 40 years we've been giving people more reason to choose John Charcol
Independent Mortgage Broker
Excellent
4.84 Average rating
Independent Mortgage Broker
How can John Charcol help you?
John Charcol is the original independent mortgage broker, with over 40 years' experience in finding the best mortgage rates for every type of buyer.
Whether you are investing in property or are looking to buy your first home, we are experts in providing independent mortgage advice for all kinds of buyers. Use our online resources below to see some of the services our mortgage advisers offer.
Remortgaging Advice
Time for a better deal?
Moving Home
Get the mortgage that’s right for you
Buy to Let Mortgages
Talk to Buy to Let mortgage specialists
First Time Buyer
Getting you on the property ladder
Bridging Loans
Looking to bridge the gap?
Expat Mortgages
For moving abroad or coming home
Contractor Mortgages
It's a complicated market, but we're the experts
Interest Only Mortgages
You just need to know where to look
IT'S SIMPLE
WITH US
Talk to our experts today
0344 346 3672
Or arrange a call back
Why should you choose an independent mortgage adviser?
Sourcing the best mortgage for you is only a small part of what we do at John Charcol. One of our dedicated Consultants will scope the whole of the market and narrow down your mortgage options to find the right one for you based on your circumstances, requirements and taking account of the speed at which you need to secure your mortgage.
Our Consultants are backed by a team of Client Relationship Managers who will then manage the entire mortgage process for you, efficiently securing your property with minimal disruption to your busy lifestyle. At John Charcol we guide and support you through every step of your mortgage, from acceptance of an offer to the exchange of contract to completion.
Read our mortgage guides to get you started on your journey.
Tools and Guides
Mortgage Calculators
Knowing what you can and cannot do when it comes to a mortgage is a lot easier with John Charcol's mortgage calculator.
Helpful Mortgage Guides
With over 40 years' experience as an independent mortgage adviser, we are perfectly qualified to help you through the process of buying a house and arranging a mortgage.
Best Buys Tool
Our comparison tool provides an indication of the mortgage deals currently on the market.
What our customers say
John Charcol
0330 057 5173 £ Cutlers Exchange, 123 Houndsditch London EC3A 7BU
Excellent
1535 Total reviews
4.84 Average rating
- 5★ ★ ★ ★ ★
Aarti
Jessica Mottram was my mortgage advisor and she was professional, knew what she was doing and helped throughout. Would totally recommend.
Posted - 5★ ★ ★ ★ ★
Ruth
Thanks very much for all your help. I’ve been really pleased with the service, communication and ease.
Posted - 5★ ★ ★ ★ ★
Shamaila
Razz did a fantastic job arranging my mortgage and made the entire process so easy from start to finish. I was kept up to date throughout the process via regular emails/phone calls and Razz went the extra mile to ensure everything flowed smoothly. He was very professional and a great mortgage broker! Highly recommended. I will definitely use John Charcol again.
Posted - 5★ ★ ★ ★ ★
Tom
Pravin Varsani and the John Charcol team made the impossible possible - where another broker failed, they managed to work a better solution, kept everything running to a TIGHT deadline, and were cheerful and communicative the whole way through. Thoroughly recommended.
Posted - 5★ ★ ★ ★ ★
Emily
Sarah Teff was fantastic. She helped us from the minute we asked about mortgages till after we completed. She was so helpful with every question we had and answered with such detail. We would definitely ask Sarah again to do our mortgage again in the future.
Posted - 5★ ★ ★ ★ ★
Gary
Jessica Childs did a great job for us in finding a very good mortgage when we were looking at buying a house earlier on this year. We now need to renovate our house and went back to Jessica to see if we could obtain an additional loan. As before, she did a great job and obtained an additional loan in very quick time. Cannot recommend Jessica highly enough.
Posted - 5★ ★ ★ ★ ★
Matt
Just completed a fast and super efficient transaction. Can't recommend Penny and her team enough.
Posted - 4★ ★ ★ ★ ★
Crispin
Jessica Childs and Fiona Allan worked tirelessly to get our (very difficult and complicated!!) mortgage sorted out for us. We are very grateful to them, and would certainly ask them to help us next time we needed a mortgage. Really pleased customers - thank you!!
Posted - 5★ ★ ★ ★ ★
Paul
Andrew Tuck and Katie Paterson at John Charcol did a fantastic job in arranging my remortgage. It was a far from simple transaction, involving a transfer of title and simultaneous lease extension. It was a very stressful situation but having Andrew and Katie in my corner was hugely reassuring. They were diligent in keeping everything on track and co-ordinating with the mortgage provider and various legal teams. I have no hesitation in recommending John Charcol.
Posted - 5★ ★ ★ ★ ★
Lauri
It was a pleasure working with Jo Irwin at John Charcol to find the most suitable mortgage for our first home. She was super helpful and gave us so much useful advice - not sure what we would have done without her. Jo kept us updated every step of the way and got things done quickly on her side. Not to forget she got us a great deal on our mortgage. Moving is stressful, and Jo made the mortgage part seem simple. Thanks to Jo and the team for all your help! We will definitely be recommending Jo and John Charcoal to friends and family in the future!
Posted