The original independent mortgage broker
The original independent mortgage broker
John Charcol is the original independent mortgage broker. We have over 40 years’ experience in finding the best mortgage rates for every type of buyer.
Whether you’re investing in property or looking to buy your first home, we can help. Our expert, independent mortgage advice will make buying your home or property investment easy.
Excellent
4.84 Average rating
Why Choose John Charcol Mortgage Brokers?
We Take Care of Everything
With over 45 years of service, we've seen it all. We can save you money, time and make buying your property easy.
We're Highly Recommended
We have over 1,500 5* reviews on reviews.co.uk, so you can feel confident that your mortgage is in the right hands.
We Give Personal, Expert Advice
We work around your schedule to help you arrange a mortgage that suits your circumstances, no matter how complex.
IT’S SIMPLE WITH US
03304 332 927 or
How Can An Independent Mortgage Adviser Help?
Your dedicated adviser will learn about your situation and needs before narrowing down your mortgage options. Once you’re happy with our mortgage recommendation, we’ll pass you over to your dedicated client relationship manager who’ll manage the rest of the mortgage process for you.
Unlike other brokers, arranging your mortgage isn’t all John Charcol do. We help you through your entire property-buying journey. Our teams can find you conveyancers, insurance and protection cover. We can also help you move into your new home and set up things like utilities and Council Tax. Ready to get started? Contact us.
We work with more than 120 mortgage lenders, including:
Buy-to-Let
Your mortgage will affect the profit potential of your buy-to-let investment. Use our free and easy best buy tool to compare current mortgage rates.
Remortgage
Nearing the end of your fixed term? Or maybe it’s just time for a better rate? See what mortgages are on the market right now.
Moving House
Let us take care of everything: the mortgage, the application, conveyancing, insurance, protection, removals, utilities. Make your move easy.
First-Time Buyer
It doesn’t need to be complicated. We’ll guide you through, right up to the day you move in. Take your first step towards homeownership now.
Commercial Mortgages
Specific requirements? Need your portfolio packaged? We’re specialists in commercial mortgages.
Self-Employed Mortgages
How will being self-employed affect your mortgage? Ask us. We’ll explain everything.
Expat Mortgages
It doesn’t matter how complex your case is. We’re experts. See how we can help.
The kind of specialist mortgage you need will depend on your unique situation. We’re experts in a range of specialist mortgages: commercial, self-employed, expat, bridging, offset, second charge and more. We understand what you need. Ask us about your options.
What Our Customers Say
What our customers say
John Charcol
0330 057 5173 £ Cutlers Exchange, 123 Houndsditch London EC3A 7BU
Excellent
1791 Total reviews
- 5★ ★ ★ ★ ★
Anonymous
Good analysis of what the best options were for me and persistence in the face of terrible service from the lenders legal providers to get this across the line.
Posted - 5★ ★ ★ ★ ★
Caroline
I used John Charcol when purchasing my current home, then initially switched to another broker for my remortgage before quickly realising the error of my ways and switching back to John Charcol! A great, reliable service, you can rest assured you are in safe hands with John Charcol. The remortgage was completed quickly and smoothly, which is particularly commendable given the current circumstances.
Posted - 5★ ★ ★ ★ ★
Caroline
I used John Charcol when first purchasing my current house, then initially switched to another broker for my remortgage before quickly realising my error and coming back to John Charcol! A great, reliable service, you can rest assured you are in safe hands. All went smoothly and quickly, which is particularly commendable given the current circumstances.
Posted - 5★ ★ ★ ★ ★
Caroline
I have now dealt with John Charcol (Lawrence Bolarinwa) for a number of years and mortgages and he and his team have always provided knowledgable and professional service. They make your life easier to ensure you get the best deal available for your specific set of circumstances.
Posted - 5★ ★ ★ ★ ★
Anonymous
Above & beyond what I expected. Friendly customer service Timely delivery Overall excellent services
Posted - 5★ ★ ★ ★ ★
Anonymous
Tried to negotiate with the banks myself but no luck. However with John Charcol's (Charlotte Adams) help I was able to get the mortgage sorted out! Can't ask for more really!
Posted - 5★ ★ ★ ★ ★
Anonymous
We've been with John Charcol for a number of years and have always been extremely happy with the service we have received.
Posted - 5★ ★ ★ ★ ★
Anonymous
Very happy with the advice and support given for our recent remortgage, particularly in our slightly unusual circumstances, and the team regularly updated us with progress. This is the 3rd mortgage they have arranged for us and the service has always been exemplary.
Posted - 5★ ★ ★ ★ ★
Nigel
Exemplary customer service keeping me informed every step of the way. Professional service at its best.
Posted - 5★ ★ ★ ★ ★
Sarah
Bruce Anderson at John Charcol has been extremely helpful in helping us renew our mortgage. He clearly set out the options available to us and was quick to respond by phone or email with any queries we had. There was a delay in completing our new mortgage due to a third party error and we are very grateful to Bruce for taking the time to resolve this for us.
Posted
Award-Winning Mortgage Experts
John Charcol have been providing mortgage advice for a long time. We stand at the forefront of the mortgage industry and have won many awards for our hard work and contributions. We set the benchmark for excellent service.
Mortgage Resources
Mortgage Calculators
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Mortgage Guides
We’ve got guides on everything - from remortgaging to tax on rental income. Find the information you need right here.
Compare Mortgage Rates
Look at mortgage rates on the market right now with our free comparison tools.