The original independent mortgage broker

The original independent mortgage broker

John Charcol is the original independent mortgage broker. We have over 40 years’ experience in finding the best mortgage rates for every type of buyer.

Whether you’re investing in property or looking to buy your first home, we can help. Our expert, independent mortgage advice will make buying your home or property investment easy.

Excellent

4.84 Average rating

4.83 Average rating on Reviews.co.uk

Why Choose John Charcol Mortgage Brokers?

We Take Care of Everything

With over 45 years of service, we've seen it all. We can save you money, time and make buying your property easy.

We're Highly Recommended

We have over 1,500 5* reviews on reviews.co.uk, so you can feel confident that your mortgage is in the right hands.

We Give Personal, Expert Advice

We work around your schedule to help you arrange a mortgage that suits your circumstances, no matter how complex.

IT’S SIMPLE WITH US

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How Can An Independent Mortgage Adviser Help?

Your dedicated adviser will learn about your situation and needs before narrowing down your mortgage options. Once you’re happy with our mortgage recommendation, we’ll pass you over to your dedicated client relationship manager who’ll manage the rest of the mortgage process for you.

Unlike other brokers, arranging your mortgage isn’t all John Charcol do. We help you through your entire property-buying journey. Our teams can find you conveyancers, insurance and protection cover. We can also help you move into your new home and set up things like utilities and Council Tax. Ready to get started? Contact us.

We work with more than 120 mortgage lenders, including:

Buy-to-Let

Your mortgage will affect the profit potential of your buy-to-let investment. Use our free and easy best buy tool to compare current mortgage rates.

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Remortgage

Nearing the end of your fixed term? Or maybe it’s just time for a better rate? See what mortgages are on the market right now.

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Moving House

Let us take care of everything: the mortgage, the application, conveyancing, insurance, protection, removals, utilities. Make your move easy.

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First-Time Buyer

It doesn’t need to be complicated. We’ll guide you through, right up to the day you move in. Take your first step towards homeownership now.

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Commercial Mortgages

Specific requirements? Need your portfolio packaged? We’re specialists in commercial mortgages.

More Info

Self-Employed Mortgages

How will being self-employed affect your mortgage? Ask us. We’ll explain everything.

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Expat Mortgages

It doesn’t matter how complex your case is. We’re experts. See how we can help.

More Info

The kind of specialist mortgage you need will depend on your unique situation. We’re experts in a range of specialist mortgages: commercial, self-employed, expat, bridging, offset, second charge and more. We understand what you need. Ask us about your options.

View all Specialist Mortgages

What Our Customers Say

What our customers say

John Charcol

John Charcol 0330 057 5173 £

Cutlers Exchange, 123 Houndsditch London EC3A 7BU

Excellent

90%

1835 Total reviews

4.85 Average rating

  • 5

    Special mention and a massive thank you to Nick Mendes and Rebecca Law who were both simply fantastic throughout the whole process. I am very happy with their service in helping me to obtain my first mortgage and I would not hesitate to recommend their expertise or customer/client care.

    Posted
  • 5

    Special mention to Randeep who was excellent through out the whole process. Excellent delivery and professional and proactive service. No hesitation in recommending to others.

    Posted
  • 5

    Special mention to Samm Walker who has organised the life cover for me and my partner. Samm was really pleasant to talk to and deal with, took the time to go through exactly what we wanted and presented us with a much better deal than we had found elsewhere. Samm did all the application for us after a quick phone-call to take our personal details, and that was that! Very quick, efficient and painless!

    Posted
  • 5

    Great service, very helpful and always kept me up to date. Affordable and got me a great mortgage deal.

    Posted
  • 5

    Steven Prior, my advisor was responsive, informative and patient. I have recommended one friend to Steven and will not hesitate to recommend Steven and John Charcol to others. A thoroughly good service.

    Posted
  • 5

    Could not recommend more. Very easy and professional, got us an amazing deal and all sorted out very quickly and with minimal fuss.

    Posted
  • 5

    I have a very good experience with John Charcoal, I really trust this company because all persons are giving the real information about the mortgage advice and they act as your family team member. They always make you feel very comfortable with your any questions you ask them. It is very worth to choosing this company, they work for the value for your money. I love all the team members of John Charcoal , specially Sophie because she is brilliant , she played a very important roll during my mortgage process.

    Posted
  • 5

    Couldn't recommend them highly enough. Alex was helpful from the very first phone call and communication was superb. We only called to make a general enquiry as we hadn't planned to pay for a broker but have not looked back since. Professionalism of the whole team gave us confidence that they would arrange everything for us. I wouldn't hesitate to recommend this company to anyone.

    Posted
  • 5

    Professional, quick efficient service. Exceeded our expectations with the start to finish service. Would not have been able to complete as quickly without them

    Posted
  • 5

    We were delighted with the very professional service we received from this Company. We were informed every step of the way in completing our mortgage. Nothing was a problem for any of their staff who handled our application, they emailed or rang to keep us informed and would highly recommend this Company.

    Posted
Best Broker Award

Award-Winning Mortgage Experts

John Charcol have been providing mortgage advice for a long time. We stand at the forefront of the mortgage industry and have won many awards for our hard work and contributions. We set the benchmark for excellent service.

More About John Charcol

Mortgage Resources

Mortgage Calculators

Mortgage Calculators

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Mortgage Guides

We’ve got guides on everything - from remortgaging to tax on rental income. Find the information you need right here.

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Compare Mortgage Rates

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