The original independent mortgage broker
John Charcol is the original independent mortgage broker in the UK. We have over 45 years’ experience in finding the best mortgage rates for every type of buyer.
Whether you’re investing in property or looking to buy your first home, our mortgage advisers can help. Our expert, independent mortgage advice will make buying your property easy.
4.85 Average rating
Why Choose John Charcol Mortgage Brokers?
We Take Care of Everything
With over 45 years of service, we've seen it all. We can save you money, time and make buying your property easy.
We're Highly Recommended
We have over 1,500 5* reviews on reviews.co.uk, so you can feel confident that your mortgage is in the right hands.
We Give Personal, Expert Advice
We work around your schedule to help you arrange a mortgage that suits your circumstances, no matter how complex.
IT’S SIMPLE WITH US
0330 433 2927 or
How Can an Independent Mortgage Adviser Help?
Your mortgage adviser will learn about your situation and explain your mortgage options before making a product recommendation. We’re a whole of market mortgage broker which means we’re not tied to any lenders; we look at products from across the entire market to find the best deal for you. Once you’re happy with your recommendation, we’ll pass you over to your client relationship manager who’ll manage the rest of the mortgage process for you.
Unlike other UK mortgage brokers, finding and arranging the best mortgage for your circumstances isn’t all John Charcol do. We help you through your entire property-buying journey. Our team can find you conveyancers, insurance and protection cover. We can also help you move into your new home and set up things like utilities and Council Tax.
Ready to get started? Contact us today for the best independent mortgage advice.
We work with more than 120 mortgage lenders, including:
Specific requirements? Need your portfolio packaged? We’re specialists in commercial mortgages.
How will being self-employed affect your mortgage? Ask us. We’ll explain everything.
The kind of specialist mortgage you need will depend on your unique situation. We’re experts in a range of specialist mortgages: commercial, self-employed, expat, bridging, offset, second charge and more. We understand what you need. Ask us about your options.
What Our Customers Say
What our customers say
John Charcol0330 057 5173£
Cutlers Exchange, 123 HoundsditchLondonEC3A 7BU
1979 Total reviews
Very good service from Randeep. Always provided me with an update when requested one. Thank you for your hard work.Posted
Had Mortgage declined from a bank, found John Charcol online and spoke to Darren, brilliant person and guided us to a perfect mortgage @ a brilliant rate. Will definitely recommend to all family & friends.Posted
Excellent service. Polite, responsive and transparent about their costs. Throughout the service they have been proactive and made things happen without putting any pressure on us. Would highly recommend them.Posted
Excellent and responsive service in navigating an involved purchase.Posted
Clear, effective and proactive advice. 2 great mortgage deals in 4 years, won’t hesitate to use them again!Posted
We have used John Charcol for years and recommended to family and friends for mortgage advice. Always helpful and will search out the best optionPosted
We received excellent customer service from everyone at John Charcol. Our circumstances weren't straight forward but Andrew worked with us to ensure we got a mortgage deal which suited our needs. We were particularly impressed with the attention to detail early on in our conversations which ensured that the mortgage process was quick and smooth when purchasing our house. Communication has been fantastic throughout. We would definitely use John Charcol in the future and are happy to recommend.Posted
I dealt with Kathryn Toomer who arranged my mortgage. My case wasn't completely straightforward but Kat worked really hard to secure me an excellent deal with a high street bank and stuck with it over a protracted sale and purchase process. I cant recommend highly enoough.Posted
Scott Barron was fantastic start to finish. Him and his team couldn't do enough for us. Would definitely recommend to a friend. Thank you Scott!Posted
Randeep Sodhi was first class. Got us a very good deal with HSBC. Worked extremely hard to get it whilst holding some other offers in the background as a reserve. Many thanks SimonPosted
Award-Winning Mortgage Experts
John Charcol have been providing mortgage advice for a long time. We stand at the forefront of the UK mortgage industry and have won many awards for our hard work and contributions. We set the benchmark for excellent service as one of the best mortgage brokers in the UK.
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We’ve got guides on everything - from remortgaging to tax on rental income. Find the information you need right here.
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