As the original independent mortgage broker we know how to find the best mortgage rates to get you the mortgage you need to live in the home you love for more than 40 years we've been giving people more reason to choose John Charcol
Independent Mortgage Broker
Excellent
4.84 Average rating
Independent Mortgage Broker
How can John Charcol help you?
John Charcol is the original independent mortgage broker, with over 40 years' experience in finding the best mortgage rates for every type of buyer.
Whether you are investing in property or are looking to buy your first home, we are experts in providing independent mortgage advice for all kinds of buyers. Use our online resources below to see some of the services our mortgage advisers offer.
Remortgaging Advice
Time for a better deal?
Moving Home
Get the mortgage that’s right for you
Buy-to-Let Mortgages
Talk to Buy-to-Let mortgage specialists
First Time Buyer
Getting you on the property ladder
Bridging Loans
Looking to bridge the gap?
Expat Mortgages
For moving abroad or coming home
Contractor Mortgages
It's a complicated market, but we're the experts
Interest Only Mortgages
You just need to know where to look
IT'S SIMPLE
WITH US
Why should you choose an independent mortgage adviser?
Sourcing the best mortgage for you is only a small part of what we do at John Charcol. One of our dedicated Consultants will scope the whole of the market and narrow down your mortgage options to find the right one for you based on your circumstances, requirements and taking account of the speed at which you need to secure your mortgage.
Our Consultants are backed by a team of Client Relationship Managers who will then manage the entire mortgage process for you, efficiently securing your property with minimal disruption to your busy lifestyle. At John Charcol we guide and support you through every step of your mortgage, from acceptance of an offer to the exchange of contract to completion.
Read our mortgage guides to get you started on your journey.
Tools and Guides
Mortgage Calculators
Knowing what you can and cannot do when it comes to a mortgage is a lot easier with John Charcol's mortgage calculator.
Helpful Mortgage Guides
With over 40 years' experience as an independent mortgage adviser, we are perfectly qualified to help you through the process of buying a house and arranging a mortgage.
Best Buys Tool
Our comparison tool provides an indication of the mortgage deals currently on the market.
What our customers say
John Charcol
0330 057 5173 £ Cutlers Exchange, 123 Houndsditch London EC3A 7BU
Excellent
1739 Total reviews
4.85 Average rating
- 5★ ★ ★ ★ ★
David
Paula Willock understood our requirement, found the right product and together with Cat made execution as easy as possible
Posted - 5★ ★ ★ ★ ★
Charlie
Fantastic ! Jack and Stephanie stepped in and saved the day, and the whole process was seamless, thank you!
Posted - 5★ ★ ★ ★ ★
Mukesh
Fast reliable friendly professional
Posted - 5★ ★ ★ ★ ★
Steve
This is the second time I have used the team with me mainly dealing with Scott Baron. They are friendly and informative and my god they are fast. I thoroughly recommend them to anyone wanting advice, anew mortgage or just a better deal.
Posted - 5★ ★ ★ ★ ★
Paul
Great service yet again from John Charcol with Sergio and Fiona looking after my application. Excellent communication by phone and email, and kept informed at all times.
Posted - 5★ ★ ★ ★ ★
Shy
######PLEASE READ JOHN CHARCOL ARE AMAZING ESPECIALLY MOLLY & SOPHIE xx ###### Molly & Sophie — have been absolutely brilliant u guys have both been a breath of fresh air to deal with . I honestly don’t have the words to express how great full I am to Molly and Sophie nothing was ever too much trouble for you guys ! At times honestly I lost the will .... but you guys always picked me up and kept me positive , I am so ever great full to you both seriously ! The Payment of £695 is absolutely nothing for the amount and time effort and work u have put into me alone and making sure my mortgage all went though smoothly ! Thank you both once again you are both smashing girls and I wish u all The very very best for the near future x Thank you JOHN CHARCOL should be your number one choice for broker !!! 👍🏼😉
Posted - 5★ ★ ★ ★ ★
Gerry
Yet again and outstanding service from JC. With particular thanks to Penny Mathers who consistently provides expert knowledge and with a level of care that we really value. Toni Walker also deserves a warm mention adding Her support to what is an incredible team. Huge thanks from my wife Jenny and me.
Posted - 5★ ★ ★ ★ ★
Anonymous
A very prompt and efficient service from start to finish. Kiran knew her stuff and got me a mortgage that was perfect for my needs.
Posted - 5★ ★ ★ ★ ★
Niall
Eric and Fiona were first class in their support and professionalism at the time of a difficult re-mortgage. I went to John Charcol because they had been so helpful in the past and I have to say they surpassed themselves this time. Thanks for a job well done!
Posted - 5★ ★ ★ ★ ★
Viola
John Charcol was recommended to us by a fried, and we're so glad we chose them. The team (special call-out to Oliver and Fiona) offered amazing service, were super responsive and very proactive. They guided us through the different options and helped us throughout the entire mortgage process – we're now home owners. Thank you for an amazing service!
Posted