Mortgage Enquiries0344 346 3672
As the original independent mortgage broker we know how to find the best mortgage rates to get you the mortgage you need to live in the home you love for more than 40 years we've been giving people more reason to choose John Charcol
Independent Mortgage Broker
Excellent
4.82 Average rating
Independent Mortgage Broker
How can John Charcol help you?
John Charcol is the original independent mortgage broker, with over 40 years' experience in finding the best mortgage rates for every type of buyer.
Whether you are investing in property or are looking to buy your first home, we are experts in providing independent mortgage advice for all kinds of buyers. Use our online resources below to see some of the services our mortgage advisers offer.
Remortgaging Advice
Time for a better deal?
Moving Home
Get the mortgage that’s right for you
Buy to Let Mortgages
Talk to Buy to Let mortgage specialists
First Time Buyer
Getting you on the property ladder
Bridging Loans
Looking to ‘bridge’ the gap?
Expat Mortgages
For moving abroad or coming home
Contractor Mortgages
It's a complicated market, but we're the experts
Interest Only Mortgages
You just need to know where to look
Talk to our experts today
0344 346 3672
Or enquire now
Why should you choose an independent mortgage adviser?
Sourcing the best mortgage for you is only a small part of what we do at John Charcol. One of our dedicated Consultants will scope the whole of the market and narrow down your mortgage options to find the right one for you based on your circumstances, requirements and taking account of the speed at which you need to secure your mortgage.
Our Consultants are backed by a team of Client Relationship Managers who will then manage the entire mortgage process for you, efficiently securing your property with minimal disruption to your busy lifestyle. At John Charcol we guide and support you through every step of your mortgage, from acceptance of an offer to the exchange of contract to completion.
Read our mortgage guides to get you started on your journey.
Tools and Guides
Mortgage Calculators
Knowing what you can and cannot do when it comes to a mortgage is a lot easier with John Charcol's mortgage calculator.
Helpful Mortgage Guides
With over 40 years' experience as an independent mortgage adviser, we are perfectly qualified to help you through the process of buying a house and arranging a mortgage.
Best Buys Tool
Our comparison tool provides an indication of the mortgage deals currently on the market.
What our customers say
John Charcol
0330 057 5173 £ Cutlers Exchange, 123 Houndsditch London EC3A 7BU
Excellent
1175 Total reviews
90%
4.82 Average rating
- 5★ ★ ★ ★ ★
Anonymous
Cristian and his team made the purchase of my home so much less stressful, not only with sourcing the mortgage but every step of the process thereafter until completion. They kept me updated on a regular basis. Would definitely recommend John Charcol to anyone thinking of purchasing a home.
Posted - 4★ ★ ★ ★ ★
Anonymous
Kat Toomer was brilliant throughout in overseeing the process from the start, and then at our request through to the end - positive, proactive and reliable throughout. However some members of the admin support team were at times unreliable and ineffective - thankfully Kat rescued the day each time.
Posted - 4★ ★ ★ ★ ★
Anonymous
Having tried a number of other companies I contacted John Charcol. They not only found me an appropriate mortgage which others had failed to do but the mortgage advisor Andrew and the admin staff Tom and Gemma were very efficient and a pleasure to deal with. I have already recommended a friend to John Charcol.
Posted - 5★ ★ ★ ★ ★
Anonymous
Randeep and Amanda have, once again, been first class to deal with in my re-mortgage. Randeep found me a great rate and Amanda's followed up with wonderful and timely support. Much appreciated, thank you.
Posted - 5★ ★ ★ ★ ★
Angela
As an older person, I couldn't find a mortgage provider to give me a mortgage for longer than 10 years, even my own bank were unhelpful even though I have a significant salary going into the account and savings with them. Paula, Katy and the team found a provider very quickly and kept in touch to ensure things moved along as quickly as possible. I unreservedly recommend to anyone who needs any type of mortgage to give John Charcol a call first. They were professional, understanding and non-judgemental. Absolutely delighted with their service.
Posted - 5★ ★ ★ ★ ★
Josh
Penny and the team were extremely informative for us as first time buyers and going through a process that can be quite overwhelming when presented with lots of options. The team at John Charcol kept us up to date with every step of the process and explained all our best options and the reasons behind the recommendations. We would definitely recommend them to other friends and family.
Posted - 5★ ★ ★ ★ ★
Susie
Our service from John Charcol has yet again been reliable, and of a very high standard. Bruce Anderson's attention to detail is second to none and he always explains things very clearly. Thank you
Posted - 5★ ★ ★ ★ ★
Christine
This is the fourth time I and my family have used John Charcol with financing and they have been exceptional in their service. This time it was Thomas Bull from the Southampton office (recommended by Elliot Nathan from the London office) that came to my help. He worked very hard tirelessly, even out of hours to meet deadlines and achieve what we wanted. Tom always went the extra mile to provide the best service for myself and my daughter in the US and we are very happy customers......Thank you very much Tom!!!
Posted - 5★ ★ ★ ★ ★
Anonymous
Thank you so much to Penny Mathers and Sophia Roach. Extremely professional, fantastic mortgage schemes and excellent service throughout.
Posted - 5★ ★ ★ ★ ★
Andrew
We were delighted with the service. Lauren found us the best deal, collected the initial information and her colleague Emily took everything to completion. It all happened quicker than we had expected and the deal is done. John Charcol's service was professional, efficient and convenient. I would recommend them to anyone who needs a re-mortgage but doesn't want a lot of hassle.
Posted