As the original independent mortgage broker we know how to find the best mortgage rates to get you the mortgage you need to live in the home you love for more than 40 years we've been giving people more reason to choose John Charcol
Independent Mortgage Broker
Excellent
4.84 Average rating
Independent Mortgage Broker
How can John Charcol help you?
John Charcol is the original independent mortgage broker, with over 40 years' experience in finding the best mortgage rates for every type of buyer.
Whether you are investing in property or are looking to buy your first home, we are experts in providing independent mortgage advice for all kinds of buyers. Use our online resources below to see some of the services our mortgage advisers offer.
Remortgaging Advice
Time for a better deal?
Moving Home
Get the mortgage that’s right for you
Buy to Let Mortgages
Talk to Buy to Let mortgage specialists
First Time Buyer
Getting you on the property ladder
Bridging Loans
Looking to ‘bridge’ the gap?
Expat Mortgages
For moving abroad or coming home
Contractor Mortgages
It's a complicated market, but we're the experts
Interest Only Mortgages
You just need to know where to look
Talk to our experts today
0344 346 3672
Or enquire now
Why should you choose an independent mortgage adviser?
Sourcing the best mortgage for you is only a small part of what we do at John Charcol. One of our dedicated Consultants will scope the whole of the market and narrow down your mortgage options to find the right one for you based on your circumstances, requirements and taking account of the speed at which you need to secure your mortgage.
Our Consultants are backed by a team of Client Relationship Managers who will then manage the entire mortgage process for you, efficiently securing your property with minimal disruption to your busy lifestyle. At John Charcol we guide and support you through every step of your mortgage, from acceptance of an offer to the exchange of contract to completion.
Read our mortgage guides to get you started on your journey.
Tools and Guides
Mortgage Calculators
Knowing what you can and cannot do when it comes to a mortgage is a lot easier with John Charcol's mortgage calculator.
Helpful Mortgage Guides
With over 40 years' experience as an independent mortgage adviser, we are perfectly qualified to help you through the process of buying a house and arranging a mortgage.
Best Buys Tool
Our comparison tool provides an indication of the mortgage deals currently on the market.
What our customers say
John Charcol
0330 057 5173 £ Cutlers Exchange, 123 Houndsditch London EC3A 7BU
Excellent
1507 Total reviews
4.84 Average rating
- 5★ ★ ★ ★ ★
George
They reacted quickly, came up with very good advice, explained their recommendation and were very attentive through the whole process. I shall definitely ask them to act for me again should the need arise.
Posted - 5★ ★ ★ ★ ★
Cathryn
Really easy to deal with and found us the right deal.
Posted - 5★ ★ ★ ★ ★
Omar
Simply the most dedicated and professional broker service I have ever used. They were able to handle two separate cases expertly and kept me informed promptly. Most importantly, they always had my best interests at heart. Jonathan, Tiara, Hayley and their respective teams were excellent. I can not recommend them highly enough. Thank you!
Posted - 5★ ★ ★ ★ ★
Moira
Professional service from finding a suitable mortgage through to completion. Kept informed throughout by Katie. Would definitely recommend.
Posted - 5★ ★ ★ ★ ★
Nick
Excellent communication from all of the Team made for an easy and efficient process
Posted - 5★ ★ ★ ★ ★
Wendy
They were very professional and very helpful. I would definetely recommend them to anyone looking for a mortgage.
Posted - 5★ ★ ★ ★ ★
Francesca
Paula and Fiona are really helpful and lovely
Posted - 5★ ★ ★ ★ ★
Nicola
Good feedback and promp professional service
Posted - 4★ ★ ★ ★ ★
Owen
This is the third time I've used John Charcol to help me find the right mortgage for my situation, and once again, their professionalism and insight, and plain speak (James and Katie and the rest of the team) has been greatly appreciated. I will no doubt use them again in the future!
Posted - 5★ ★ ★ ★ ★
Michael
Had a great experience with Charcol. Managed to source a super competitive rate but as importantly, the standard of care throughout was consistently high. Accessible, proactive and friendly. While they charge a fee it was more than paid for by the rate I got and the overall customer experience. No hesitation in recommending.
Posted