As the original independent mortgage broker we know how to find the best mortgage rates to get you the mortgage you need to live in the home you love for more than 40 years we've been giving people more reason to choose John Charcol
Independent Mortgage Broker
Excellent
4.84 Average rating
Independent Mortgage Broker
How can John Charcol help you?
John Charcol is the original independent mortgage broker, with over 40 years' experience in finding the best mortgage rates for every type of buyer.
Whether you are investing in property or are looking to buy your first home, we are experts in providing independent mortgage advice for all kinds of buyers. Use our online resources below to see some of the services our mortgage advisers offer.
Remortgaging Advice
Time for a better deal?
Moving Home
Get the mortgage that’s right for you
Buy to Let Mortgages
Talk to Buy to Let mortgage specialists
First Time Buyer
Getting you on the property ladder
Bridging Loans
Looking to bridge the gap?
Expat Mortgages
For moving abroad or coming home
Contractor Mortgages
It's a complicated market, but we're the experts
Interest Only Mortgages
You just need to know where to look
IT'S SIMPLE
WITH US
Why should you choose an independent mortgage adviser?
Sourcing the best mortgage for you is only a small part of what we do at John Charcol. One of our dedicated Consultants will scope the whole of the market and narrow down your mortgage options to find the right one for you based on your circumstances, requirements and taking account of the speed at which you need to secure your mortgage.
Our Consultants are backed by a team of Client Relationship Managers who will then manage the entire mortgage process for you, efficiently securing your property with minimal disruption to your busy lifestyle. At John Charcol we guide and support you through every step of your mortgage, from acceptance of an offer to the exchange of contract to completion.
Read our mortgage guides to get you started on your journey.
Tools and Guides
Mortgage Calculators
Knowing what you can and cannot do when it comes to a mortgage is a lot easier with John Charcol's mortgage calculator.
Helpful Mortgage Guides
With over 40 years' experience as an independent mortgage adviser, we are perfectly qualified to help you through the process of buying a house and arranging a mortgage.
Best Buys Tool
Our comparison tool provides an indication of the mortgage deals currently on the market.
What our customers say
John Charcol
0330 057 5173 £ Cutlers Exchange, 123 Houndsditch London EC3A 7BU
Excellent
1659 Total reviews
4.84 Average rating
- 5★ ★ ★ ★ ★
Dr
I heard of John Charcol from a friend. I didn't have much idea as this was the first time I was looking for mortgage advice. Adviser Adam was super helpful through out. He helped to find the deal suits my needs best. He was very patient with all my queries. Application phase went very smoothly and I got the offer in about 2 weeks. I have already got my keys last week! Here to say a big thank you to Adam and all other staffs helped me from John charcoal through out my purchase!
Posted - 5★ ★ ★ ★ ★
Anonymous
I wasn't sure if I could raise the financing I needed, two remortgages plus one new buy to let deal, Steven crunched the numbers, said it would work, put it all in place, it worked! Minimum fuss, maximum great service.
Posted - 5★ ★ ★ ★ ★
Anonymous
Very helpful no matter how stupid the question may have been. I cant fault the service provided. Very professional company and good value for money. I for one would not use any other company on future purchases
Posted - 5★ ★ ★ ★ ★
Gareth
We have had a challenging mortgage process, but Fiona Allen went way 'above and beyond' getting it done and completed on time. The rate was really competitive, but more than that, Fiona's persistence, patience, and generally really helpful approach just made a fraught process much more bearable. Thank you so much!
Posted - 5★ ★ ★ ★ ★
Mrs M
Sabbi explained the whole process in simple terminology and explained what would be happening. He went above and beyond to find me the best rates and kept me informed of what was happening. He worked out of hours to call me when I couldn't take calls during my work time. What a star :)
Posted - 5★ ★ ★ ★ ★
LT
We have used John Charcol since we bought our first property in 2009. They provide an excellent, no hassle service and Sener Topal who is our advisor is excellent at providing all the information, ensuring everything runs to time and provides clarity at all levels. Would highly recommend!
Posted - 5★ ★ ★ ★ ★
Godfrey
A big thank you to Sophie, who found us a great deal / product and Cristian for providing timely updates. We could not say thank you enough for all your help and a making the process absolutely stress free.
Posted - 5★ ★ ★ ★ ★
Anonymous
Excellent attentive service with great knowledge
Posted - 5★ ★ ★ ★ ★
Anonymous
Made the process so much easier for us! It was a complex mortgage case and we didn't really know where to start - Nicole still helped us find a value for money mortgage that worked for us both. She kept us updated throughout the process and made what is a very stressful time a lot less stressful!
Posted - 4★ ★ ★ ★ ★
Anonymous
We were very happy with Razz at John Charcol during our remortgage. He was very professional, answered our queries promptly and was understanding when we had questions.
Posted