Mortgage Enquiries0344 346 3672
As the original independent mortgage broker we know how to find the best mortgage rates to get you the mortgage you need to live in the home you love for more than 40 years we've been giving people more reason to choose John Charcol
Independent Mortgage Broker
Excellent
4.82 Average rating
Independent Mortgage Broker
How can John Charcol help you?
John Charcol is the original independent mortgage broker, with over 40 years' experience in finding the best mortgage rates for every type of buyer.
Whether you are investing in property or are looking to buy your first home, we are experts in providing independent mortgage advice for all kinds of buyers. Use our online resources below to see some of the services our mortgage advisers offer.
Remortgaging Advice
Time for a better deal?
Moving Home
Get the mortgage that’s right for you
Buy to Let Mortgages
Talk to Buy to Let mortgage specialists
First Time Buyer
Getting you on the property ladder
Bridging Loans
Looking to ‘bridge’ the gap?
Expat Mortgages
For moving abroad or coming home
Contractor Mortgages
It's a complicated market, but we're the experts
Interest Only Mortgages
You just need to know where to look
Talk to our experts today
0344 346 3672
Or enquire now
Why should you choose an independent mortgage adviser?
Sourcing the best mortgage for you is only a small part of what we do at John Charcol. One of our dedicated Consultants will scope the whole of the market and narrow down your mortgage options to find the right one for you based on your circumstances, requirements and taking account of the speed at which you need to secure your mortgage.
Our Consultants are backed by a team of Client Relationship Managers who will then manage the entire mortgage process for you, efficiently securing your property with minimal disruption to your busy lifestyle. At John Charcol we guide and support you through every step of your mortgage, from acceptance of an offer to the exchange of contract to completion.
Read our mortgage guides to get you started on your journey.
Tools and Guides
Mortgage Calculators
Knowing what you can and cannot do when it comes to a mortgage is a lot easier with John Charcol's mortgage calculator.
Helpful Mortgage Guides
With over 40 years' experience as an independent mortgage adviser, we are perfectly qualified to help you through the process of buying a house and arranging a mortgage.
Best Buys Tool
Our comparison tool provides an indication of the mortgage deals currently on the market.
What our customers say
John Charcol
0330 057 5173 £ Cutlers Exchange, 123 Houndsditch London EC3A 7BU
Excellent
1263 Total reviews
90%
4.82 Average rating
- 5★ ★ ★ ★ ★
Ralph
Fiona Allan and Paula Willock were fantastic and went far above and beyond what could have been expected of them. Our application was an extremely difficult and unusual one and they couldn't have been more helpful and more persistent to help get it over the line when options were looking almost exhausted. Thoroughly recommend and will be using again.
Posted - 5★ ★ ★ ★ ★
Anonymous
Always helpful professional and get results what more can you want
Posted - 5★ ★ ★ ★ ★
Mark
Both Tom Allen and Emily Finch at John Charcoal were fantastic in helping me with my first home purchase and finding the best mortgage for me. They were very thorough and acted quickly and efficiently on matters and any queries I had. The overall process was seamless. Would highly recommend.
Posted - 5★ ★ ★ ★ ★
David
helpful and professional
Posted - 5★ ★ ★ ★ ★
Jay
Excellent customer service, very understanding and responsive to my particular needs (self-build mortgage). I have used John Charcol for 3 mortgages over the last 10 years as they continue to provide a first class service. They were very proactive throughout the mortgage progress, keeping me up to date with progress at regular intervals.
Posted - 5★ ★ ★ ★ ★
Anonymous
We have used John Charcol twice to buy our first property and to remortgage. The service from James and Katie has been seamless and professional and we cannot thank them enough. We will defiantly use John Charcol again. Thankyou!
Posted - 5★ ★ ★ ★ ★
Paul
This was the first time we used John Charcol to remortgage one of our buy to let properties, Scott and Marina were most helpful and kept us up to date with the transaction and was most patient when we hit a few hiccups but didn't give up and helped us through. We would gladly use them again.
Posted - 5★ ★ ★ ★ ★
Keith
We've dealt with Charcol a lot in the past and always been very happy. It's been a while, and faces have changed, but glad to see the same personal and proactive approach is still there. Well done!
Posted - 5★ ★ ★ ★ ★
Suzy
Absolutely first rate , professional , reliable service from Daniel . Daniel kept us informed and up to date every step through our re-mortgage . We really couldn’t rate him highly enough . What an exceptional advisor Daniel really is. Would recommend 100per cent to anybody looking to mortgage or remortgage . Honest and reliable .
Posted - 5★ ★ ★ ★ ★
Anonymous
Where do i begin. I am a first time buyer and I thought this whole process was going to be grueling and daunting. Step forward my guardian angel Michael Williams (Mortgage Broker) This delightful young man was my rock. He gave me sound advice from start to finish, his attention to detail was outstanding, his inter personal skills were immense. Regardless of how many times I asked the same stupid questions he always explained everything clearly and concisely and he got me the most amazing deal!
Posted