Your mortgage questions answered

Get straightforward mortgage advice from the team at John Charcol. We're on-hand to answer your mortgage questions and help you find the best deal for you.

With over 40 years' experience in the industry we understand the process of buying a new home, arranging a mortgage and navigating the property market.

So if you're looking for advice, don't leave your mortgage to chance; read our helpful guides on the different types of mortgages or if you’re looking for tailored advice, browse through our frequently asked questions below and put your own mortgage question to our independent mortgage experts today.

Can I Convert My Mortgage to Buy-to-Let?

There are 2 main options when you want to let out a property with...

I've Never Had a Credit Card, Will This Affect Me Getting a Mortgage?

There are mortgage options for people with no credit history -...

Can I Get a Mortgage if I Have an Overdraft and Credit Card?

It is possible to get a mortgage with poor/bad credit in the UK,...

How Can I Buy My Ex-Husband Out of Our Property?

I recently separated from my ex-partner. How do I remove their...

My Ex Won't Pay His Half of the Mortgage What Can I Do?

My ex-partner and I recently separated. They’ve said they’re not...

How Can I Get a Mortgage on a Freehold Flat?

My husband and I have fallen in love with a property. It's a...

Can I Buy a House and Rent It to a Family Member?

John Charcol’s mortgage experts provide guidance on how you can...

Can a Mortgage Guarantor Live Abroad?

John Charcol’s mortgage experts provide guidance on whether it is...

Can I Sell Part of My Land if I Have a Mortgage?

Lenders restrictions on selling part of your mortgaged house

Can I Get a Mortgage on Land Without Planning Permission?

Unfortunately self build lenders will require outline planning...

Can I Remortgage a Property Within 6 Months of Purchase?

John Charcol’s mortgage experts provide guidance on how you can...

Can I Remortgage a Right To Buy Property?

I have just taken out a mortgage on a right-to-buy property. The...

Can You Release Equity from a Property with Shared Ownership?

Is it possible to get equity release on my property?

Can a Parent Be a Guarantor on a Mortgage?

John Charcol’s mortgage experts provide guidance on helping your...

How Do I Find Out Who I Had a Mortgage with?

My daughter had a mortgage 11 years ago, how can I find out any...

Can I Buy An Over 55s Property for a Parent or Grandparent?

I need some advise on buying a property with an over 55 years age...

Can I remortgage an unencumbered property?

We own our current home outright - no mortgage. We want to move...

You are currently offline. Some pages or content may fail to load.