You might be buying to let, or you might simply want to get a foot on the property ladder. Whatever your situation, our advisors at John Charcol can provide you with mortgage help.

The first step is working how much you can afford to borrow, you can use our how much can I borrow calculator.

Browse below for our most frequently asked questions about general mortgage and property purchase. If you’re looking for specific advice tailored to your individual circumstances, it would be best to get in touch with our advisers directly or to ask your own question below.

Do I Need a Credit Score to Buy a House?

There are mortgage options for people with no credit history -...

What Can I Do if My Ex-Partner Stops Paying Their Share of the Mortgage After Separating?

My ex-partner and I recently separated. They’ve said they’re not...

Can I Get a Mortgage if I Have an Overdraft and Credit Card?

It is possible to get a mortgage with poor/bad credit in the UK,...

Mortgage Holiday Payments

Our experts answer your questions on mortgage payment holidays:...

Converting Your House into Flats

You need to gain your lender’s consent before commencing any work...

Can My Name Be Taken Off a Joint Mortgage Without My Permission?

Your ex can’t simply take your name off the joint mortgage or the...

How Can I Buy My Ex-Husband Out of Our Property?

It’s very common to remove one partner from a joint mortgage...

How Can I Get a Mortgage on a Freehold Flat?

While it is unlikely you will find a mortgage on a freehold flat,...

Can I Sell Part of My Land if I Have a Mortgage?

As the property is mortgaged, you can not sell part of the land...

I've missed a mortgage payment, help!

I have just applied to borrow money on my mortgage with Abbey. ...

Which mortgage lenders allow unlimited overpayments?

Nearly every lender has a product which allows unlimited...

Can I buy others out of Inherited Property

I’ve inherited a property and I want to buy my sibling out of the...

Is It Possible to Use the Equity from Our Home to Buy a Property in France?

We would like to use the equity from our home to by a property in...

I had a joint mortgage with my ex-wife now I'm off that and on my own am I a first time buyer again

After separation, what am I classed as for mortgage purposes? Am...

What happens to my mortgage after getting a divorce?

What happens to our mortgage after divorce?

Mortgage with CCJ's on my record?

I have several CCJs and looking to apply for a mortgage

Are there any mortgage lenders for Section 106 properties?

We are trying to secure a mortgage on a build with 106 attached...

You are currently offline. Some pages or content may fail to load.