You might be buying to let, or you might simply want to get a foot on the property ladder. Whatever your situation, our advisors at John Charcol can provide you with mortgage help.

The first step is working how much you can afford to borrow, you can use our how much can I borrow calculator.

Browse below for our most frequently asked questions about general mortgage and property purchase. If you’re looking for specific advice tailored to your individual circumstances, it would be best to get in touch with our advisers directly or to ask your own question below.

I've Never Had a Credit Card, Will This Affect Me Getting a Mortgage?

There are mortgage options for people with no credit history -...

Can I Get a Mortgage if I Have an Overdraft and Credit Card?

It is possible to get a mortgage with poor/bad credit in the UK,...

How Can I Buy My Ex-Husband Out of Our Property?

I recently separated from my ex-partner. How do I remove their...

My Ex Won't Pay His Half of the Mortgage What Can I Do?

My ex-partner and I recently separated. They’ve said they’re not...

How Can I Get a Mortgage on a Freehold Flat?

My husband and I have fallen in love with a property. It's a...

Can I Sell Part of My Land if I Have a Mortgage?

Lenders restrictions on selling part of your mortgaged house

I've missed a mortgage payment, help!

I have just applied to borrow money on my mortgage with Abbey. ...

Which mortgage lenders allow unlimited overpayments?

Nearly every lender has a product which allows unlimited...

Can I buy others out of Inherited Property

I’ve inherited a property and I want to buy my sibling out of the...

Is it possible to use the equity from our home to buy a property in France?

We would like to use the equity from our home to by a property in...

I had a joint mortgage with my ex-wife now I'm off that and on my own am I a first time buyer again

After separation, what am I classed as for mortgage purposes? Am...

What happens to my mortgage after getting a divorce?

What happens to our mortgage after divorce?

My ex cant afford to buy me out our home. Can I force her to sell?

Hello, I have a house in joint names with my ex partner. There...

Nationwide Consent to Let

I want to change to a buy-to-let

Mortgage with CCJ's on my record?

I have several CCJs and looking to apply for a mortgage

Can I get a 25 year term mortgage at 48 years old?

Can I get a 25 year mortgage at my present age? My fiancee earns...

Are there any mortgage lenders for Section 106 properties?

We are trying to secure a mortgage on a build with 106 attached...

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