There are many different buyers and mortgage products available on the market - all suited to different requirements and circumstances. It can be confusing understanding all the features of the different products and knowing which one is right for you.

Browse below for our most frequently asked questions about mortgages for different types of buyers. If you’re looking for specific advice tailored to your individual circumstances, it would be best to get in touch with our advisers directly or to ask your own question below.

Can I Convert My Mortgage to Buy-to-Let?

There are 2 main options when you want to let out a property with...

I've Never Had a Credit Card, Will This Affect Me Getting a Mortgage?

There are mortgage options for people with no credit history -...

Can I Get a Mortgage if I Have an Overdraft and Credit Card?

It is possible to get a mortgage with poor/bad credit in the UK,...

How Can I Buy My Ex-Husband Out of Our Property?

I recently separated from my ex-partner. How do I remove their...

How Can I Get a Mortgage on a Freehold Flat?

My husband and I have fallen in love with a property. It's a...

Can I Buy a House and Rent It to a Family Member?

John Charcol’s mortgage experts provide guidance on how you can...

Can I Sell Part of My Land if I Have a Mortgage?

Lenders restrictions on selling part of your mortgaged house

Can I Get a Mortgage on Land Without Planning Permission?

Unfortunately self build lenders will require outline planning...

Can I Remortgage a Property Within 6 Months of Purchase?

John Charcol’s mortgage experts provide guidance on how you can...

Can I Remortgage a Right To Buy Property?

I have just taken out a mortgage on a right-to-buy property. The...

Can You Release Equity from a Property with Shared Ownership?

Is it possible to get equity release on my property?

Can a Parent Be a Guarantor on a Mortgage?

John Charcol’s mortgage experts provide guidance on helping your...

How Do I Find Out Who I Had a Mortgage with?

My daughter had a mortgage 11 years ago, how can I find out any...

Can I Buy An Over 55s Property for a Parent or Grandparent?

I need some advise on buying a property with an over 55 years age...

Can I remortgage an unencumbered property?

We own our current home outright - no mortgage. We want to move...

I’d like to rent my current house out, and buy a bigger place but have no deposit

I'm mortgage free, my house is worth about £135,000. I would like...

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