Ray Boulger

Ray Boulger is widely renowned as the guru of the mortgage industry and expert on the housing market.  Ray is constantly called upon by the media to provide informed comment on all areas of the market, and is a regular on the BBC, Sky and ITV.

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Hodge has become the first lender to launch a RIO (retirement interest-only) mortgage with a rate fixed for life, whereas in the mainstream market the maximum term one can fix for is 15 years


The interest rate yield curves are currently very narrow, but the swap rate curve is exceptionally flat.


Ray gives an update on the market today with gilt yields continuing to fall.


On Tuesday’s Today programme (17.7.19, interview starts 1hr. 33mins in) the former head of counter terrorism at Scotland Yard, Richard Walton, was interviewed about Extinction Rebellion.


The FCA recently published proposals for changes to its mortgage sales requirements. The following were outlined in the May CP at 2.23.

“We are proposing to make the following changes as set out in this CP:

Changing our...


Ray Boulger analyses the positive and negative effects of the government's Help to Buy Equity Loan Scheme.


Ray Boulger, our senior mortgage technical manager recently featured in Mortgage Solutions for Marketwatch.


Gilt yields fell sharply yesterday and have extended the fall today.


Everyone wants to know how Brexit will impact the property market. Should you go ahead with your move, or wait until the dust settles? Ray Boulger gives his thoughts.


The S Times has a story which says that The Treasury has “admitted” spending £5.5m to get rid of the old round £1 coins, although it is not clear whether this is a gross figure or net of the proceeds from their sale as scrap.

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