No one wants to pay more than they need to and anyone who is looking to reduce their mortgage payments, perhaps because you want to save money or you're at the end of a fixed term, there are options available.

If you’re coming to the end of your fixed rate, it would be worth shopping around to see if there is a new fixed rate to suit you. By not changing you will be put on to your current lenders Standard Variable Rate which result in higher monthly payments that can fluctuate month on month. For more information on your options, you can use our best mortgage deals to see what’s available.

For those looking to reduce their mortgage payments, it’s always worth talking to your lender to discuss the options available to you. The likelihood of reduction will depend on your circumstances and how long you’re looking to reduce them for.

We often get asked about reducing mortgage repayments, so we have collated all our most frequently asked questions below. If you can’t find an answer to your own circumstances you can put your own question to our team of mortgage experts, who are always happy to help.

You are currently offline. Some pages or content may fail to load.