Who’s Eligible?
You’re only eligible for a RIO mortgage if you:
Are over 50 Have sufficient income to meet the affordability repayments
What Is a RIO Mortgage?
As the name indicates, RIO…
JC Equity Release
It’s easy to overlook your property as part of your finances, but your home is probably the biggest asset you have.
Unless the value of your property has fallen for a specific…
John Charcol’s Will writing service provides you with the peace of mind that any assets you own will be passed on to your loved ones in the event of your death. Our Will making service could be…
Critical Illness Insurance
Covers you against: Critical illness
Benefit paid: Lump sum
Critical illness insurance provides you with a tax free cash sum in the event you are diagnosed with…
Note: the Financial Conduct Authority does not regulate some forms of buy-to-let mortgages.
Buy-to-Let Rental Income Calculator
Let's Get Started
This is not a quotation under the Consumer…
Note: the Financial Conduct Authority does not regulate some forms of buy-to-let mortgages.
How Does this Buy-to-Let Calculator Work?
Our buy-to-let mortgages calculator estimates your maximum…
Once you've calculated how much Stamp Duty you'll pay on your buy-to-let property, you can speak to a mortgage expert to assess your options, or try one of our other mortgage…
Ready to Buy-to-Let?
Talk to one of our advisers on 0330 433 2927.
We'll help you figure out what product is right for you, explain the buy-to-let mortgage eligibility criteria you need…
This guide has been produced for information purposes only. As a mortgage broker, we're not able to offer tax advice, but we can refer you to our partners.
Keeping up with tax changes is no…
Stress Test
For basic rate taxpayers, lenders require that the monthly rental income be at least equal to 125% of the monthly mortgage payments on an interest-only basis using a stress test at a…