One of John Charcol’s strengths is our access to mortgages specifically designed for individuals with circumstances that some lenders categorise as ‘complex’. 

Catering for our broad client base sometimes means we collaborate with lenders to create bespoke products, while we also identify trends and help design products to meet shifting patterns in society.

The following is not an exhaustive list, but an illustration of some of the more diverse markets we cover.

Mortgages for different scenarios

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YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY DEBT SECURED ON IT.

John Charcol is a trading name of John Charcol Limited and its Appointed Representatives. John Charcol Limited is authorised and regulated by the Financial Conduct Authority. The Financial Services Register number is 665649. Registered in England No. 9157892. Registered office address for John Charcol Limited is 5th Floor, Cutlers Exchange, 123 Houndsditch, London, EC3A 7BU. The FCA does not regulate some investment mortgage contracts. Calls may be recorded for training and monitoring.