Read the most frequently asked questions about getting a mortgage on a second home, which have already been answered by our mortgage experts.

Sometimes you will see terms such as “investment property” and “second home” to describe property that is not someone’s primary residence, as the two are very different, in this FAQ section you can use it as a starting point to understand the difference between the who and ultimately the requirements of each.

To read more about second home mortgages, see our applying for a mortgage guide.

Alternatively, if you need additional advice you can also ask your own question now and our knowledgeable mortgage experts will reply as soon as they can.

Can I Buy a House and Rent It to a Family Member?

John Charcol’s mortgage experts provide guidance on how you can...

Can I Buy An Over 55s Property for a Parent or Grandparent?

I need some advise on buying a property with an over 55 years age...

Can you be named on 2 residential mortgages?

Hi I split from my wife a few years ago and now live in our home...

Is there a dependent relative mortgage?

I have heard about a dependent relative mortgage. Is there such a...

Can we use equity from our flat to purchase a new property?

My husband and myself purchased a two-bed apartment for £300,000...

Can I get a residential mortgage and convert to buy to let later?

I am having to work away from home for an extended period...

Homes for Dependent Relatives

I want to buy my elderly parents a house nearer to the family....

I want to buy a house for my daughter to rent from me. What's the best way?

I own my own home and another property outright (rented out). I...

Home for Dependent Relative

My mother is retired and has sold her flat in the North. She is...

Non Simultaneous Sale and Completion

I have a house worth approx £210,000 and a mortgage with £108,000...

You are currently offline. Some pages or content may fail to load.