Many of us dream of building our own home because we can make it to exactly the way we want it, however, with a self-build mortgage it requires a different type of mortgage which you will need specialist advice for.
The difference between a self-build mortgage and a standard residential mortgage is that you will receive the loan in stages (when this will be will depend on the lender you go with) rather than a lump sum at the beginning.
If you’re looking to sell or rent out after the build is complete, read our property development finance and advice page for additional information.
Self-build mortgages can be complicated and that’s why we’ve put together the most commonly asked questions. You can find answers to self-build mortgage FAQs below, or if you can’t find one that relates to your own circumstances, why not ask your own?