We're ex-pats thinking of returning. How easy is it to buy a property?

Posted on 28 July 2014 by Sally

We're ex-pats thinking of returning. How easy is it to buy a property?

Myself and my family have been living abroad for 5 years, we would like to buy a property in the uk for us to return to one day (hopefully in the next couple of years). My question is how easy is it to get a mortgage? We have found a property in Worcestershire with an asking price of £500,000. What sort of deposit would we need to put down if we could secure a mortgage? Many thanks and look forward to hearing from you.


Ex-pat mortgage are still fairly readily available, and enquiries about them are very strong. Typically to access the more competitive rates you need to be looking at putting down a deposit in the region of 25% - 30% of the purchase price.

You don't mention it, but I will assume you would rent the property out until you renturn, and therefore the rental income the property will genereate will also need to be taken into consideration as will the rest of your overall finnacial position.

I think it would be worth exploring your options in a bit more detail, and you can do this by contacting one of our consultants on 0344 346 3672 and they'll be able to give you a more exact idea of how we can help.



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