Compare 1000's of UK mortgages to find the best mortgage deal for you

Use our mortgage deal comparison tool to provide you with an indication of the mortgage deals currently on the market. To find out if you qualify, or if there are better options available, call one of our mortgage advisers who can conduct a more detailed, personalised search. We can not only help you save time and money, our mortgage experts will also manage your application from start to finish.

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We recommend you sort by True Cost Comparison find out more

We recommend you sort by True Cost Comparison

We suggest you use our ‘True Cost Comparison’ filter. This allows you to accurately understand how different mortgages compare by ordering results based on the total cost over a ‘deal period’, such as a two, or five-year fixed rate mortgage.

Some low interest rate deals might seem attractive, but if fees are higher they might not be the best value for you. When comparing mortgage deals our true cost comparison factors the lender fees over the length of the deal as well as your monthly mortgage payments.

For example, if your repayments are £2,000 per month on a two-year fixed-rate mortgage, plus £500 in lender fees, the total cost of the deal is £48,500.

We've found 696 mortgages that match your search

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Initial rate 1.35% then 4.99% (variable) ?
Monthly repayments £786 ?
Type/Duration Fixed  until 20/04/2020 ?
Scheme fees £1,635 ?
Cost comparison £20,495 ?

Fees & Charges

Booking fee £150
Arrangement fee £999
Valuation fee £336
Other fees £25
Cashback £0

Flexibility

Max LTV 80%
Overpayments allowed? Yes
Early Repayment charges 3.00% of loan amount redeemed to be paid within 2 years

Other info

Exit fees £125
Basic legals Payable

Representative example: A mortgage of £200,000 payable over 25 years on a repayment basis, initially on a fixed rate for 24 months at 1.35% and then on a variable rate, currently 4.99%, for the remaining 23 years would require 24 payments of £785.85 and 276 payments of £1,136.51. The total amount payable would be £334,172 made up of the loan amount plus interest (£132,537) and fees (£1,635 which includes exit fees of £125). The overall cost for comparison is 4.5% APRC representative.

More info

Speak to a mortgage expert on 0344 346 3672 or Enquire now

Initial rate 1.39% then 4.5% (variable) ?
Monthly repayments £790 ?
Type/Duration Fixed  until 20/04/2020 ?
Scheme fees £1,823 ?
Cost comparison £20,773 ?

Fees & Charges

Booking fee £0
Arrangement fee £1,395
Valuation fee £345
Other fees £25
Cashback £0

Flexibility

Max LTV 80%
Overpayments allowed? No
Early Repayment charges 2.00% of loan amount redeemed to be paid within 1 year; then 1.00% of loan amount redeemed to be paid for next 1 year

Other info

Exit fees £58
Basic legals £0

Representative example: A mortgage of £200,000 payable over 25 years on a repayment basis, initially on a fixed rate for 24 months at 1.39% and then on a variable rate, currently 4.5%, for the remaining 23 years would require 24 payments of £789.58 and 276 payments of £1,085.44. The total amount payable would be £320,354 made up of the loan amount plus interest (£118,531) and fees (£1,823 which includes exit fees of £58). The overall cost for comparison is 4.1% APRC representative.

More info

Speak to a mortgage expert on 0344 346 3672 or Enquire now

Initial rate 1.44% then 4.74% (variable) ?
Monthly repayments £794 ?
Type/Duration Fixed  until 01/06/2020 ?
Scheme fees £1,159 ?
Cost comparison £21,560 ?

Fees & Charges

Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £250

Flexibility

Max LTV 75%
Overpayments allowed? Yes
Early Repayment charges 2.00% of loan amount redeemed to be paid until 30-Jun-2019; then 1.00% of loan amount redeemed to be paid until 30-Jun-2020

Other info

Exit fees £160
Basic legals £0

Representative example: A mortgage of £200,000 payable over 25 years on a repayment basis, initially on a fixed rate for 26 months at 1.44% and then on a variable rate, currently 4.74%, for the remaining 22 years and 10 months would require 26 payments of £794.25 and 274 payments of £1,108.64. The total amount payable would be £325,327 made up of the loan amount plus interest (£124,168) and fees (£1,159 which includes exit fees of £160). The overall cost for comparison is 4.3% APRC representative.

More info

Speak to a mortgage expert on 0344 346 3672 or Enquire now

Initial rate 1.46% then 3.99% (variable) ?
Monthly repayments £796 ?
Type/Duration Fixed  until 01/07/2020 ?
Scheme fees £1,114 ?
Cost comparison £22,609 ?

Fees & Charges

Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £35
Cashback £0

Flexibility

Max LTV 75%
Overpayments allowed? Yes
Early Repayment charges 3.00% of loan amount redeemed to be paid until 31-Jul-2020

Other info

Exit fees £80
Basic legals Payable

Representative example: A mortgage of £200,000 payable over 25 years on a repayment basis, initially on a fixed rate for 27 months at 1.46% and then on a variable rate, currently 3.99%, for the remaining 22 years and 9 months would require 27 payments of £796.12 and 273 payments of £1,031.26. The total amount payable would be £304,143 made up of the loan amount plus interest (£103,029) and fees (£1,114 which includes exit fees of £80). The overall cost for comparison is 3.6% APRC representative.

More info

Speak to a mortgage expert on 0344 346 3672 or Enquire now

Initial rate 1.49% then 3.75% (variable) ?
Monthly repayments £799 ?
Type/Duration Fixed  until 01/06/2020 ?
Scheme fees £1,190 ?
Cost comparison £21,962 ?

Fees & Charges

Booking fee £0
Arrangement fee £900
Valuation fee £280
Other fees £10
Cashback £0

Flexibility

Max LTV 75%
Overpayments allowed? Yes
Early Repayment charges 3.00% of loan amount redeemed to be paid until 30-Jun-2019; then 2.00% of loan amount redeemed to be paid until 30-Jun-2020

Other info

Exit fees £0
Basic legals £0

Representative example: A mortgage of £200,000 payable over 25 years on a repayment basis, initially on a fixed rate for 26 months at 1.49% and then on a variable rate, currently 3.75%, for the remaining 22 years and 10 months would require 26 payments of £798.93 and 274 payments of £1,008.49. The total amount payable would be £298,288 made up of the loan amount plus interest (£97,098) and fees (£1,190 which includes exit fees of £0). The overall cost for comparison is 3.41% APRC representative.

More info

Speak to a mortgage expert on 0344 346 3672 or Enquire now

Initial rate 1.49% then 3.75% (variable) ?
Monthly repayments £799 ?
Type/Duration Fixed  until 01/06/2020 ?
Scheme fees £1,190 ?
Cost comparison £21,962 ?

Fees & Charges

Booking fee £0
Arrangement fee £900
Valuation fee £280
Other fees £10
Cashback £0

Flexibility

Max LTV 75%
Overpayments allowed? Yes
Early Repayment charges 3.00% of loan amount redeemed to be paid until 30-Jun-2019; then 2.00% of loan amount redeemed to be paid until 30-Jun-2020

Other info

Exit fees £0
Basic legals £0

Representative example: A mortgage of £200,000 payable over 25 years on a repayment basis, initially on a fixed rate for 26 months at 1.49% and then on a variable rate, currently 3.75%, for the remaining 22 years and 10 months would require 26 payments of £798.93 and 274 payments of £1,008.49. The total amount payable would be £298,288 made up of the loan amount plus interest (£97,098) and fees (£1,190 which includes exit fees of £0). The overall cost for comparison is 3.41% APRC representative.

More info

Speak to a mortgage expert on 0344 346 3672 or Enquire now

Initial rate 1.49% then 3.99% (variable) ?
Monthly repayments £799 ?
Type/Duration Fixed  until 01/06/2020 ?
Scheme fees £1,304 ?
Cost comparison £22,076 ?

Fees & Charges

Booking fee £0
Arrangement fee £995
Valuation fee £274
Other fees £35
Cashback £0

Flexibility

Max LTV 75%
Overpayments allowed? Yes
Early Repayment charges 2.00% of loan amount redeemed to be paid until 30-Jun-2019; then 1.00% of loan amount redeemed to be paid until 30-Jun-2020

Other info

Exit fees £0
Basic legals £0

Representative example: A mortgage of £200,000 payable over 25 years on a repayment basis, initially on a fixed rate for 26 months at 1.49% and then on a variable rate, currently 3.99%, for the remaining 22 years and 10 months would require 26 payments of £798.93 and 274 payments of £1,032.42. The total amount payable would be £304,959 made up of the loan amount plus interest (£103,655) and fees (£1,304 which includes exit fees of £0). The overall cost for comparison is 3.7% APRC representative.

More info

Speak to a mortgage expert on 0344 346 3672 or Enquire now

Initial rate 1.49% then 3.75% (variable) ?
Monthly repayments £799 ?
Type/Duration Fixed  until 01/07/2020 ?
Scheme fees £1,259 ?
Cost comparison £22,031 ?

Fees & Charges

Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £35
Cashback £0

Flexibility

Max LTV 75%
Overpayments allowed? Yes
Early Repayment charges 3.00% of loan amount redeemed to be paid until 02-Jul-2020

Other info

Exit fees £225
Basic legals Payable

Representative example: A mortgage of £200,000 payable over 25 years on a repayment basis, initially on a fixed rate for 26 months at 1.49% and then on a variable rate, currently 3.75%, for the remaining 22 years and 10 months would require 26 payments of £798.93 and 274 payments of £1,008.49. The total amount payable would be £298,357 made up of the loan amount plus interest (£97,098) and fees (£1,259 which includes exit fees of £225). The overall cost for comparison is 3.4% APRC representative.

More info

Speak to a mortgage expert on 0344 346 3672 or Enquire now

Initial rate 1.49% then 3.99% (variable) ?
Monthly repayments £799 ?
Type/Duration Fixed  until 20/04/2020 ?
Scheme fees £1,084 ?
Cost comparison £20,258 ?

Fees & Charges

Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £20
Cashback £0

Flexibility

Max LTV 75%
Overpayments allowed? Yes
Early Repayment charges 2.00% of loan amount redeemed to be paid within 1 year; then 1.00% of loan amount redeemed to be paid for next 1 year

Other info

Exit fees £65
Basic legals Payable

Representative example: A mortgage of £200,000 payable over 25 years on a repayment basis, initially on a fixed rate for 24 months at 1.49% and then on a variable rate, currently 3.99%, for the remaining 23 years would require 24 payments of £798.93 and 276 payments of £1,034.13. The total amount payable would be £305,678 made up of the loan amount plus interest (£104,594) and fees (£1,084 which includes exit fees of £65). The overall cost for comparison is 3.7% APRC representative.

More info

Speak to a mortgage expert on 0344 346 3672 or Enquire now

Initial rate 1.49% then 3.99% (variable) ?
Monthly repayments £799 ?
Type/Duration Fixed  until 20/04/2020 ?
Scheme fees £1,084 ?
Cost comparison £20,158 ?

Fees & Charges

Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £20
Cashback £100

Flexibility

Max LTV 75%
Overpayments allowed? Yes
Early Repayment charges 2.00% of loan amount redeemed to be paid within 1 year; then 1.00% of loan amount redeemed to be paid for next 1 year

Other info

Exit fees £65
Basic legals Payable

Representative example: A mortgage of £200,000 payable over 25 years on a repayment basis, initially on a fixed rate for 24 months at 1.49% and then on a variable rate, currently 3.99%, for the remaining 23 years would require 24 payments of £798.93 and 276 payments of £1,034.13. The total amount payable would be £305,578 made up of the loan amount plus interest (£104,494) and fees (£1,084 which includes exit fees of £65). The overall cost for comparison is 3.7% APRC representative.

More info

Speak to a mortgage expert on 0344 346 3672 or Enquire now

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We are dedicated to finding the best mortgage deals for you

When arranging a mortgage it's important to remember that the best deals aren’t necessarily about the lowest mortgage rate possible. Our expert mortgage advisers can help by researching the market and recommending the best products based on your own individual circumstances and requirements, finding the best rate available to you, taking into account the mortgage set up costs, whether or not the product is portable to another property, and the amount of any early repayment charges. Regardless of whether you’re a first time buyer, remortgaging, moving home or investing in the property market we can help save you time, effort and money.

With over 40 years’ experience as an independent mortgage broker, our team are dedicated to providing the very best mortgage advice to our clients. Being an independent mortgage broker means we have a unique ability to search the whole of the market to get the best mortgage deals for our clients and their individual situation.

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YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY DEBT SECURED ON IT.

John Charcol is a trading name of John Charcol Limited and its Appointed Representatives. John Charcol Limited is authorised and regulated by the Financial Conduct Authority. The Financial Services Register number is 665649. Registered in England No. 9157892. Registered office address for John Charcol Limited is 5th Floor, Cutlers Exchange, 123 Houndsditch, London, EC3A 7BU. The FCA does not regulate some investment mortgage contracts. Calls may be recorded for training and monitoring.