The original independent mortgage broker, helping you compare 1000s of remortgage deals

John Charcol

John Charcol 0330 057 5173 £

Cutlers Exchange, 123 Houndsditch London EC3A 7BU

90%

1054 Total reviews

4.82 Average rating

Reviews.co.uk

If you looking to remortgage because you’re at the end of a fixed rate deal or because you simply want to save money our mortgage comparison tool provides an indication of the best deals currently on the market. Once you’ve found a deal call our experts and we’ll help see if you qualify or if there are better options available. We’ll manage your application from start to finish and will aim to help you save time and money.

Tell us what type of mortgage you're looking for?

Advanced filters

Product type

Product period

Additional filters

Buy to let filters

Filters
We recommend you sort by True Cost Comparison find out more

We recommend you sort by True Cost Comparison

We suggest you use our ‘True Cost Comparison’ filter. This allows you to accurately understand how different mortgages compare by ordering results based on the total cost over a ‘deal period’, such as a two, or five-year fixed rate mortgage.

Some low interest rate deals might seem attractive, but if fees are higher they might not be the best value for you. When comparing mortgage deals our true cost comparison factors the lender fees over the length of the deal as well as your monthly mortgage payments.

For example, if your repayments are £2,000 per month on a two-year fixed-rate mortgage, plus £500 in lender fees, the total cost of the deal is £48,500.

We've found 858 mortgages that match your search

Sort by

Initial rate 1.44% then 5.69% (variable) ?
Monthly repayments £794 ?
Type/Duration Fixed  until 01/08/2020 ?
Scheme fees £2,233 ?
Cost comparison £22,089 ?

Fees & Charges

Booking fee £0
Arrangement fee £1,999
Valuation fee £0
Other fees £35
Cashback £0

Flexibility

Max LTV 75%
Overpayments allowed? Yes
Early Repayment charges 3.00% of loan amount redeemed to be paid until 31-Aug-2019; then 2.00% of loan amount redeemed to be paid until 31-Aug-2020

Other info

Exit fees £199
Basic legals Payable

Representative example: A mortgage of £200,000 payable over 25 years on a repayment basis, initially on a fixed rate for 25 months at 1.44% and then on a variable rate, currently 5.69%, for the remaining 22 years and 11 months would require 25 payments of £794.25 and 275 payments of £1,199.97. The total amount payable would be £348,647 made up of the loan amount plus interest (£146,414) and fees (£2,233 which includes exit fees of £199). The overall cost for comparison is 4.9% APRC representative.

More info

Speak to a mortgage expert on 0344 346 3672 or Enquire now

Initial rate 1.49% then 3.99% (variable) ?
Monthly repayments £799 ?
Type/Duration Fixed  until 01/09/2020 ?
Scheme fees £1,030 ?
Cost comparison £21,802 ?

Fees & Charges

Booking fee £0
Arrangement fee £995
Valuation fee £0
Other fees £35
Cashback £0

Flexibility

Max LTV 75%
Overpayments allowed? Yes
Early Repayment charges 2.00% of loan amount redeemed to be paid until 30-Sep-2019; then 1.00% of loan amount redeemed to be paid until 30-Sep-2020

Other info

Exit fees £0
Basic legals £0

Representative example: A mortgage of £200,000 payable over 25 years on a repayment basis, initially on a fixed rate for 26 months at 1.49% and then on a variable rate, currently 3.99%, for the remaining 22 years and 10 months would require 26 payments of £798.93 and 274 payments of £1,032.42. The total amount payable would be £304,685 made up of the loan amount plus interest (£103,655) and fees (£1,030 which includes exit fees of £0). The overall cost for comparison is 3.6% APRC representative.

More info

Speak to a mortgage expert on 0344 346 3672 or Enquire now

Initial rate 1.54% then 4.74% (variable) ?
Monthly repayments £804 ?
Type/Duration Fixed  until 01/10/2020 ?
Scheme fees £1,323 ?
Cost comparison £23,021 ?

Fees & Charges

Booking fee £0
Arrangement fee £1,249
Valuation fee £0
Other fees £0
Cashback £0

Flexibility

Max LTV 75%
Overpayments allowed? Yes
Early Repayment charges 2.00% of loan amount redeemed to be paid until 31-Oct-2019; then 1.00% of loan amount redeemed to be paid until 31-Oct-2020

Other info

Exit fees £74
Basic legals £0

Representative example: A mortgage of £200,000 payable over 25 years on a repayment basis, initially on a fixed rate for 27 months at 1.54% and then on a variable rate, currently 4.74%, for the remaining 22 years and 9 months would require 27 payments of £803.64 and 273 payments of £1,108.57. The total amount payable would be £325,661 made up of the loan amount plus interest (£124,338) and fees (£1,323 which includes exit fees of £74). The overall cost for comparison is 4.3% APRC representative.

More info

Speak to a mortgage expert on 0344 346 3672 or Enquire now

Initial rate 1.54% then 4.5% (variable) ?
Monthly repayments £804 ?
Type/Duration Fixed  until 17/07/2020 ?
Scheme fees £1,478 ?
Cost comparison £20,765 ?

Fees & Charges

Booking fee £0
Arrangement fee £1,395
Valuation fee £0
Other fees £25
Cashback £0

Flexibility

Max LTV 80%
Overpayments allowed? No
Early Repayment charges 2.00% of loan amount redeemed to be paid within 1 year; then 1.00% of loan amount redeemed to be paid for next 1 year

Other info

Exit fees £58
Basic legals £0

Representative example: A mortgage of £200,000 payable over 25 years on a repayment basis, initially on a fixed rate for 24 months at 1.54% and then on a variable rate, currently 4.5%, for the remaining 23 years would require 24 payments of £803.64 and 276 payments of £1,086.87. The total amount payable would be £320,741 made up of the loan amount plus interest (£119,263) and fees (£1,478 which includes exit fees of £58). The overall cost for comparison is 4.1% APRC representative.

More info

Speak to a mortgage expert on 0344 346 3672 or Enquire now

Initial rate 1.54% then 4.95% (variable) ?
Monthly repayments £804 ?
Type/Duration Fixed  until 01/09/2020 ?
Scheme fees £1,484 ?
Cost comparison £22,379 ?

Fees & Charges

Booking fee £0
Arrangement fee £1,249
Valuation fee £0
Other fees £40
Cashback £0

Flexibility

Max LTV 75%
Overpayments allowed? Yes
Early Repayment charges 3.00% of loan amount redeemed to be paid within 1 year; then 2.00% of loan amount redeemed to be paid for next 1 year

Other info

Exit fees £195
Basic legals £0

Representative example: A mortgage of £200,000 payable over 25 years on a repayment basis, initially on a fixed rate for 26 months at 1.54% and then on a variable rate, currently 4.95%, for the remaining 22 years and 10 months would require 26 payments of £803.64 and 274 payments of £1,131.73. The total amount payable would be £332,473 made up of the loan amount plus interest (£130,989) and fees (£1,484 which includes exit fees of £195). The overall cost for comparison is 4.4% APRC representative.

More info

Speak to a mortgage expert on 0344 346 3672 or Enquire now

Initial rate 1.54% then 4.95% (variable) ?
Monthly repayments £804 ?
Type/Duration Fixed  until 01/09/2020 ?
Scheme fees £859 ?
Cost comparison £21,754 ?

Fees & Charges

Booking fee £0
Arrangement fee £624
Valuation fee £0
Other fees £40
Cashback £0

Flexibility

Max LTV 75%
Overpayments allowed? Yes
Early Repayment charges 3.00% of loan amount redeemed to be paid within 1 year; then 2.00% of loan amount redeemed to be paid for next 1 year

Other info

Exit fees £195
Basic legals £0

Representative example: A mortgage of £200,000 payable over 25 years on a repayment basis, initially on a fixed rate for 26 months at 1.54% and then on a variable rate, currently 4.95%, for the remaining 22 years and 10 months would require 26 payments of £803.64 and 274 payments of £1,131.73. The total amount payable would be £331,848 made up of the loan amount plus interest (£130,989) and fees (£859 which includes exit fees of £195). The overall cost for comparison is 4.4% APRC representative.

More info

Speak to a mortgage expert on 0344 346 3672 or Enquire now

Initial rate 1.55% then 4.99% (variable) ?
Monthly repayments £805 ?
Type/Duration Fixed  until 01/11/2020 ?
Scheme fees £1,585 ?
Cost comparison £24,113 ?

Fees & Charges

Booking fee £0
Arrangement fee £1,495
Valuation fee £0
Other fees £0
Cashback £0

Flexibility

Max LTV 75%
Overpayments allowed? Yes
Early Repayment charges 2.50% of loan amount redeemed to be paid until 30-Nov-2019; then 1.50% of loan amount redeemed to be paid until 30-Nov-2020

Other info

Exit fees £90
Basic legals £0

Representative example: A mortgage of £200,000 payable over 25 years on a repayment basis, initially on a fixed rate for 28 months at 1.55% and then on a variable rate, currently 4.99%, for the remaining 22 years and 8 months would require 28 payments of £804.58 and 272 payments of £1,133.60. The total amount payable would be £332,452 made up of the loan amount plus interest (£130,867) and fees (£1,585 which includes exit fees of £90). The overall cost for comparison is 4.4% APRC representative.

More info

Speak to a mortgage expert on 0344 346 3672 or Enquire now

Initial rate 1.58% then 3.99% (variable) ?
Monthly repayments £807 ?
Type/Duration Fixed  until 01/10/2020 ?
Scheme fees £1,114 ?
Cost comparison £22,914 ?

Fees & Charges

Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £35
Cashback £0

Flexibility

Max LTV 75%
Overpayments allowed? Yes
Early Repayment charges 2.00% of loan amount redeemed to be paid until 31-Oct-2020

Other info

Exit fees £80
Basic legals £0

Representative example: A mortgage of £200,000 payable over 25 years on a repayment basis, initially on a fixed rate for 27 months at 1.58% and then on a variable rate, currently 3.99%, for the remaining 22 years and 9 months would require 27 payments of £807.41 and 273 payments of £1,032.48. The total amount payable would be £304,781 made up of the loan amount plus interest (£103,667) and fees (£1,114 which includes exit fees of £80). The overall cost for comparison is 3.7% APRC representative.

More info

Speak to a mortgage expert on 0344 346 3672 or Enquire now

Initial rate 1.58% then 3.99% (variable) ?
Monthly repayments £807 ?
Type/Duration Fixed  until 01/08/2020 ?
Scheme fees £1,219 ?
Cost comparison £21,404 ?

Fees & Charges

Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £25
Cashback £0

Flexibility

Max LTV 75%
Overpayments allowed? Yes
Early Repayment charges 1.55% of loan amount redeemed to be paid within 1 year; then 0.70% of loan amount redeemed to be paid until 31-Aug-2020

Other info

Exit fees £195
Basic legals £0

Representative example: A mortgage of £200,000 payable over 25 years on a repayment basis, initially on a fixed rate for 25 months at 1.58% and then on a variable rate, currently 3.99%, for the remaining 22 years and 11 months would require 25 payments of £807.41 and 275 payments of £1,028.08. The total amount payable would be £304,126 made up of the loan amount plus interest (£102,907) and fees (£1,219 which includes exit fees of £195). The overall cost for comparison is 3.7% APRC representative.

More info

Speak to a mortgage expert on 0344 346 3672 or Enquire now

Initial rate 1.58% then 3.99% (variable) ?
Monthly repayments £807 ?
Type/Duration Fixed  until 01/08/2020 ?
Scheme fees £1,219 ?
Cost comparison £21,404 ?

Fees & Charges

Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £25
Cashback £0

Flexibility

Max LTV 75%
Overpayments allowed? Yes
Early Repayment charges 1.55% of loan amount redeemed to be paid within 1 year; then 0.70% of loan amount redeemed to be paid until 31-Aug-2020

Other info

Exit fees £195
Basic legals £0

Representative example: A mortgage of £200,000 payable over 25 years on a repayment basis, initially on a fixed rate for 25 months at 1.58% and then on a variable rate, currently 3.99%, for the remaining 22 years and 11 months would require 25 payments of £807.41 and 275 payments of £1,028.08. The total amount payable would be £304,126 made up of the loan amount plus interest (£102,907) and fees (£1,219 which includes exit fees of £195). The overall cost for comparison is 3.7% APRC representative.

More info

Speak to a mortgage expert on 0344 346 3672 or Enquire now

View more mortgages

When choosing the right mortgage deal, expertise counts

Many of the remortgage deals highlighted by our mortgage comparison tool will only be available through independent brokers like John Charcol. When you’ve found a deal that you think is right for you speak to our experts and we’ll help you compare it to 1000’s of mortgage products in the market, including deals that aren’t available on the high street.

When you’re remortgaging it's important to remember that the best deals aren’t always about the lowest mortgage rate possible. By choosing John Charcol our experts will help by researching the market and recommending the best product based on a variety of criteria, such as, the rate available to you, the mortgage set up costs, whether or not the product is portable to another property and the cost of any early repayment charges. Regardless of whether you’re remortgaging to save money, release equity or because you’re at the end of a preferential rate our experts can help save you time, effort and money.

You are currently offline. Some pages or assets may fail to load.