We want to purchase a Buy To Let property in my wifes name but have both names on the mortgage. Is this possible?

Posted on 24 June 2014 by Matt

We want to purchase a Buy To Let property in my wife's name but have both names on the mortgage. Is this possible?


I'm afraid the short answer is 'no', you cant have the property in your wife's sole name, and the mortgage in joint names. There are one or two lenders who will allow this arrangement on a residential property but unfortunately, not on a Buy To Let.

You don't mention the reason for wanting to be on the mortgage but not on the deeds ? However, it may be possible with a lender who manually underwrites, to have both the property and mortgage in your wifes name, depending on your overall financial situtation.

If you'd like to discuss your options in more detail, then please contact one of our consultants on 0344 346 3672 and they'll be able to give you an idea of how we can help.



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