The property my son's interested has the kitchen in a timber extension. Will this stop us getting a mortgage?

Posted on 15 July 2013 by Owain


Hi, My son is interested in a Brick built semi, but the kitchen is in a wood built extention, and I have heard that it may cause an issue obtaining a mortgage, as it would be classed as a temporary structure. Is that true, and if so would it change the situation if the kitchen were moved into one of the main rooms within the brick structure, and the extention was used as a dining room? Thank you.

Owain,

We have discussed this case with a mortage valuer and as far as they are concerned, the mere fact that there is a kitchen in a wood build extension should not be  an issue. What will be taken into consideration is the actual scale of the extension comparing to the rest of the house. Also the style and nature of the property would also have to be acceptable to the lender, but on the basis that it would be, this would appear to be something that could be done.

If you'd like to discuss the rest of the case in more detail, then please let me know and I'll arrange a convenient time for you to seak to one of our consultants.

Regards,

Simon

simon.collins@johncharcol.co.uk


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