Seperation and Mortgage Arrears

Posted on 15 June 2012 by adam

2 and half years ago me and my wife seperated, we have a house together which she continues to still live in! the house has arrears of £1800 which she wants me to pay off and then get my name off, do i legally have to pay these? shouldnt that be down to her now she has lived in the house over 2 and half years and i dont want anything from the house when i take my name off she can have everything?


Unless you name was removed from the mortgage and you were released from your covenants then you are equally as liable for ensuring the mortgage payments are paid as they fall due.  In the event of your lender repossessing the property and making a loss on sale they will be able to pursue you for the shortfall as well as your wife.

As we are unable to give legal advice, I have forwarded you enquiry to our in house solicitors, Rollingsons and they will be in touch with you to explain what you can do next.


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