NHS specific enquiry - zero contracted hours

Posted on 21 February 2010 by claire


Hi thereI have been a qualified nurse for 6 months and have a permanent contract with an NHS nursing agency based on zero contract hours. i work full time and guaranteed full time hours. I am currently on £22,000 a year. my partner is just recently self employed and works part time with a security company. Are there any lenders out there who give mortgages to people who are on zero contracted hour contracts through the NHS?ThanksClaire

Claire

In short, the answer to your question is yes.  Many Lenders are now quite used to see applications from Agency staff working in the NHS and have adapted their criteria to make it easier to get a mortgage.  However, there are still some High Street names who will shy away until you have been in the same employment for a year or more.

I recommend that you speak to an independent mortgage adviser about your situation.

Peter

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