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My wife is a foreign national, can we use her income for a mortgage?

Posted on 27 November 2012 by Steve


Can my wife's income who works for the UN abroad and who is a Honduran national be included with my income for a mortgage?

Steve,

Your question is an interesting one and does depend on a number of factors, such as :-

  • Will you both be living in the property, or will it be a Buy To Let?
  • Does your wife have rights of residency in the UK?
  • What is the loan size and loan to value?
  • What are both of your income's?
  • Do you have any address history in the UK over the past 3 years?

There are lenders who can look at scenarios such as yours, but we would need some additional information, before giving you a more definitive answer.

If you'd like to discuss your enquiry in more detail, pease let me know and I'll arrange for you to speak to one of our consultants.

Regards,

Simon

simon.collins@johncharcol.co.uk

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