My partner is the sole name on the lease and mortgage. How do we do we add my name to either or both?

Posted on 3 February 2015 by Rebecca


My partner is currently the sole name on the lease and mortgage but we would like to amend this and wondered how we go about adding my name to either or both?

Rebecca,

What you are looking to do is a "Transfer of Equity", whereby you would apply to remortgage the property into your joint names, which would add you to both the mortgage and title deeds. To do this you will need to meet the lenders standard affordability criteria to make sure that you are able to support the loan based on your current financial circumstances.

You may wish to firstly approach the current lender, however if they are unable to help, then I would suggest calling us on 0344 346 3672 and speaking to one of our consultants who should be able to assist you.

Regards,

Alistair

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