My Ex & I have 125% mortgage? Would I be a mortgage on another property in my sole name?

Posted on 5 June 2013 by Siobhan

I have just spilt up from my patner we have 125% mortgage? We both seem to be finically stuck. Would I be able to get my own second mortgage?


The main difficulty usually is that most people don't have either the deposit, nor the income to be able to support the overall borrowing. However, if you have a deposit for the new property (min 5%) and can meet the lenders affordability and credit criteria, then the answer is that 'yes ' you could get another mortgage, just in your sole name.

If you have the exact figures and would like to talk further, then let me know and I'll organise a time for you to speak to one of our consultants.



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