Let To Buy. Can we get better than 75% on our existing home?

Posted on 17 June 2013 by Steve

We have found a property to buy and were days away from exchange when the people buying our house pulled out, we have heard about the "Let to buy" route but are currently only being offered a 75% LTV on our current property although I keep reading they are available up to 90%, can you let me know if better LTVs are still available. Thank you, Steve.


Most lenders cap the loan to value on investment mortgages at 75% and allow upto 90% on the new purchase. There are a few lenders who will goto 80% and even 85% but the rates are naturally higher and the rent will need to meet the lenders rental calculation.

Without knowing the rest of the details about your case, I can't really be more specific. I'd like to put you in touch with one of our consultants to see if we can assist you on this? Please let me know if you'd like to speak to one of them and I'll arrange a convenient time for you.




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