Posted on 29 April 2013 by Caron
I seperated Nov 2011 from my partner and I am trying to get my name off the mortgage. However it's not easy as before I moved out I signed something to take my name off the land not realising actually what it was. Now my ex still owes me money from house and he is still living in the house with my name on it, and if he cant afford to pay mortgage it will come to me. I desperatly need some advice, I have seen solicitor but not had much luck. If you can give me any advice that would be great.
You need to find out exactly what it was that you signed, as it sounds that you areno longer on the deeds but still on the mortgage. I would suggest that you make sure there's a notice of 'financial disassiciation' with your ex on your credit file with immediate effect, and also to write to the lender to advise them of the situation, and to request a copy of all correspondence, so if he does fall into arrears, you are aware of it straight away.
I'd also suggest approaching your ex to see if he will come to an amicable agreement regarding settlement of what he owes you. If he won't settle, then you have no alternative but take legal action and for that you will need a solicitor. If you aren't happy with the one you have been using, we can put you in touch with one that we recommend.
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