Can I remortgage by post?

Posted on 17 June 2013 by Terry


Can I take out a new remortgage in my own name, and leave my wife's name off the mortgage. She is in agreement with this and can this be done by post.

Terry,

In principle there's no reason why you can't have a mortgage on the property in your sole name. However if the current mortgage and title deeds are in joint names, then your wife will have to come off both, as lenders won't accept a sole mortgage with joint owners on the deeds. Your wife would also need to take independent legal advice if she's coming off the mortgage and deeds to protect her interest in the property.

A new remortgage application can be done postally if that's easiest for you, or we do have consultants around the country, who could see you face to face.

If you'd like talk further with one of our consultants , then please let me know and I'll arrange a convenient time for you.

Regards,

Alistair

contact@johncharcol.co.uk

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