Can I be guarantor for my mother?

Posted on 9 December 2012 by Neil Scott

My mother is 60. She can only get a five year mortgage deal which is unaffordable. Can I be a guarantor, but still have her as named mortgage holder?


Depending on the actual figures involved, either option may be possible, however we would need to obtain more information from yourself before we could give you a more definitive answer.

John Charcol is an Independent, Whole of Market broker, and as such also deal with those lenders who still manually underwrite mortgages and can therefore look at each application on its merits.

If you'd like to discuss your enquiry in more detail, then please let me know and I'll arrange for one of our consultants to contact you.



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Answers provided in response to Ask the experts are based on the information provided and do not constitute advice under the Financial Services & Markets Act. They reflect the personal views of the authors and do not necessarily represent the views, positions, strategies or opinions of John Charcol. All comments are made in good faith, and John Charcol will not accept liability for them.

We recommend you seek professional advice with regard to any of these topics where appropriate.

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