Buying in a Company name

Posted on 10 April 2011 by Stewart White

How much deposit is required if buying a property in a company name?  Will it be more than an individual has to pay?


The amount of deposit required will depend on the type of property and it's intended use.  For instance if you are buying an investment property and intend to let it out you will need at least a 25% deposit, whereas if you are looking to buy a business premises it is theoretically possible to get funding up to 80%.  In practice you are more likely to get 65%.

The amount you will need to put down, the interest rate payable and the type of mortgage will all depend on both your personal and business track record.  This type of funding tends to be very bespoke in nature and this is where a good mortgage broker can help you obtain the best possible terms.  I believe you would benefit from speaking to one of our independent mortgage advisers. Please call on 0344 346 3672 and tell the consultant the date and title of your question. They will be able to look at your situation and advise you accordingly.


Answers provided in response to Ask the experts are based on the information provided and do not constitute advice under the Financial Services & Markets Act. They reflect the personal views of the authors and do not necessarily represent the views, positions, strategies or opinions of John Charcol. All comments are made in good faith, and John Charcol will not accept liability for them.

We recommend you seek professional advice with regard to any of these topics where appropriate.

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