Best Lender and rate

Posted on 12 September 2011 by zaid

With a 20K deposit and a salary of 22K, which is the best mortgage lender with the lowest repayment rates?


John Charcol prides itself in giving personal mortgage advice and it is not possible to answer your question without further details.  A selection of the best mortgage deals available are shown in our Best Buy tables on this website, however these are not necessarily the best mortgages for you.

Please call 0344 346 3672 and speak to one of our independent mortgage advisers.  They will want to collect your details and then arrange for a mutually convenient appointment where they can assess your attitude towards risk; do you need a fixed rate as opposed to a variable rate?  What your aims are - do you really want the cheapest rate regardless of fees or is a compromise between rate and fee better for you?  Once the full details are known we can then make a recommendation that is tailored to you. 


Answers provided in response to Ask the experts are based on the information provided and do not constitute advice under the Financial Services & Markets Act. They reflect the personal views of the authors and do not necessarily represent the views, positions, strategies or opinions of John Charcol. All comments are made in good faith, and John Charcol will not accept liability for them.

We recommend you seek professional advice with regard to any of these topics where appropriate.

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