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Posted on 30 March 2011 by rachael parsons


I split up with my partner several years ago but we still have a mortgage together as the house is on the market. My ex partner has a ccj will this affect me getting another mortgage?

Rachael,

Your ex partner's CCJ should not affect you getting another mortgage as you will not be applying in your joint names.  However, it is our experience that some lenders will lower your score slightly if there are any current joint commitments.  Unless there are other factors I am not aware of I would not expect this to adversely affect you and would be confident of being able to arrange a mortgage for you.

Peter

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