Your mortgage questions answered

Get straightforward mortgage advice from the team at John Charcol. We're on-hand to answer your mortgage questions and help you find the best deal for you.

With over 40 years' experience in the industry we understand the process of buying a new home, arranging a mortgage and navigating the property market.

So if you're looking for advice, don't leave your mortgage to chance; read our helpful guides on the different types of mortgages or if you’re looking for tailored advice, browse through our frequently asked questions below and put your own mortgage question to our independent mortgage experts today.

How can I get a mortgage on a freehold flat?

My husband and I have fallen in love with a property. It's a...

Can I Buy A House & Rent It To A Family Member?

John Charcol’s mortgage experts provide guidance on how you can...

Can A Mortgage Guarantor Live Abroad?

John Charcol’s mortgage experts provide guidance on whether it is...

Can I Sell Part Of My Land If I Have A Mortgage?

Lenders restrictions on selling part of your mortgaged house

Can I get a mortgage on land without planning permission?

Unfortunately self build lenders will require outline planning...

Can I Remortgage A Property Within 6 Months Of Purchase?

John Charcol’s mortgage experts provide guidance on how you can...

Can I remortgage a right to buy property?

I have just taken out a mortgage on a right-to-buy property. The...

Can you release equity from a property with shared ownership?

Is it possible to get equity release on my property?

Can A Parent Be A Guarantor On A Mortgage?

John Charcol’s mortgage experts provide guidance on helping your...

How do I find out who I had a mortgage with?

My daughter had a mortgage 11 years ago, how can I find out any...

Can I buy an over 55s property for a parent or grandparent?

I need some advise on buying a property with an over 55 years age...

Can I remortgage an unencumbered property?

We own our current home outright - no mortgage. We want to move...

I’d like to rent my current house out, and buy a bigger place but have no deposit

I'm mortgage free, my house is worth about £135,000. I would like...

I've missed a mortgage payment, help!

I have just applied to borrow money on my mortgage with Abbey. ...

Can I Raise Money on an Unencumbered Property

Hi, I own a property worth £1.6m (fully, no morgage on it). I...

Which mortgage lenders allow unlimited overpayments?

Nearly every lender has a product which allows unlimited...

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