Help to Buy Second Charge Equity Share Mortgage Ray Boulger analyses the positive and negative effects of the government's Help to Buy Equity Loan Scheme. In response to a John Charcol blog respected…
Ray Boulger Comments on Help to Buy in Marketwatch Ray Boulger, our senior mortgage technical manager recently featured in Mortgage Solutions for Marketwatch. Ray Boulger, our senior mortgage…
Landlords and Finance Costs Restriction: What’s Deductible Now? The finance costs restriction is still being phased in. It was outlined in Section 24 of the Finance Act 2015, but won't be fully in…
Couple Wins Appeal Against HMRC over Stamp Duty When you buy a second residential property, you pay an extra 3% in Stamp Duty. But, what if the property isn’t habitable at the time of…
What Happens When You Inherit a House in the UK? There's a lot to organise when you inherit a property. Is there a will? How much Inheritance Tax is there to pay? Does the property have a mortgage?…
Interest Rate Update Gilt yields fell sharply yesterday and have extended the fall today. Gilt yields fell sharply yesterday and have extended the fall today. At today’s close the 10-year gilt yield…
Buying the Freehold: What Do I Need to Know? When you buy the freehold of a property, you buy the property and the land on which it stands in perpetuity. However, not every property is freehold. Some…
Capital Gains Tax on Second Homes You have to pay Capital Gains Tax when you sell a second home or property. Figuring out how much you’ll pay can be tricky – but we’ll walk you through how it works…
