Are Millennials Buying Homes? We take a look at the current millenial housing trends and what they can do to increase their chances of getting a step on the property ladder. The tirade of negative…
Budget 2018: Ray Boulger's Initial Comments Ray Boulger’s initial comments on the main property-related aspects of the October 2018 Budget. Ray Boulger’s initial comments on the main property-related…
Helping renters become homeowners Many suggestions on how to make it easier for renters to become homeowners don’t go much beyond “build more homes”, but 3 weeks before the budget Conservative think…
The Three-Year Tenancy Proposal Reports suggest that the Government has recognised that the idea floated earlier this year of mandatory 3 year tenancies is not sensible but that providing a carrot…
What Does a Rate Rise Mean for My Mortgage? We look at what people on tracker, variable and fixed rate mortgages can expect following the Bank of England interest rate rise. Earlier this month the…
Social Housing Green Paper – Not Much of a “New Deal for Social Housing” Any proposals which offer a realistic way to increase the opportunity for more people to own their own home has to be good…
Inflation Report August 2018 The Bank of England has raised the interest rate for only the second time in a decade. The quarterly Inflation Report sets out the economic analysis and inflation…
What Types of Mortgages Are Out There and Which One Is Right for Me? When you begin the process of looking for a mortgage, it’s not a simple ‘one fits all’ solution. There are many types of mortgages…
Structuring Your Buy-to-Let Investments Tax-Efficiently Following the Buy-to-Let PRA changes to landlords’ tax relief introduced last year, many investors are now considering structuring their…
What's next for fixed mortgage rates? Ray Boulger’s predictions and recommendations for the fixed rate mortgage market. When Bank Rate fell to 0.5% in March 2009, some economists forecast it would…
