Is Now the Time to Offset and Save? An offset mortgage can be an effective way of reducing the interest you’re paying on your mortgage and ultimately can help you to pay your mortgage off sooner. An…
The Effects of COVID-19: Bank Rate is Cut to 0.1% Today (19/03/2020) the Bank Rate fell to 0.01% after falling to 0.25% on Tuesday. Now could be the time to remortgage or port. Although the UK and…
What You Need to Know When Buying a New Build Home From the benefits to the potential pitfalls, we’ll take you through everything you need to know if you’re buying a new build property. From the…
How Long Does a Mortgage in Principle Last? A mortgage in principle is typically valid for up to 90 days. You can reapply if it expires but too many credit searches can damage your credit profile. A…
My Forecasts for 2020 After the Parliamentary stalemate for nearly all of 2019, politics is likely to have a much greater impact on markets in 2020. Boris’ larger than expected majority now provides…
When Is a Second Charge Mortgage the Right Solution to Release Equity From Your Property? Find yourself wanting to release equity from your home for renovations, property investments or to…
Getting Your Home Ready for Sale in the New Year As the end of a tough year approaches, many may seek out a fresh start in the shape of a new home. 2020 has been the year that our homes have also…
Help to Buy ISA vs Cash Lifetime ISA If you’re a first time buyer saving for a property, then you’ve probably heard about the Help to Buy: ISA deadline. Should you join the scramble to apply…