How Have House Prices Changed Over the Last Year and What Does the Future Hold? The June annual house price increase of 13.4% will be the peak for this cycle. The June annual house price increase of…
How Long Will the Mortgage Guarantee Scheme Last? Government intervention can be helpful in the short term to address a problem but once adequate private sector alternatives become readily available…
Budget: Stamp Duty Holiday & Mortgage Guarantee Rishi Sunak has unveiled government plans to extend the Stamp Duty holiday until the end of June and to support first time buyers by bringing 95% LTV…
When Is the Best Time to Remortgage? Could a remortgage benefit you? We’ll go through the essentials and help you make an informed decision on whether it could be suitable for you. Could a remortgage…
The 90% Mortgages on the Market Now Since it’s outbreak in the Spring, COVID-19 has affected many markets and sectors, one of those being the property and mortgage market. Since it’s outbreak in the…
Ray Boulger’s 2021 Forecasts The Nationwide house price index was 6.7% up in the first 11 months of 2020 and the UKHPI (UK House Price Index) annual increase to October was 5.4%. I expect prices to…
Lender Turnaround Times - How It Works and How It’s Changed There’s no doubt that taking out a mortgage can be an overwhelming process, and a big part of this can be waiting to see if your mortgage…
It's Time to Unmask the Mortgage Monster In this blog, we’ll address the most common fears people have about mortgages, so you know what to expect and how to make the process a little easier. It’s…
Impact of a Big Stamp Duty Cut The report in yesterday’s Times that the Chancellor will tomorrow increase the nil rate SDLT (Stamp Duty Land Tax) band to £500,000 for a limited period - probably a…
Top Tips for Would-Be Student Landlords Student towns and cities usually have a captive and reliable stream of potential tenants. As with most things, there are some clear positives and negatives…
