Helping renters become homeowners Many suggestions on how to make it easier for renters to become homeowners don’t go much beyond “build more homes”, but 3 weeks before the budget Conservative think…
The Three-Year Tenancy Proposal Reports suggest that the Government has recognised that the idea floated earlier this year of mandatory 3 year tenancies is not sensible but that providing a carrot…
Social Housing Green Paper – Not Much of a “New Deal for Social Housing” Any proposals which offer a realistic way to increase the opportunity for more people to own their own home has to be good…
What's next for fixed mortgage rates? Ray Boulger’s predictions and recommendations for the fixed rate mortgage market. When Bank Rate fell to 0.5% in March 2009, some economists forecast it would…
The new wave of Retirement Interest Only Mortgages Two months after the FCA announced a relaxation in its previously unduly zealous rules on interest only mortgages for older borrowers, two lenders…
DWP confirms 80,000 have not accepted new SMI terms Figures issued by the DWP on the continued take up of Support for Mortgage Interest Benefit (SMI) following the payments being changed from a free…
The Chancellor’s 2018 Spring Statement As The Chancellor has stated that from now on The Autumn Statement will include the main annual budget announcements, it is unlikely The Spring Statement will…
Market Movements – A Weak Equity Market and the Effect on Mortgage Rates Sharp movements in the markets tend to unnerve consumers, which begs the question of what the likely impact will be on…
Why has Santander launched a new reversion rate? Santander has announced that it is cutting its revert to rate by 0.99% for all new mortgages from 23 January 2018, a decision that is said to have…
Outlook 2018: Predictions for the UK Housing Market and Interest Rates Despite a partial recovery from the 859,000 housing transactions recorded in 2009, current transaction levels remain a long way…
