Can you switch from a buy to let mortgage to a residential mortgage?

Answered on 13 February 2019 by Nick Morrey


I currently own a buy-to-let that I want to move into, can I remortgage to a residential mortgage?


Remortgaging from buy-to-let to residential

Subject to you meeting the lenders current residential affordability criteria then this is something that you should be able to do. You can approach your existing lender to see if they will grant permission, however if they can't / won't allow this, then we can look at alternative lenders to help you.

If you'd like to discuss your options in more detail, then please contact one of our consultants on 0344 346 3672 and they'll be able to give you a clearer idea of how we can assist you.

Answers provided in response to Ask the experts are based on the information provided and do not constitute advice under the Financial Services & Markets Act. They reflect the personal views of the authors and do not necessarily represent the views, positions, strategies or opinions of John Charcol. All comments are made in good faith, and John Charcol will not accept liability for them.

We recommend you seek professional advice with regard to any of these topics where appropriate.

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