Our experts cut through the noise to tell you what you need to know
With over 40 years of experience behind us and some of the industry's most quoted experts in our ranks, there's not much we don't know about mortgages.
However, we know our industry is awash with jargon, so our experts aim to keep it simple. Through this blog, social media and our monthly newsletter, experienced mortgage advisers explain the nuances of the mortgage market, how economic factors influence the availability of mortgages and get to the meaning behind regulatory changes.
This blog will take you through the basics of buying your council house, so that you can decide whether it’s a good move for you.
When it comes to buying your first home, there is often one factor that gets in your way - your deposit. However, there are a few alternatives for those struggling to buy a home, these include: the Help to Buy Equity Loan and Shared Ownership scheme.
We take a look at the current millenial housing trends and what they can do to increase their chances of getting a step on the property ladder.
From the benefits to the potential pitfalls - we look at what you need to know when buying a new build property.
When looking for a property you will need to know how much you can borrow and how much it will cost both in fees and in monthly payments. Selecting and engaging with an independent mortgage broker will help you budget and prepare for this significant next step. Below are some top tips for those about to embark on their first property purchase journey.
With the bank of mum and dad just around the corner, it’s becoming more common for parents to give a helping hand to get their children on to the property ladder. Both you and your parents need to ensure that you are making this decision based on the best advice there is available.
Purchasing your first home is likely to be both an exciting and daunting experience, and it will probably be one of the biggest financial commitments you make in your lifetime. We have compiled a handy cheat sheet below of any extra fees you can expect as a first time buyer so you can plan your budget accordingly.
Barclays has widened its criteria for buy to let mortgages and now accepts applications from first-time buyers and non-owner occupiers.
Should I get a property survey? We asked our partners, GoTo HomeMovers to explain why it pays to get a survey done, even if you think you don’t need one.
Read out top tips for parents looking to help their kids onto the property ladder without the need to gift them a large deposit.
The blog postings on this site solely reflect the personal views of the authors and do not necessarily represent the views, positions, strategies or opinions of John Charcol. All comments are made in good faith, and John Charcol will not accept liability for them.