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The Financial Policy Committee’s Mortgage Stress Test Consultation

The Financial Policy Committee’s Mortgage Stress Test Consultation

… lender’s revert to rate + 3%, or around 7% for most mortgages. The Mortgage Market Review (MMR), implemented…

First Time Buyers: How to Start Your Home Buying Journey with Confidence

First Time Buyers: How to Start Your Home Buying Journey with Confidence

… process, it’s essential to understand how mortgages work. Speaking to an independent mortgage broker,…

Remortgage

… We answer all your questions about buy to let remortgages: from releasing equity to switching to…

Should I Stay, or Should I Go?

Should I Stay, or Should I Go?

… typically guide how lenders price fixed-rate mortgages. When investors anticipate significant rate cuts…

How Did the Mini Budget Affect the Buy-to-Let Market? How Have Landlords and Lenders Responded?

How Did the Mini Budget Affect the Buy-to-Let Market? How Have Landlords and Lenders Responded?

… assess affordability for buy-to-let mortgages by comparing gross rental incomes with interest…

Can I Buy a House and Rent It to a Family Member?

… which may incur Stamp Duty.  Thirdly, the mortgages available to you may be limited, depending on…

Can I Remortgage Within 6 Months of Purchase?

… to Remortgage Your House for more information on how remortgages work.  If I Buy a Home with Cash, Can I Get…

Could you be a mortgage prisoner and just not realise?

Could you be a mortgage prisoner and just not realise?

… of borrowers throughout the country: - Mortgages currently arranged on an interest only basis…

Can I Change My Residential Mortgage to Buy to Let?

Can I Change My Residential Mortgage to Buy to Let?

… some new terms and conditions  Buy to let mortgages involve a different method of assessing your…

I Am Over 50 Years Old Can I Get a Mortgage?

… dedicated to people over 55, so there are certainly mortgages for people over 50 and 60 years old. There are…

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