To speak to one of the media team email contact@johncharcol.co.uk with your request and we will get back to you.

John Charcol regularly contributes to all forms of media and our lead spokesperson, Ray Boulger, is widely regarded as the guru of the mortgage market.  Ray is a regular on BBC Television, BBC Radio, ITV and Sky News.  As well as broadcast media, he is a regular in the Financial Times, Sunday Times, Sunday Telegraph and other leading newspapers.

Find out more about Ray Boulger

Here is a selection of the latest developments at John Charcol.

10/04/2019

Fintech lending platform Freedom Finance has launched a revamped platform to increase speed and efficiency for borrowers and lenders. JC's Nick Morrey said the issue was these systems could stray into giving advice.


04/04/2019

Mr Money Saving Expert himself, Martin Lewis , hit TV screens last night to issue his advice on how money could be saved around the whole Brexit fiasco. JC's Ray Boulger appeared on the show saying he'd go for a five-year fixed mortgage, providing he wasn't planning on moving in those five years.


04/04/2019

Precise Mortgages is expanding its Help to Buy mortgage range into Scotland and will include remortgage options for the first time. JC's Nicholas Morrey said Precise's move to serve Scotland was great news as Scotland was an area under served by lenders.


03/04/2019

The sale announced by the Chancellor Philip Hammond today comes exactly a week after the Financial Conduct Authority revealed plans to relax affordability rules in order to help those unable to switch away from the expensive mortgage deals they took out before the financial crisis. JC's Ray Boulger argues the government should have been more upfront about the difficulties of balancing taxpayer interests with finding the best possible outcome for mortgage prisoners.


03/04/2019

Virgin Money's decision to consider mortgage applications from people with county court judgments (CCJs) demonstrates that mainstream lenders are prepared to be flexible when it comes to clients with a bad credit history. The rise in CCJs, and the relative ease with which they are issued today, is one reason why Virgin Money’s announcement was welcomed by JC's Nicholas Morrey.


02/04/2019

Recent research by mortgage broker, John Charcol, found that self-employed women take less maternity leave than their employed counterparts – taking an average of just 23 weeks leave, instead of the full 39-week period – because they can’t afford the time off.


01/04/2019

The FCA and brokers have highlighted the ongoing problem of some estate agents making borrowers feel like they need to use the agent’s in-house mortgage broker. JC's Ray Boulger said there’s been stories for years about buyers been cajoled by estate agents or developers into using a particular broker or solicitor and he believes transparency is the way forward.


01/04/2019

Intermediaries have welcomed the creation of a broker comparison tool for consumers but questioned how it can be introduced. JC's Ray Boulger said the consumer market is heading in the direction of comparison websites, like it or not.


28/03/2019

It is now a year since regulatory changes opened up the mortgage market to older borrowers. JC's Ray Boulger says: “I think the principal reason why the big lenders have chosen, so far, not to launch into this market is that the underwriting requires different considerations to mainstream lending."


25/03/2019

A new breed of interest-only mortgage for older people is starting to take off. These deals could throw a lifeline to thousands of people who have an interest-only home loan that’s coming to an end, but don’t know how they are going to pay back what they owe. JC's Nick Morrey says demand for the new deals isn’t high at the moment, in part “because the public don’t know they exist and what the benefit is”.


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