Is there a dependent relative mortgage? I have heard about a dependent relative mortgage. Is there such a thing and if so, who does them? Also, what criteria would I need to meet? Mortgages for…
I have bad credit but need a mortgage I have bad credit The starting point for any mortgage enquiry is going to be an examination of your credit file and before you talk to anybody you should get a…
Extending or rennovating your home? Top tips for homeowners planning to improve their home The Channel 4 show, Love it or List it, presented by Kirstie Allsopp and Phil Spencer has shown us that we…
JOHN CHARCOL EXPANDS CAPABILITY WITH ACQUISITION OF SIMPLY FINANCE GROUP John Charcol today announces the acquisition of multiple award-winning business Simply Finance Group based in Southampton.…
Discounted Purchase Price Hi. My wife and I have been renting the house we live in for the past nine years and the landlord has agreed to sell us the property for 205k we have had a valuation of 245k…
How Will The 3% Stamp Duty Surcharge Affect Let to Buy? The following question received from a reader raises an interesting question which will be relevant to many others and so I thought publishing…
Let to Buy for New Property Purchase There’s a term given to the process of releasing equity from your home to buy a new one and moving it onto a buy-to-let basis at the same time – let to buy. Yes,…
Can Adult Children Living at Home Prevent Parents from Getting a Mortgage? I was recently approached by a journalist and asked whether I had heard of parents struggling to get a mortgage if their…
How offset mortgages can help to reduce monthly payments The plight of savers facing poor returns on their money is well documented in a record low base rate environment. But how can their…
Top 5 tips for would-be student landlords Buying a property to rent to students has long been a popular diversification tactic for property investors. Student towns and cities usually have a…
