Our experts cut through the noise to tell you what you need to know
With over 40 years of experience behind us and some of the industry's most quoted experts in our ranks, there's not much we don't know about mortgages.
However, we know our industry is awash with jargon, so our experts aim to keep it simple. Through this blog, social media and our monthly newsletter, experienced mortgage advisers explain the nuances of the mortgage market, how economic factors influence the availability of mortgages and get to the meaning behind regulatory changes.
Independent professionals and the self-employed have always been able to take out mortgages, but the rules surrounding what they need to provide when they apply is a little different. We explain everything you need to know in our blog.
How will Brexit affect the property market? We asked our expert Ray Boulger common questions people have about what to expect. Here's what he said.
So you’re looking to move home? The process of moving home is usually for positive reasons, like moving to a new area, buying a larger property or because you’re starting a family or perhaps a new job? It’s often said that the process of moving home can be stressful and traumatic but it needn’t be, at least not from the perspective of your existing mortgage finances.
If you’re looking to release equity from your home for renovations or to fund further property investments, consolidate debt, pay a tax bill or for any reason, then a second charge mortgage could allow you to do so without the need to remortgage.
With the advent of the growing global ‘sharing economy’ there are now many options online that you can use to turn your property into an assets that can help make you money! Here we look at the ways you can make you home make money for you...
We look at what people on tracker, variable and fixed rate mortgages can expect following the Bank of England interest rate rise.
The Bank of England has raised the interest rate for only the second time in a decade.
When you begin the process of looking for a mortgage, it’s not a simple ‘one fits all’ solution. There are many types of mortgages that are available, all of which have different purposes.
Following the Buy-to-Let PRA changes to landlords’ tax relief introduced last year, many investors are now considering structuring their investment portfolios into Limited Companies. There are some potential advantages and drawbacks to this approach and below we will briefly outline some of the these.
Find out how you can pay back your mortgage quicker and potentially save thousands of pounds in the process.
The blog postings on this site solely reflect the personal views of the authors and do not necessarily represent the views, positions, strategies or opinions of John Charcol. All comments are made in good faith, and John Charcol will not accept liability for them.