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About John Charcol

… proof of identity; proof of address; proof of deposit; existing mortgage statement (if applicable) and…

Should a Down Valuation Be Seen as a Negative or a Reflection of the Current Market Value?

Should a Down Valuation Be Seen as a Negative or a Reflection of the Current Market Value?

… the price with the seller, increase their deposit to cover the shortfall, or withdraw from the…

Day 1 Remortgages Explained

Day 1 Remortgages Explained

… equity you have in the property acts as a form of deposit; the more equity you hold, the stronger your…

How Property Type Can Affect a Mortgage Application

How Property Type Can Affect a Mortgage Application

… example, investment properties may have stricter deposit requirements. It's crucial to understand the…

Can I Buy a House and Rent It to a Family Member?

… broker about how this works in more detail.  Deposits  You should typically expect to put down at…

Can I Get a Mortgage on a Prefab House?

Can I Get a Mortgage on a Prefab House?

… property. They may also require a larger deposit and charge higher rates. Given this, it makes…

How to Remortgage

How to Remortgage

… can help you raise the money you need for the deposit. This could, however, increase your monthly…

From Expats to Repats and Back Again

From Expats to Repats and Back Again

… income to be considered  Require a larger deposit (often 25% or more)  May involve slightly…

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